1.1.2
Click here for docs & updates
Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
DataFrame
NO COMPARISON TARGET
1000
ROWS
0
DUPLICATES
3.1 MB
RAM
151
FEATURES
46
CATEGORICAL
76
NUMERICAL
29
TEXT
1
id
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
1,000
(100%)
1
0%
-
-
111672513
1
0%
-
-
111825505
1
0%
-
-
110777635
1
0%
-
-
111948058
1
0%
-
-
112036429
1
0%
-
-
111916888
1
0%
-
-
112034536
993
99%
-
-
(Other)
2
member_id
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
3
loan_amnt
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
185
(18%)
MAX
40,000
95%
35,000
Q3
20,000
AVG
13,814
MEDIAN
12,000
Q1
6,025
5%
2,500
MIN
1,000
RANGE
39,000
IQR
13,975
STD
9,399
VAR
88.3M
KURT.
0.211
SKEW
0.939
SUM
13.8M
4
funded_amnt
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
185
(18%)
MAX
40,000
95%
35,000
Q3
20,000
AVG
13,814
MEDIAN
12,000
Q1
6,025
5%
2,500
MIN
1,000
RANGE
39,000
IQR
13,975
STD
9,399
VAR
88.3M
KURT.
0.211
SKEW
0.939
SUM
13.8M
5
funded_amnt_inv
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
185
(18%)
MAX
40,000
95%
35,000
Q3
20,000
AVG
13,814
MEDIAN
12,000
Q1
6,025
5%
2,500
MIN
1,000
RANGE
39,000
IQR
13,975
STD
9,399
VAR
88.3M
KURT.
0.211
SKEW
0.939
SUM
13.8M
6
term
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
2
(0%)
7
int_rate
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
32
(3%)
8
installment
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
672
(67%)
MAX
1,567
95%
1,022
Q3
546
AVG
413
MEDIAN
335
Q1
209
5%
88
MIN
31
RANGE
1,536
IQR
337
STD
280
VAR
78,565
KURT.
1.16
SKEW
1.19
SUM
413k
9
grade
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
7
(1%)
10
sub_grade
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
32
(3%)
11
emp_title
VALUES:
935
(94%)
MISSING:
65
(6%)
DISTINCT:
740
(74%)
23
2%
-
-
Teacher
16
2%
-
-
Manager
9
1%
-
-
Registered Nurse
9
1%
-
-
Owner
8
1%
-
-
RN
8
1%
-
-
Project Manager
7
1%
-
-
Director
855
91%
-
-
(Other)
12
emp_length
VALUES:
935
(94%)
MISSING:
65
(6%)
DISTINCT:
11
(1%)
13
home_ownership
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
3
(0%)
14
annual_inc
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
294
(29%)
MAX
680k
95%
170k
Q3
97k
AVG
80k
MEDIAN
68k
Q1
48k
5%
25k
MIN
0k
RANGE
680k
IQR
48,580
STD
53,330
VAR
2.8B
KURT.
21.7
SKEW
3.23
SUM
79.6M
15
verification_status
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
3
(0%)
16
issue_d
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
1
(0%)
17
loan_status
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
5
(0%)
18
pymnt_plan
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
1
(0%)
19
url
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
1,000
(100%)
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111773720
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111995658
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112432514
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112081393
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111068333
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112131532
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111986164
993
99%
-
-
(Other)
20
desc
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
21
purpose
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
12
(1%)
22
title
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
12
(1%)
23
zip_code
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
413
(41%)
22
2%
-
-
945xx
15
2%
-
-
606xx
13
1%
-
-
300xx
12
1%
-
-
070xx
12
1%
-
-
112xx
11
1%
-
-
117xx
10
1%
-
-
104xx
905
90%
-
-
(Other)
24
addr_state
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
48
(5%)
25
dti
VALUES:
999
(99%)
MISSING:
1
(0%)
DISTINCT:
860
(86%)
MAX
509
95%
32
Q3
24
AVG
19
MEDIAN
18
Q1
12
5%
5
MIN
0
RANGE
509
IQR
11.9
STD
18.9
VAR
358
KURT.
462
SKEW
18.6
SUM
19,243
26
delinq_2yrs
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
10
(1%)
27
earliest_cr_line
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
332
(33%)
12
1%
-
-
Nov-2004
11
1%
-
-
Sep-2003
11
1%
-
-
Oct-2003
10
1%
-
-
Aug-2002
10
1%
-
-
Mar-2007
10
1%
-
-
Jan-2002
9
1%
-
-
Oct-2005
927
93%
-
-
(Other)
28
fico_range_low
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
33
(3%)
MAX
825
95%
770
Q3
715
AVG
699
MEDIAN
690
Q1
675
5%
660
MIN
660
RANGE
165
IQR
40.0
STD
33.4
VAR
1,113
KURT.
0.918
SKEW
1.12
SUM
699k
29
fico_range_high
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
33
(3%)
MAX
829
95%
774
Q3
719
AVG
703
MEDIAN
694
Q1
679
5%
664
MIN
664
RANGE
165
IQR
40.0
STD
33.4
VAR
1,113
KURT.
0.918
SKEW
1.12
SUM
703k
30
inq_last_6mths
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
6
(1%)
31
mths_since_last_delinq
VALUES:
508
(51%)
MISSING:
492
(49%)
DISTINCT:
83
(8%)
MAX
85.0
95%
73.0
Q3
50.0
AVG
34.2
MEDIAN
31.0
Q1
16.0
5%
5.0
MIN
0.0
RANGE
85.0
IQR
34.0
STD
21.2
VAR
450
KURT.
-0.794
SKEW
0.424
SUM
17,366
32
mths_since_last_record
VALUES:
190
(19%)
MISSING:
810
(81%)
DISTINCT:
88
(9%)
MAX
118
95%
112
Q3
94
MEDIAN
76
AVG
72
Q1
56
5%
24
MIN
3
RANGE
115
IQR
37.5
STD
27.3
VAR
747
KURT.
-0.544
SKEW
-0.473
SUM
13,700
33
open_acc
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
33
(3%)
MAX
57.0
95%
22.0
Q3
15.0
AVG
11.5
MEDIAN
11.0
Q1
8.0
5%
4.0
MIN
1.0
RANGE
56.0
IQR
7.00
STD
5.58
VAR
31.1
KURT.
4.91
SKEW
1.31
SUM
11,520
34
pub_rec
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
8
(1%)
35
revol_bal
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
985
(98%)
MAX
474k
95%
47k
Q3
19k
AVG
17k
MEDIAN
11k
Q1
5k
5%
1k
MIN
0k
RANGE
474k
IQR
13,506
STD
29,488
VAR
869.5M
KURT.
87.9
SKEW
7.90
SUM
17.3M
36
revol_util
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
609
(61%)
5
0%
-
-
66%
5
0%
-
-
0%
5
0%
-
-
65.3%
5
0%
-
-
38.7%
5
0%
-
-
92%
5
0%
-
-
21.6%
5
0%
-
-
78.1%
965
96%
-
-
(Other)
37
total_acc
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
64
(6%)
MAX
102
95%
44
Q3
29
AVG
23
MEDIAN
21
Q1
15
5%
8
MIN
2
RANGE
100
IQR
14.0
STD
11.6
VAR
134
KURT.
3.78
SKEW
1.30
SUM
22,942
38
initial_list_status
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
2
(0%)
39
out_prncp
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
746
(75%)
MAX
37,688
95%
30,766
Q3
17,215
AVG
11,784
MEDIAN
9,436
Q1
5,103
5%
0
MIN
0
RANGE
37,688
IQR
12,113
STD
8,889
VAR
79.0M
KURT.
0.131
SKEW
0.887
SUM
11.8M
40
out_prncp_inv
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
746
(75%)
MAX
37,688
95%
30,766
Q3
17,215
AVG
11,784
MEDIAN
9,436
Q1
5,103
5%
0
MIN
0
RANGE
37,688
IQR
12,113
STD
8,889
VAR
79.0M
KURT.
0.131
SKEW
0.887
SUM
11.8M
41
total_pymnt
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
862
(86%)
MAX
41,763
95%
6,349
Q3
2,966
AVG
2,726
MEDIAN
1,773
Q1
1,110
5%
479
MIN
154
RANGE
41,609
IQR
1,856
STD
3,700
VAR
13.7M
KURT.
40.8
SKEW
5.55
SUM
2.7M
42
total_pymnt_inv
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
862
(86%)
MAX
41,763
95%
6,349
Q3
2,966
AVG
2,726
MEDIAN
1,773
Q1
1,110
5%
479
MIN
154
RANGE
41,609
IQR
1,856
STD
3,700
VAR
13.7M
KURT.
40.8
SKEW
5.55
SUM
2.7M
43
total_rec_prncp
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
782
(78%)
MAX
40,000
95%
4,908
Q3
1,924
AVG
2,030
MEDIAN
1,170
Q1
713
5%
345
MIN
100
RANGE
39,900
IQR
1,210
STD
3,585
VAR
12.8M
KURT.
45.5
SKEW
6.05
SUM
2.0M
44
total_rec_int
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
875
(88%)
MAX
4,281
95%
1,905
Q3
941
AVG
696
MEDIAN
508
Q1
242
5%
84
MIN
6
RANGE
4,276
IQR
700
STD
618
VAR
382k
KURT.
4.10
SKEW
1.76
SUM
696k
45
total_rec_late_fee
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
9
(1%)
46
recoveries
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
1
(0%)
47
collection_recovery_fee
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
1
(0%)
48
last_pymnt_d
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
6
(1%)
49
last_pymnt_amnt
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
716
(72%)
MAX
40,066
95%
2,145
Q3
602
AVG
1,026
MEDIAN
347
Q1
213
5%
90
MIN
6
RANGE
40,060
IQR
390
STD
3,341
VAR
11.2M
KURT.
60.7
SKEW
7.18
SUM
1.0M
50
next_pymnt_d
VALUES:
944
(94%)
MISSING:
56
(6%)
DISTINCT:
2
(0%)
51
last_credit_pull_d
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
8
(1%)
52
last_fico_range_high
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
54
(5%)
MAX
829
95%
789
Q3
734
AVG
707
MEDIAN
704
Q1
679
5%
639
MIN
504
RANGE
325
IQR
55.0
STD
45.6
VAR
2,078
KURT.
0.897
SKEW
-0.042
SUM
707k
53
last_fico_range_low
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
54
(5%)
MAX
825
95%
785
Q3
730
AVG
703
MEDIAN
700
Q1
675
5%
635
MIN
500
RANGE
325
IQR
55.0
STD
45.6
VAR
2,078
KURT.
0.897
SKEW
-0.042
SUM
703k
54
collections_12_mths_ex_med
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
3
(0%)
55
mths_since_last_major_derog
VALUES:
277
(28%)
MISSING:
723
(72%)
DISTINCT:
79
(8%)
MAX
92.0
95%
77.0
Q3
61.0
MEDIAN
45.0
AVG
44.1
Q1
27.0
5%
10.0
MIN
0.0
RANGE
92.0
IQR
34.0
STD
20.9
VAR
437
KURT.
-0.940
SKEW
-0.069
SUM
12,207
56
policy_code
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
1
(0%)
57
application_type
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
2
(0%)
58
annual_inc_joint
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
79
(8%)
MAX
445k
95%
266k
Q3
138k
AVG
121k
MEDIAN
104k
Q1
78k
5%
50k
MIN
35k
RANGE
410k
IQR
59,350
STD
70,613
VAR
5.0B
KURT.
6.07
SKEW
2.17
SUM
10.4M
59
dti_joint
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
85
(8%)
MAX
34.1
95%
27.9
Q3
22.7
MEDIAN
18.6
AVG
17.9
Q1
12.0
5%
9.3
MIN
3.2
RANGE
30.9
IQR
10.7
STD
6.48
VAR
42.0
KURT.
-0.641
SKEW
0.069
SUM
1,541
60
verification_status_joint
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
3
(0%)
61
acc_now_delinq
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
3
(0%)
62
tot_coll_amt
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
158
(16%)
MAX
30,458
95%
943
Q3
0
AVG
202
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
30,458
IQR
0.00
STD
1,232
VAR
1.5M
KURT.
376
SKEW
16.7
SUM
202k
63
tot_cur_bal
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
996
(99%)
MAX
1.5M
95%
0.5M
Q3
0.2M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.5M
IQR
192k
STD
170k
VAR
28.9B
KURT.
8.25
SKEW
2.26
SUM
147.7M
64
open_acc_6m
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
9
(1%)
65
open_act_il
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
24
(2%)
MAX
45.0
95%
9.0
Q3
3.0
AVG
3.0
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
45.0
IQR
2.00
STD
3.44
VAR
11.8
KURT.
28.7
SKEW
3.94
SUM
2,990
66
open_il_12m
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
6
(1%)
67
open_il_24m
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
8
(1%)
68
mths_since_rcnt_il
VALUES:
974
(97%)
MISSING:
26
(3%)
DISTINCT:
111
(11%)
MAX
349
95%
81
Q3
25
AVG
23
MEDIAN
14
Q1
8
5%
2
MIN
1
RANGE
348
IQR
17.0
STD
28.1
VAR
788
KURT.
24.3
SKEW
3.78
SUM
22,031
69
total_bal_il
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
887
(89%)
MAX
377k
95%
115k
Q3
45k
AVG
36k
MEDIAN
23k
Q1
9k
5%
0k
MIN
0k
RANGE
377k
IQR
35,778
STD
43,889
VAR
1.9B
KURT.
11.9
SKEW
2.86
SUM
36.4M
70
il_util
VALUES:
864
(86%)
MISSING:
136
(14%)
DISTINCT:
117
(12%)
MAX
157
95%
103
Q3
85
MEDIAN
71
AVG
69
Q1
55
5%
24
MIN
0
RANGE
157
IQR
30.0
STD
23.7
VAR
560
KURT.
0.342
SKEW
-0.344
SUM
59,393
71
open_rv_12m
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
10
(1%)
72
open_rv_24m
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
17
(2%)
MAX
21.0
95%
8.0
Q3
4.0
AVG
2.6
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
21.0
IQR
3.00
STD
2.47
VAR
6.09
KURT.
4.96
SKEW
1.68
SUM
2,632
73
max_bal_bc
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
943
(94%)
MAX
38,497
95%
17,021
Q3
7,212
AVG
5,755
MEDIAN
4,299
Q1
2,276
5%
414
MIN
0
RANGE
38,497
IQR
4,936
STD
5,410
VAR
29.3M
KURT.
6.06
SKEW
2.15
SUM
5.8M
74
all_util
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
105
(10%)
MAX
142
95%
92
Q3
73
MEDIAN
60
AVG
59
Q1
45
5%
22
MIN
0
RANGE
142
IQR
28.0
STD
21.0
VAR
443
KURT.
0.028
SKEW
-0.137
SUM
58,710
75
total_rev_hi_lim
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
546
(55%)
MAX
542k
95%
100k
Q3
42k
AVG
35k
MEDIAN
24k
Q1
14k
5%
5k
MIN
1k
RANGE
542k
IQR
27,850
STD
40,765
VAR
1.7B
KURT.
38.2
SKEW
4.87
SUM
35.1M
76
inq_fi
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
11
(1%)
MAX
11.0
95%
4.0
Q3
1.0
AVG
0.9
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
11.0
IQR
1.00
STD
1.36
VAR
1.85
KURT.
7.05
SKEW
2.20
SUM
934
77
total_cu_tl
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
16
(2%)
MAX
16.0
95%
6.0
Q3
2.0
AVG
1.3
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
16.0
IQR
2.00
STD
2.18
VAR
4.75
KURT.
8.70
SKEW
2.62
SUM
1,266
78
inq_last_12m
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
16
(2%)
MAX
19.0
95%
7.0
Q3
3.0
AVG
2.0
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
19.0
IQR
3.00
STD
2.29
VAR
5.23
KURT.
6.40
SKEW
2.04
SUM
2,014
79
acc_open_past_24mths
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
18
(2%)
MAX
22.0
95%
10.0
Q3
6.0
AVG
4.3
MEDIAN
4.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
22.0
IQR
4.00
STD
3.02
VAR
9.11
KURT.
1.79
SKEW
1.07
SUM
4,344
80
avg_cur_bal
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
976
(98%)
MAX
170k
95%
48k
Q3
20k
AVG
14k
MEDIAN
7k
Q1
3k
5%
1k
MIN
0k
RANGE
170k
IQR
16,464
STD
17,476
VAR
305.4M
KURT.
14.8
SKEW
3.01
SUM
14.1M
81
bc_open_to_buy
VALUES:
988
(99%)
MISSING:
12
(1%)
DISTINCT:
951
(95%)
MAX
179k
95%
45k
Q3
14k
AVG
12k
MEDIAN
5k
Q1
2k
5%
0k
MIN
0k
RANGE
179k
IQR
12,844
STD
17,065
VAR
291.2M
KURT.
20.6
SKEW
3.56
SUM
11.5M
82
bc_util
VALUES:
987
(99%)
MISSING:
13
(1%)
DISTINCT:
601
(60%)
MAX
102
95%
97
Q3
84
MEDIAN
60
AVG
57
Q1
33
5%
8
MIN
0
RANGE
102
IQR
51.0
STD
29.1
VAR
847
KURT.
-1.15
SKEW
-0.233
SUM
56,639
83
chargeoff_within_12_mths
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
2
(0%)
84
delinq_amnt
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
8
(1%)
85
mo_sin_old_il_acct
VALUES:
974
(97%)
MISSING:
26
(3%)
DISTINCT:
224
(22%)
MAX
380
95%
203
Q3
154
MEDIAN
130
AVG
125
Q1
97
5%
32
MIN
5
RANGE
375
IQR
56.8
STD
52.0
VAR
2,705
KURT.
2.12
SKEW
0.379
SUM
122k
86
mo_sin_old_rev_tl_op
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
343
(34%)
MAX
620
95%
359
Q3
230
AVG
178
MEDIAN
160
Q1
115
5%
44
MIN
13
RANGE
607
IQR
115
STD
97.5
VAR
9,498
KURT.
1.04
SKEW
0.916
SUM
178k
87
mo_sin_rcnt_rev_tl_op
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
81
(8%)
MAX
123
95%
49
Q3
19
AVG
15
MEDIAN
9
Q1
4
5%
1
MIN
0
RANGE
123
IQR
15.0
STD
17.6
VAR
311
KURT.
11.1
SKEW
2.87
SUM
14,617
88
mo_sin_rcnt_tl
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
47
(5%)
MAX
123
95%
24
Q3
11
AVG
9
MEDIAN
6
Q1
3
5%
1
MIN
0
RANGE
123
IQR
8.00
STD
9.81
VAR
96.3
KURT.
40.4
SKEW
4.81
SUM
8,639
89
mort_acc
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
12
(1%)
MAX
12.0
95%
5.0
Q3
2.0
AVG
1.4
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
12.0
IQR
2.00
STD
1.72
VAR
2.96
KURT.
3.16
SKEW
1.57
SUM
1,364
90
mths_since_recent_bc
VALUES:
989
(99%)
MISSING:
11
(1%)
DISTINCT:
112
(11%)
MAX
218
95%
85
Q3
29
AVG
24
MEDIAN
13
Q1
6
5%
2
MIN
0
RANGE
218
IQR
23.0
STD
29.0
VAR
839
KURT.
8.13
SKEW
2.58
SUM
23,408
91
mths_since_recent_bc_dlq
VALUES:
221
(22%)
MISSING:
779
(78%)
DISTINCT:
76
(8%)
MAX
84.0
95%
78.0
Q3
55.0
AVG
39.1
MEDIAN
38.0
Q1
20.0
5%
7.0
MIN
0.0
RANGE
84.0
IQR
35.0
STD
21.8
VAR
475
KURT.
-0.982
SKEW
0.269
SUM
8,650
92
mths_since_recent_inq
VALUES:
874
(87%)
MISSING:
126
(13%)
DISTINCT:
25
(2%)
MAX
24.0
95%
20.0
Q3
11.0
AVG
7.1
MEDIAN
6.0
Q1
2.0
5%
0.0
MIN
0.0
RANGE
24.0
IQR
9.00
STD
5.95
VAR
35.4
KURT.
-0.058
SKEW
0.813
SUM
6,184
93
mths_since_recent_revol_delinq
VALUES:
332
(33%)
MISSING:
668
(67%)
DISTINCT:
81
(8%)
MAX
87.0
95%
73.4
Q3
52.2
AVG
36.2
MEDIAN
33.0
Q1
18.8
5%
7.0
MIN
0.0
RANGE
87.0
IQR
33.5
STD
20.6
VAR
426
KURT.
-0.792
SKEW
0.388
SUM
12,017
94
num_accts_ever_120_pd
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
14
(1%)
MAX
14.0
95%
3.0
Q3
0.0
AVG
0.5
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
14.0
IQR
0.00
STD
1.39
VAR
1.93
KURT.
30.2
SKEW
4.79
SUM
509
95
num_actv_bc_tl
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
17
(2%)
MAX
20.0
95%
8.0
Q3
5.0
AVG
3.7
MEDIAN
3.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
20.0
IQR
3.00
STD
2.33
VAR
5.44
KURT.
5.02
SKEW
1.59
SUM
3,663
96
num_actv_rev_tl
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
22
(2%)
MAX
22.0
95%
11.0
Q3
7.0
AVG
5.5
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
22.0
IQR
4.00
STD
3.24
VAR
10.5
KURT.
2.33
SKEW
1.26
SUM
5,509
97
num_bc_sats
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
21
(2%)
MAX
24.0
95%
11.0
Q3
6.0
AVG
4.8
MEDIAN
4.0
Q1
3.0
5%
1.0
MIN
0.0
RANGE
24.0
IQR
3.00
STD
3.11
VAR
9.69
KURT.
3.92
SKEW
1.55
SUM
4,768
98
num_bc_tl
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
28
(3%)
MAX
31.0
95%
15.0
Q3
9.0
AVG
7.1
MEDIAN
6.0
Q1
4.0
5%
2.0
MIN
0.0
RANGE
31.0
IQR
5.00
STD
4.41
VAR
19.4
KURT.
2.28
SKEW
1.26
SUM
7,102
99
num_il_tl
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
43
(4%)
MAX
87.0
95%
22.0
Q3
11.0
AVG
8.5
MEDIAN
7.0
Q1
4.0
5%
1.0
MIN
0.0
RANGE
87.0
IQR
7.00
STD
7.44
VAR
55.4
KURT.
15.5
SKEW
2.68
SUM
8,479
100
num_op_rev_tl
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
28
(3%)
MAX
30.0
95%
17.0
Q3
10.0
AVG
7.9
MEDIAN
7.0
Q1
5.0
5%
2.0
MIN
1.0
RANGE
29.0
IQR
5.00
STD
4.52
VAR
20.5
KURT.
1.70
SKEW
1.16
SUM
7,906
101
num_rev_accts
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
42
(4%)
MAX
53.0
95%
28.0
Q3
17.0
AVG
12.9
MEDIAN
11.0
Q1
7.0
5%
4.0
MIN
2.0
RANGE
51.0
IQR
10.0
STD
7.50
VAR
56.3
KURT.
2.31
SKEW
1.26
SUM
12,897
102
num_rev_tl_bal_gt_0
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
20
(2%)
MAX
21.0
95%
11.0
Q3
7.0
AVG
5.4
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
21.0
IQR
4.00
STD
3.08
VAR
9.48
KURT.
1.79
SKEW
1.13
SUM
5,400
103
num_sats
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
33
(3%)
MAX
57.0
95%
22.0
Q3
15.0
AVG
11.5
MEDIAN
11.0
Q1
8.0
5%
4.0
MIN
1.0
RANGE
56.0
IQR
7.00
STD
5.58
VAR
31.1
KURT.
4.91
SKEW
1.31
SUM
11,487
104
num_tl_120dpd_2m
VALUES:
937
(94%)
MISSING:
63
(6%)
DISTINCT:
2
(0%)
105
num_tl_30dpd
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
2
(0%)
106
num_tl_90g_dpd_24m
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
8
(1%)
107
num_tl_op_past_12m
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
12
(1%)
MAX
14.0
95%
5.0
Q3
3.0
AVG
2.0
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
14.0
IQR
2.00
STD
1.73
VAR
2.99
KURT.
3.90
SKEW
1.40
SUM
2,007
108
pct_tl_nvr_dlq
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
146
(15%)
MAX
100.0
95%
100.0
Q3
100.0
MEDIAN
97.8
AVG
93.5
Q1
90.0
5%
72.7
MIN
40.9
RANGE
59.1
IQR
10.0
STD
9.76
VAR
95.3
KURT.
4.78
SKEW
-2.06
SUM
93,497
109
percent_bc_gt_75
VALUES:
988
(99%)
MISSING:
12
(1%)
DISTINCT:
52
(5%)
MAX
100
95%
100
Q3
75
AVG
43
MEDIAN
38
Q1
0
5%
0
MIN
0
RANGE
100
IQR
75.0
STD
37.3
VAR
1,390
KURT.
-1.32
SKEW
0.310
SUM
42,144
110
pub_rec_bankruptcies
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
5
(0%)
111
tax_liens
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
6
(1%)
112
tot_hi_cred_lim
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
984
(98%)
MAX
1.6M
95%
0.5M
Q3
0.3M
AVG
0.2M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.6M
IQR
216k
STD
190k
VAR
36.2B
KURT.
7.35
SKEW
2.18
SUM
183.9M
113
total_bal_ex_mort
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
993
(99%)
MAX
487k
95%
149k
Q3
65k
AVG
53k
MEDIAN
39k
Q1
21k
5%
7k
MIN
0k
RANGE
487k
IQR
44,590
STD
52,167
VAR
2.7B
KURT.
14.6
SKEW
3.04
SUM
53.1M
114
total_bc_limit
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
463
(46%)
MAX
222k
95%
74k
Q3
30k
AVG
24k
MEDIAN
16k
Q1
8k
5%
2k
MIN
0k
RANGE
222k
IQR
21,825
STD
24,720
VAR
611.1M
KURT.
11.3
SKEW
2.70
SUM
23.6M
115
total_il_high_credit_limit
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
843
(84%)
MAX
471k
95%
135k
Q3
60k
AVG
47k
MEDIAN
35k
Q1
16k
5%
0k
MIN
0k
RANGE
471k
IQR
43,918
STD
48,057
VAR
2.3B
KURT.
10.9
SKEW
2.56
SUM
47.0M
116
revol_bal_joint
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
86
(9%)
MAX
220k
95%
64k
Q3
36k
AVG
29k
MEDIAN
21k
Q1
13k
5%
5k
MIN
3k
RANGE
217k
IQR
22,972
STD
29,155
VAR
850.0M
KURT.
21.5
SKEW
3.84
SUM
2.5M
117
sec_app_fico_range_low
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
31
(3%)
MAX
825
95%
720
Q3
690
AVG
664
MEDIAN
660
Q1
640
5%
588
MIN
540
RANGE
285
IQR
50.0
STD
43.9
VAR
1,927
KURT.
2.34
SKEW
0.282
SUM
57,095
118
sec_app_fico_range_high
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
31
(3%)
MAX
829
95%
724
Q3
694
AVG
668
MEDIAN
664
Q1
644
5%
592
MIN
544
RANGE
285
IQR
50.0
STD
43.9
VAR
1,927
KURT.
2.34
SKEW
0.282
SUM
57,439
119
sec_app_earliest_cr_line
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
73
(7%)
4
5%
-
-
Jul-2007
3
3%
-
-
Oct-2000
3
3%
-
-
May-2002
2
2%
-
-
Sep-2002
2
2%
-
-
Dec-2005
2
2%
-
-
Nov-2004
2
2%
-
-
Aug-1997
68
79%
-
-
(Other)
120
sec_app_inq_last_6mths
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
4
(0%)
121
sec_app_mort_acc
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
8
(1%)
122
sec_app_open_acc
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
24
(2%)
MAX
39.0
95%
23.8
Q3
12.8
AVG
10.9
MEDIAN
9.0
Q1
6.2
5%
3.2
MIN
1.0
RANGE
38.0
IQR
6.50
STD
6.63
VAR
44.0
KURT.
3.04
SKEW
1.49
SUM
935
123
sec_app_revol_util
VALUES:
85
(8%)
MISSING:
915
(92%)
DISTINCT:
79
(8%)
MAX
108
95%
92
Q3
80
MEDIAN
60
AVG
57
Q1
36
5%
17
MIN
0
RANGE
108
IQR
43.7
STD
25.4
VAR
643
KURT.
-0.805
SKEW
-0.187
SUM
4,837
124
sec_app_open_act_il
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
13
(1%)
MAX
17.0
95%
8.5
Q3
3.0
AVG
2.8
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
17.0
IQR
2.00
STD
2.85
VAR
8.13
KURT.
8.80
SKEW
2.57
SUM
238
125
sec_app_num_rev_accts
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
29
(3%)
MAX
35.0
95%
26.5
Q3
17.0
AVG
12.5
MEDIAN
11.0
Q1
7.0
5%
4.0
MIN
1.0
RANGE
34.0
IQR
10.0
STD
7.55
VAR
57.0
KURT.
-0.034
SKEW
0.790
SUM
1,072
126
sec_app_chargeoff_within_12_mths
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
2
(0%)
127
sec_app_collections_12_mths_ex_med
VALUES:
86
(9%)
MISSING:
914
(91%)
DISTINCT:
3
(0%)
128
sec_app_mths_since_last_major_derog
VALUES:
39
(4%)
MISSING:
961
(96%)
DISTINCT:
31
(3%)
MAX
76.0
95%
74.2
Q3
55.0
MEDIAN
40.0
AVG
37.5
Q1
18.0
5%
2.8
MIN
1.0
RANGE
75.0
IQR
37.0
STD
23.2
VAR
538
KURT.
-1.15
SKEW
-0.014
SUM
1,464
129
hardship_flag
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
1
(0%)
130
hardship_type
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
131
hardship_reason
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
132
hardship_status
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
133
deferral_term
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
134
hardship_amount
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
135
hardship_start_date
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
136
hardship_end_date
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
137
payment_plan_start_date
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
138
hardship_length
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
139
hardship_dpd
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
140
hardship_loan_status
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
141
orig_projected_additional_accrued_interest
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
142
hardship_payoff_balance_amount
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
143
hardship_last_payment_amount
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
144
disbursement_method
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
1
(0%)
145
debt_settlement_flag
VALUES:
1,000
(100%)
MISSING:
---
DISTINCT:
1
(0%)
146
debt_settlement_flag_date
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
147
settlement_status
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
148
settlement_date
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
149
settlement_amount
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
150
settlement_percentage
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
151
settlement_term
VALUES:
0
(0%)
MISSING:
1,000
(100%)
DISTINCT:
0
(0%)
Associations
[Only including dataset "DataFrame"] Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (approximating how much the elements on the left PROVIDE INFORMATION on elements in the row). Circles are numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Associations
[Only including dataset "None"] Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (approximating how much the elements on the left PROVIDE INFORMATION on elements in the row). Circles are numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
id
MISSING:
---
1
0%
-
-
111672513
1
0%
-
-
111825505
1
0%
-
-
110777635
1
0%
-
-
111948058
1
0%
-
-
112036429
1
0%
-
-
111916888
1
0%
-
-
112034536
1
0%
-
-
111610846
1
0%
-
-
111813439
1
0%
-
-
112119778
1
0%
-
-
112034323
1
0%
-
-
111480978
1
0%
-
-
112339591
1
0%
-
-
112148004
1
0%
-
-
111489849
1
0%
-
-
111772885
1
0%
-
-
112436311
1
0%
-
-
112152443
1
0%
-
-
111639347
1
0%
-
-
112432180
1
0%
-
-
112438186
1
0%
-
-
112319213
1
0%
-
-
110885675
1
0%
-
-
111811801
1
0%
-
-
112120590
1
0%
-
-
112435188
1
0%
-
-
112289996
1
0%
-
-
111837447
1
0%
-
-
111570165
1
0%
-
-
112229789
1
0%
-
-
112032972
1
0%
-
-
112436524
1
0%
-
-
111798720
1
0%
-
-
112145516
1
0%
-
-
112055008
1
0%
-
-
111743276
1
0%
-
-
112431950
1
0%
-
-
111413286
1
0%
-
-
110086966
1
0%
-
-
111498295
1
0%
-
-
112369410
1
0%
-
-
111226724
1
0%
-
-
112146696
1
0%
-
-
112154871
1
0%
-
-
112105173
1
0%
-
-
111825133
1
0%
-
-
111957035
1
0%
-
-
111866663
1
0%
-
-
112159842
1
0%
-
-
112436985
1
0%
-
-
111519263
1
0%
-
-
112311525
1
0%
-
-
112053576
1
0%
-
-
111875216
1
0%
-
-
111936805
1
0%
-
-
111716835
1
0%
-
-
110349478
1
0%
-
-
111630032
1
0%
-
-
111549557
1
0%
-
-
112081736
940
94%
-
-
(Other)
member_id
MISSING:
1,000
(100%)
loan_amnt
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
1.00
funded_amnt_inv
1.00
installment
0.95
out_prncp
0.92
out_prncp_inv
0.92
total_rec_int
0.83
annual_inc
0.47
total_pymnt
0.46
total_pymnt_inv
0.46
annual_inc_joint
0.45
revol_bal_joint
0.44
max_bal_bc
0.44
sec_app_mths_since_last_major_derog
0.37
total_bc_limit
0.37

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.39
purpose
0.29
title
0.29
int_rate
0.24
sub_grade
0.24
emp_length
0.23
addr_state
0.20
verification_status
0.19
home_ownership
0.19
sec_app_mort_acc
0.19
verification_status_joint
0.17
grade
0.15
application_type
0.15
sec_app_inq_last_6mths
0.11
MOST FREQUENT VALUES
10000.0
76
7.6%
20000.0
63
6.3%
12000.0
59
5.9%
6000.0
48
4.8%
15000.0
40
4.0%
5000.0
37
3.7%
25000.0
29
2.9%
35000.0
28
2.8%
8000.0
28
2.8%
18000.0
27
2.7%
16000.0
26
2.6%
4000.0
23
2.3%
3000.0
23
2.3%
7000.0
20
2.0%
24000.0
20
2.0%
SMALLEST VALUES
1000.0
11
1.1%
1200.0
4
0.4%
1500.0
3
0.3%
1600.0
1
0.1%
1800.0
3
0.3%
1925.0
1
0.1%
2000.0
11
1.1%
2100.0
2
0.2%
2200.0
3
0.3%
2250.0
1
0.1%
2300.0
1
0.1%
2400.0
5
0.5%
2500.0
6
0.6%
3000.0
23
2.3%
3025.0
1
0.1%
LARGEST VALUES
40000.0
19
1.9%
39350.0
1
0.1%
38400.0
1
0.1%
36000.0
6
0.6%
35575.0
1
0.1%
35000.0
28
2.8%
34900.0
1
0.1%
34000.0
1
0.1%
33125.0
1
0.1%
33000.0
2
0.2%
32475.0
1
0.1%
32000.0
9
0.9%
30150.0
1
0.1%
30000.0
19
1.9%
28800.0
1
0.1%
funded_amnt
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
1.00
funded_amnt_inv
1.00
installment
0.95
out_prncp
0.92
out_prncp_inv
0.92
total_rec_int
0.83
annual_inc
0.47
total_pymnt
0.46
total_pymnt_inv
0.46
annual_inc_joint
0.45
revol_bal_joint
0.44
max_bal_bc
0.44
sec_app_mths_since_last_major_derog
0.37
total_bc_limit
0.37

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.39
purpose
0.29
title
0.29
int_rate
0.24
sub_grade
0.24
emp_length
0.23
addr_state
0.20
verification_status
0.19
home_ownership
0.19
sec_app_mort_acc
0.19
verification_status_joint
0.17
grade
0.15
application_type
0.15
sec_app_inq_last_6mths
0.11
MOST FREQUENT VALUES
10000.0
76
7.6%
20000.0
63
6.3%
12000.0
59
5.9%
6000.0
48
4.8%
15000.0
40
4.0%
5000.0
37
3.7%
25000.0
29
2.9%
35000.0
28
2.8%
8000.0
28
2.8%
18000.0
27
2.7%
16000.0
26
2.6%
4000.0
23
2.3%
3000.0
23
2.3%
7000.0
20
2.0%
24000.0
20
2.0%
SMALLEST VALUES
1000.0
11
1.1%
1200.0
4
0.4%
1500.0
3
0.3%
1600.0
1
0.1%
1800.0
3
0.3%
1925.0
1
0.1%
2000.0
11
1.1%
2100.0
2
0.2%
2200.0
3
0.3%
2250.0
1
0.1%
2300.0
1
0.1%
2400.0
5
0.5%
2500.0
6
0.6%
3000.0
23
2.3%
3025.0
1
0.1%
LARGEST VALUES
40000.0
19
1.9%
39350.0
1
0.1%
38400.0
1
0.1%
36000.0
6
0.6%
35575.0
1
0.1%
35000.0
28
2.8%
34900.0
1
0.1%
34000.0
1
0.1%
33125.0
1
0.1%
33000.0
2
0.2%
32475.0
1
0.1%
32000.0
9
0.9%
30150.0
1
0.1%
30000.0
19
1.9%
28800.0
1
0.1%
funded_amnt_inv
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
1.00
funded_amnt
1.00
installment
0.95
out_prncp
0.92
out_prncp_inv
0.92
total_rec_int
0.83
annual_inc
0.47
total_pymnt
0.46
total_pymnt_inv
0.46
annual_inc_joint
0.45
revol_bal_joint
0.44
max_bal_bc
0.44
sec_app_mths_since_last_major_derog
0.37
total_bc_limit
0.37

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.39
purpose
0.29
title
0.29
int_rate
0.24
sub_grade
0.24
emp_length
0.23
addr_state
0.20
verification_status
0.19
home_ownership
0.19
sec_app_mort_acc
0.19
verification_status_joint
0.17
grade
0.15
application_type
0.15
sec_app_inq_last_6mths
0.11
MOST FREQUENT VALUES
10000.0
76
7.6%
20000.0
63
6.3%
12000.0
59
5.9%
6000.0
48
4.8%
15000.0
40
4.0%
5000.0
37
3.7%
25000.0
29
2.9%
35000.0
28
2.8%
8000.0
28
2.8%
18000.0
27
2.7%
16000.0
26
2.6%
4000.0
23
2.3%
3000.0
23
2.3%
7000.0
20
2.0%
24000.0
20
2.0%
SMALLEST VALUES
1000.0
11
1.1%
1200.0
4
0.4%
1500.0
3
0.3%
1600.0
1
0.1%
1800.0
3
0.3%
1925.0
1
0.1%
2000.0
11
1.1%
2100.0
2
0.2%
2200.0
3
0.3%
2250.0
1
0.1%
2300.0
1
0.1%
2400.0
5
0.5%
2500.0
6
0.6%
3000.0
23
2.3%
3025.0
1
0.1%
LARGEST VALUES
40000.0
19
1.9%
39350.0
1
0.1%
38400.0
1
0.1%
36000.0
6
0.6%
35575.0
1
0.1%
35000.0
28
2.8%
34900.0
1
0.1%
34000.0
1
0.1%
33125.0
1
0.1%
33000.0
2
0.2%
32475.0
1
0.1%
32000.0
9
0.9%
30150.0
1
0.1%
30000.0
19
1.9%
28800.0
1
0.1%
term
MISSING:
---
TOP CATEGORIES
36 months
750
75%
60 months
250
25%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
term
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
sec_app_collections_12_mths_ex_med
0.20
sec_app_chargeoff_within_12_mths
0.12
delinq_amnt
0.08
total_rec_late_fee
0.07
initial_list_status
0.06
grade
0.06

THESE FEATURES
GIVE INFORMATION
ON term:
int_rate
0.21
sub_grade
0.21
grade
0.15
addr_state
0.04
purpose
0.03
title
0.03
home_ownership
0.03
emp_length
0.02
sec_app_mort_acc
0.02
verification_status_joint
0.02
application_type
0.02
sec_app_inq_last_6mths
0.01
num_tl_90g_dpd_24m
0.01
last_credit_pull_d
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
CORRELATION RATIO WITH...
total_rec_int
0.47
out_prncp
0.43
out_prncp_inv
0.43
loan_amnt
0.39
funded_amnt
0.39
funded_amnt_inv
0.39
revol_bal_joint
0.18
max_bal_bc
0.17
sec_app_num_rev_accts
0.16
sec_app_open_acc
0.15
revol_bal
0.15
dti_joint
0.15
installment
0.15
sec_app_fico_range_low
0.15
int_rate
MISSING:
---
TOP CATEGORIES
9.93%
85
8%
11.99%
84
8%
16.02%
78
8%
15.05%
72
7%
9.44%
67
7%
10.42%
66
7%
14.08%
59
6%
12.62%
58
6%
10.91%
55
6%
13.59%
52
5%
7.97%
47
5%
5.32%
39
4%
18.06%
37
4%
7.07%
31
3%
7.35%
27
3%
19.03%
27
3%
7.21%
27
3%
(Other)
89
9%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
int_rate
PROVIDES INFORMATION ON...
grade
1.00
sub_grade
1.00
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
initial_list_status
0.62
num_tl_30dpd
0.47
delinq_amnt
0.43
total_rec_late_fee
0.41

THESE FEATURES
GIVE INFORMATION
ON int_rate:
sub_grade
1.00
grade
0.48
addr_state
0.16
emp_length
0.05
purpose
0.04
title
0.04
term
0.04
verification_status
0.03
open_rv_12m
0.03
open_acc_6m
0.03
open_il_24m
0.03
last_pymnt_d
0.03
inq_last_6mths
0.03
last_credit_pull_d
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
CORRELATION RATIO WITH...
fico_range_low
0.64
fico_range_high
0.64
total_rec_int
0.59
last_fico_range_high
0.50
last_fico_range_low
0.50
bc_open_to_buy
0.43
bc_util
0.38
all_util
0.37
last_pymnt_amnt
0.35
percent_bc_gt_75
0.35
total_bc_limit
0.35
total_pymnt
0.34
total_pymnt_inv
0.34
total_rec_prncp
0.33
installment
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
0.95
funded_amnt
0.95
funded_amnt_inv
0.95
out_prncp
0.86
out_prncp_inv
0.86
total_rec_int
0.81
total_pymnt
0.49
total_pymnt_inv
0.49
annual_inc_joint
0.44
annual_inc
0.43
max_bal_bc
0.39
total_rec_prncp
0.36
sec_app_mths_since_last_major_derog
0.36
total_bc_limit
0.33

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.28
sub_grade
0.28
purpose
0.28
title
0.28
verification_status
0.22
emp_length
0.21
grade
0.21
addr_state
0.20
sec_app_mort_acc
0.17
verification_status_joint
0.15
term
0.15
home_ownership
0.14
application_type
0.12
open_rv_12m
0.11
MOST FREQUENT VALUES
508.53
8
0.8%
279.72
8
0.8%
332.1
7
0.7%
335.12
6
0.6%
324.65
6
0.6%
192.03
6
0.6%
384.06
6
0.6%
626.46
5
0.5%
196.18
5
0.5%
346.9
5
0.5%
729.87
5
0.5%
251.68
5
0.5%
428.7
5
0.5%
199.26
4
0.4%
194.79
4
0.4%
SMALLEST VALUES
30.91
2
0.2%
32.24
1
0.1%
32.47
1
0.1%
33.21
1
0.1%
33.52
1
0.1%
34.22
1
0.1%
34.69
1
0.1%
35.17
2
0.2%
38.96
1
0.1%
39.17
1
0.1%
40.22
1
0.1%
42.21
1
0.1%
47.01
1
0.1%
48.36
1
0.1%
50.97
1
0.1%
LARGEST VALUES
1566.8
1
0.1%
1479.87
1
0.1%
1406.68
1
0.1%
1326.73
2
0.2%
1298.59
1
0.1%
1280.2
4
0.4%
1275.25
1
0.1%
1266.39
1
0.1%
1236.37
1
0.1%
1230.85
3
0.3%
1227.33
1
0.1%
1218.8
1
0.1%
1197.58
2
0.2%
1168.49
1
0.1%
1162.34
2
0.2%
grade
MISSING:
---
TOP CATEGORIES
B
357
36%
C
319
32%
A
171
17%
D
105
10%
E
33
3%
F
12
1%
G
3
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
grade
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
initial_list_status
0.57
int_rate
0.48
sub_grade
0.48
total_rec_late_fee
0.22
delinq_amnt
0.21
num_tl_30dpd
0.20

THESE FEATURES
GIVE INFORMATION
ON grade:
int_rate
1.00
sub_grade
1.00
addr_state
0.09
term
0.06
verification_status
0.05
initial_list_status
0.04
purpose
0.02
title
0.02
loan_status
0.02
emp_length
0.02
last_pymnt_d
0.02
open_rv_12m
0.02
open_acc_6m
0.02
open_il_24m
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
CORRELATION RATIO WITH...
fico_range_low
0.58
fico_range_high
0.58
total_rec_int
0.52
last_fico_range_high
0.45
last_fico_range_low
0.45
bc_open_to_buy
0.38
bc_util
0.35
percent_bc_gt_75
0.32
all_util
0.31
total_bc_limit
0.28
installment
0.21
total_rev_hi_lim
0.20
mths_since_last_major_derog
0.18
inq_last_12m
0.18
sub_grade
MISSING:
---
TOP CATEGORIES
B2
85
8%
B5
84
8%
C5
78
8%
C4
72
7%
B1
67
7%
B3
66
7%
C3
59
6%
C1
58
6%
B4
55
6%
C2
52
5%
A5
47
5%
A1
39
4%
D2
37
4%
A2
31
3%
A3
27
3%
A4
27
3%
D3
27
3%
(Other)
89
9%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sub_grade
PROVIDES INFORMATION ON...
int_rate
1.00
grade
1.00
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
initial_list_status
0.62
num_tl_30dpd
0.47
delinq_amnt
0.43
total_rec_late_fee
0.41

THESE FEATURES
GIVE INFORMATION
ON sub_grade:
int_rate
1.00
grade
0.48
addr_state
0.16
emp_length
0.05
purpose
0.04
title
0.04
term
0.04
verification_status
0.03
open_rv_12m
0.03
open_acc_6m
0.03
open_il_24m
0.03
last_pymnt_d
0.03
inq_last_6mths
0.03
last_credit_pull_d
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
CORRELATION RATIO WITH...
fico_range_low
0.64
fico_range_high
0.64
total_rec_int
0.59
last_fico_range_high
0.50
last_fico_range_low
0.50
bc_open_to_buy
0.43
bc_util
0.38
all_util
0.37
last_pymnt_amnt
0.35
percent_bc_gt_75
0.35
total_bc_limit
0.35
total_pymnt
0.34
total_pymnt_inv
0.34
total_rec_prncp
0.33
emp_title
MISSING:
65
(6%)
23
2%
-
-
Teacher
16
2%
-
-
Manager
9
1%
-
-
Registered Nurse
9
1%
-
-
Owner
8
1%
-
-
RN
8
1%
-
-
Project Manager
7
1%
-
-
Director
7
1%
-
-
Sales
6
1%
-
-
Office Manager
6
1%
-
-
manager
6
1%
-
-
Driver
5
1%
-
-
Supervisor
5
1%
-
-
President
4
0%
-
-
Vice President
4
0%
-
-
Accountant
4
0%
-
-
Professor
4
0%
-
-
supervisor
3
0%
-
-
Nurse
3
0%
-
-
Receptionist
3
0%
-
-
Technician
3
0%
-
-
Account Manager
3
0%
-
-
Software Engineer
3
0%
-
-
Registered nurse
3
0%
-
-
General Manager
3
0%
-
-
Cashier
3
0%
-
-
Paralegal
3
0%
-
-
Analyst
3
0%
-
-
Attorney
3
0%
-
-
Purchasing Manager
3
0%
-
-
Truck Driver
3
0%
-
-
Police Officer
3
0%
-
-
Tech
3
0%
-
-
Server
3
0%
-
-
Software Developer
2
0%
-
-
Auditor
2
0%
-
-
Consultant
2
0%
-
-
Director of Business Development
2
0%
-
-
Branch Manager
2
0%
-
-
Department Manager
2
0%
-
-
Executive Director
2
0%
-
-
Engineer
2
0%
-
-
Teller
2
0%
-
-
Associate
2
0%
-
-
Security Officer
2
0%
-
-
Registered nurse
2
0%
-
-
Test Engineer
2
0%
-
-
banker
2
0%
-
-
Customer Service
2
0%
-
-
Database Administrator
2
0%
-
-
Executive Assistant
2
0%
-
-
Financial Analyst
2
0%
-
-
Bookkeeper
2
0%
-
-
production
2
0%
-
-
technician
2
0%
-
-
Pharmacist
2
0%
-
-
CEO
2
0%
-
-
Office manager
2
0%
-
-
Operator
2
0%
-
-
Operations Manager
2
0%
-
-
Home Health Aide
701
75%
-
-
(Other)
emp_length
MISSING:
65
(6%)
TOP CATEGORIES
10+ years
326
35%
< 1 year
103
11%
2 years
101
11%
3 years
93
10%
1 year
61
7%
4 years
55
6%
5 years
55
6%
7 years
45
5%
9 years
40
4%
6 years
29
3%
8 years
27
3%
ALL
935
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
emp_length
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.33
total_rec_late_fee
0.26
sec_app_collections_12_mths_ex_med
0.25
sec_app_chargeoff_within_12_mths
0.25
delinq_amnt
0.24
last_credit_pull_d
0.23

THESE FEATURES
GIVE INFORMATION
ON emp_length:
addr_state
0.11
int_rate
0.07
sub_grade
0.07
last_credit_pull_d
0.04
purpose
0.03
title
0.03
verification_status_joint
0.03
sec_app_mort_acc
0.03
open_il_24m
0.02
application_type
0.02
open_rv_12m
0.02
open_acc_6m
0.02
sec_app_inq_last_6mths
0.02
delinq_2yrs
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
CORRELATION RATIO WITH...
sec_app_open_acc
0.37
sec_app_fico_range_low
0.37
sec_app_fico_range_high
0.37
dti_joint
0.36
sec_app_num_rev_accts
0.35
sec_app_open_act_il
0.34
sec_app_revol_util
0.32
annual_inc_joint
0.31
mo_sin_old_rev_tl_op
0.29
revol_bal_joint
0.24
loan_amnt
0.23
funded_amnt
0.23
funded_amnt_inv
0.23
open_act_il
0.21
home_ownership
MISSING:
---
TOP CATEGORIES
MORTGAGE
493
49%
RENT
411
41%
OWN
96
10%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.12
delinq_amnt
0.10
total_rec_late_fee
0.10
sec_app_mort_acc
0.06
sec_app_collections_12_mths_ex_med
0.05
acc_now_delinq
0.04

THESE FEATURES
GIVE INFORMATION
ON home_ownership:
addr_state
0.09
purpose
0.05
title
0.05
int_rate
0.04
sub_grade
0.04
emp_length
0.03
open_acc_6m
0.03
sec_app_mort_acc
0.02
term
0.02
open_rv_12m
0.01
open_il_24m
0.01
verification_status_joint
0.01
grade
0.01
pub_rec
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
mort_acc
0.56
tot_hi_cred_lim
0.54
tot_cur_bal
0.53
avg_cur_bal
0.48
annual_inc
0.24
mo_sin_old_rev_tl_op
0.23
total_rev_hi_lim
0.22
total_acc
0.21
mo_sin_rcnt_tl
0.20
loan_amnt
0.19
funded_amnt
0.19
funded_amnt_inv
0.19
total_bc_limit
0.18
revol_bal
0.18
annual_inc
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc_joint
0.86
tot_hi_cred_lim
0.58
tot_cur_bal
0.55
loan_amnt
0.47
funded_amnt
0.47
funded_amnt_inv
0.47
total_bal_ex_mort
0.46
total_rev_hi_lim
0.46
total_bc_limit
0.45
installment
0.43
max_bal_bc
0.43
avg_cur_bal
0.42
out_prncp
0.41
out_prncp_inv
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.24
addr_state
0.23
int_rate
0.22
sub_grade
0.22
emp_length
0.21
purpose
0.19
title
0.19
open_il_24m
0.17
inq_last_6mths
0.14
grade
0.13
open_acc_6m
0.13
term
0.13
sec_app_mort_acc
0.11
verification_status_joint
0.11
MOST FREQUENT VALUES
60000.0
35
3.5%
80000.0
33
3.3%
50000.0
29
2.9%
85000.0
28
2.8%
65000.0
26
2.6%
75000.0
25
2.5%
70000.0
24
2.4%
55000.0
24
2.4%
40000.0
23
2.3%
45000.0
22
2.2%
90000.0
19
1.9%
100000.0
19
1.9%
52000.0
18
1.8%
120000.0
18
1.8%
30000.0
17
1.7%
SMALLEST VALUES
0.0
1
0.1%
5568.0
1
0.1%
5971.0
1
0.1%
9360.0
1
0.1%
10000.0
2
0.2%
11364.0
1
0.1%
12000.0
1
0.1%
14400.0
1
0.1%
15000.0
1
0.1%
15840.0
1
0.1%
16000.0
1
0.1%
16200.0
1
0.1%
16992.0
1
0.1%
17000.0
2
0.2%
17100.0
1
0.1%
LARGEST VALUES
680000.0
1
0.1%
450000.0
1
0.1%
393000.0
1
0.1%
320000.0
2
0.2%
315000.0
2
0.2%
300000.0
4
0.4%
285000.0
1
0.1%
275000.0
1
0.1%
250000.0
3
0.3%
245000.0
1
0.1%
240000.0
2
0.2%
237500.0
1
0.1%
235000.0
1
0.1%
225000.0
1
0.1%
210000.0
3
0.3%
verification_status
MISSING:
---
TOP CATEGORIES
Not Verified
372
37%
Source Verified
361
36%
Verified
267
27%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
verification_status_joint
0.18
sec_app_collections_12_mths_ex_med
0.18
delinq_amnt
0.15
total_rec_late_fee
0.12
initial_list_status
0.06
num_tl_120dpd_2m
0.06

THESE FEATURES
GIVE INFORMATION
ON verification_status:
int_rate
0.09
sub_grade
0.09
verification_status_joint
0.06
grade
0.06
addr_state
0.05
emp_length
0.02
purpose
0.02
title
0.02
sec_app_mort_acc
0.01
last_credit_pull_d
0.01
num_tl_90g_dpd_24m
0.01
application_type
0.01
delinq_2yrs
0.01
open_il_12m
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
fico_range_low
0.27
fico_range_high
0.27
total_rec_int
0.26
last_fico_range_high
0.22
last_fico_range_low
0.22
installment
0.22
bc_util
0.20
all_util
0.20
percent_bc_gt_75
0.20
loan_amnt
0.19
funded_amnt
0.19
funded_amnt_inv
0.19
bc_open_to_buy
0.19
sec_app_fico_range_low
0.17
issue_d
MISSING:
---
TOP CATEGORIES
Jun-2017
1,000
100%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
issue_d
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.00
sec_app_chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
collections_12_mths_ex_med
0.00
int_rate
0.00
sub_grade
0.00
delinq_amnt
0.00

THESE FEATURES
GIVE INFORMATION
ON issue_d:
term
1.00
int_rate
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
title
1.00
addr_state
1.00
delinq_2yrs
1.00
inq_last_6mths
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_d
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
loan_status
MISSING:
---
TOP CATEGORIES
Current
921
92%
Fully Paid
56
6%
Late (31-120 days)
16
2%
Late (16-30 days)
5
0%
In Grace Period
2
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
next_pymnt_d
0.91
last_pymnt_d
0.65
last_credit_pull_d
0.25
total_rec_late_fee
0.18
delinq_amnt
0.06
application_type
0.03

THESE FEATURES
GIVE INFORMATION
ON loan_status:
last_pymnt_d
0.65
next_pymnt_d
0.63
last_credit_pull_d
0.31
int_rate
0.18
sub_grade
0.18
addr_state
0.18
grade
0.08
emp_length
0.05
total_rec_late_fee
0.04
purpose
0.03
title
0.03
open_il_24m
0.03
open_acc_6m
0.03
open_rv_12m
0.03

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
last_pymnt_amnt
0.74
total_rec_prncp
0.73
total_pymnt
0.69
total_pymnt_inv
0.69
out_prncp
0.33
out_prncp_inv
0.33
last_fico_range_high
0.25
last_fico_range_low
0.25
total_rec_int
0.15
inq_last_12m
0.11
sec_app_fico_range_high
0.09
sec_app_fico_range_low
0.09
annual_inc
0.09
dti_joint
0.08
pymnt_plan
MISSING:
---
TOP CATEGORIES
n
1,000
100%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pymnt_plan
PROVIDES INFORMATION ON...
issue_d
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.00
sec_app_chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
collections_12_mths_ex_med
0.00
int_rate
0.00
sub_grade
0.00
delinq_amnt
0.00

THESE FEATURES
GIVE INFORMATION
ON pymnt_plan:
term
1.00
int_rate
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
purpose
1.00
title
1.00
addr_state
1.00
delinq_2yrs
1.00
inq_last_6mths
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pymnt_plan
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
url
MISSING:
---
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111773720
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111995658
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112432514
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112081393
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111068333
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112131532
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111986164
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112199411
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112133443
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111070903
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=110344288
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112052325
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111987306
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=110291650
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111131098
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112359701
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111946801
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111569792
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112038266
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111825133
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112046960
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=110669135
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111735948
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111866510
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112289876
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112438155
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111816788
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111732017
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112146020
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111912117
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111811518
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112309206
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112033127
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112058153
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112026101
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111709353
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112031386
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111860109
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111786906
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=110927192
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112146344
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111622087
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=110690428
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111226724
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111778779
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112436524
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112083757
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111895285
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111621604
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111808885
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112432180
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111599483
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=110394088
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111815971
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111112628
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112073267
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111827734
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112313695
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=111828470
1
0%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=112073614
940
94%
-
-
(Other)
desc
MISSING:
1,000
(100%)
purpose
MISSING:
---
TOP CATEGORIES
debt_consolidation
560
56%
credit_card
206
21%
home_improvement
85
8%
other
68
7%
major_purchase
22
2%
vacation
14
1%
car
13
1%
medical
13
1%
moving
7
1%
small_business
6
1%
house
4
0%
renewable_energy
2
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
purpose
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
title
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_30dpd
0.36
delinq_amnt
0.27
num_tl_120dpd_2m
0.21
acc_now_delinq
0.19
total_rec_late_fee
0.15

THESE FEATURES
GIVE INFORMATION
ON purpose:
title
1.00
addr_state
0.11
int_rate
0.09
sub_grade
0.09
emp_length
0.04
open_il_24m
0.03
home_ownership
0.03
open_acc_6m
0.03
open_rv_12m
0.03
grade
0.03
delinq_2yrs
0.02
inq_last_6mths
0.02
open_il_12m
0.02
last_credit_pull_d
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
CORRELATION RATIO WITH...
dti
0.40
loan_amnt
0.29
funded_amnt
0.29
funded_amnt_inv
0.29
installment
0.28
out_prncp
0.27
out_prncp_inv
0.27
total_rec_int
0.26
mths_since_recent_bc
0.23
mort_acc
0.23
tot_hi_cred_lim
0.22
num_actv_rev_tl
0.22
num_bc_sats
0.21
num_actv_bc_tl
0.21
title
MISSING:
---
TOP CATEGORIES
Debt consolidation
560
56%
Credit card refinancing
206
21%
Home improvement
85
8%
Other
68
7%
Major purchase
22
2%
Vacation
14
1%
Car financing
13
1%
Medical expenses
13
1%
Moving and relocation
7
1%
Business
6
1%
Home buying
4
0%
Green loan
2
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
title
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
purpose
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_30dpd
0.36
delinq_amnt
0.27
num_tl_120dpd_2m
0.21
acc_now_delinq
0.19
total_rec_late_fee
0.15

THESE FEATURES
GIVE INFORMATION
ON title:
purpose
1.00
addr_state
0.11
int_rate
0.09
sub_grade
0.09
emp_length
0.04
open_il_24m
0.03
home_ownership
0.03
open_acc_6m
0.03
open_rv_12m
0.03
grade
0.03
delinq_2yrs
0.02
inq_last_6mths
0.02
open_il_12m
0.02
last_credit_pull_d
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
title
CORRELATION RATIO WITH...
dti
0.40
loan_amnt
0.29
funded_amnt
0.29
funded_amnt_inv
0.29
installment
0.28
out_prncp
0.27
out_prncp_inv
0.27
total_rec_int
0.26
mths_since_recent_bc
0.23
mort_acc
0.23
tot_hi_cred_lim
0.22
num_actv_rev_tl
0.22
num_bc_sats
0.21
num_actv_bc_tl
0.21
zip_code
MISSING:
---
22
2%
-
-
945xx
15
2%
-
-
606xx
13
1%
-
-
300xx
12
1%
-
-
070xx
12
1%
-
-
112xx
11
1%
-
-
117xx
10
1%
-
-
104xx
9
1%
-
-
600xx
9
1%
-
-
330xx
9
1%
-
-
802xx
9
1%
-
-
212xx
8
1%
-
-
923xx
8
1%
-
-
770xx
8
1%
-
-
980xx
8
1%
-
-
601xx
8
1%
-
-
891xx
8
1%
-
-
480xx
8
1%
-
-
926xx
8
1%
-
-
773xx
7
1%
-
-
021xx
7
1%
-
-
760xx
7
1%
-
-
853xx
7
1%
-
-
956xx
7
1%
-
-
328xx
7
1%
-
-
750xx
7
1%
-
-
210xx
7
1%
-
-
900xx
7
1%
-
-
941xx
6
1%
-
-
207xx
6
1%
-
-
370xx
6
1%
-
-
752xx
6
1%
-
-
605xx
6
1%
-
-
913xx
6
1%
-
-
751xx
6
1%
-
-
786xx
6
1%
-
-
481xx
6
1%
-
-
925xx
6
1%
-
-
331xx
6
1%
-
-
100xx
6
1%
-
-
334xx
6
1%
-
-
554xx
5
0%
-
-
852xx
5
0%
-
-
953xx
5
0%
-
-
275xx
5
0%
-
-
930xx
5
0%
-
-
114xx
5
0%
-
-
917xx
5
0%
-
-
775xx
5
0%
-
-
850xx
5
0%
-
-
958xx
5
0%
-
-
201xx
5
0%
-
-
483xx
5
0%
-
-
080xx
5
0%
-
-
346xx
5
0%
-
-
950xx
5
0%
-
-
951xx
5
0%
-
-
327xx
5
0%
-
-
921xx
4
0%
-
-
323xx
4
0%
-
-
460xx
571
57%
-
-
(Other)
addr_state
MISSING:
---
TOP CATEGORIES
CA
149
15%
TX
88
9%
NY
79
8%
FL
74
7%
IL
50
5%
NJ
39
4%
PA
38
4%
GA
33
3%
MD
32
3%
OH
28
3%
NC
27
3%
VA
27
3%
CO
26
3%
MI
25
2%
AZ
20
2%
MO
20
2%
TN
19
2%
(Other)
226
23%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
addr_state
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.42
delinq_amnt
0.36
sec_app_collections_12_mths_ex_med
0.35
total_rec_late_fee
0.32
sec_app_chargeoff_within_12_mths
0.31
sec_app_mort_acc
0.27

THESE FEATURES
GIVE INFORMATION
ON addr_state:
int_rate
0.15
sub_grade
0.15
emp_length
0.08
purpose
0.05
title
0.05
open_rv_12m
0.04
open_il_24m
0.04
grade
0.04
open_acc_6m
0.03
delinq_2yrs
0.03
inq_last_6mths
0.03
pub_rec
0.03
home_ownership
0.03
sec_app_mort_acc
0.03

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
CORRELATION RATIO WITH...
total_cu_tl
0.31
mths_since_last_record
0.28
sec_app_revol_util
0.27
mort_acc
0.27
sec_app_num_rev_accts
0.26
sec_app_fico_range_high
0.26
sec_app_fico_range_low
0.26
num_il_tl
0.25
max_bal_bc
0.25
dti_joint
0.25
inq_last_12m
0.25
fico_range_low
0.24
fico_range_high
0.24
sec_app_open_acc
0.24
dti
MISSING:
1
(0%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
dti_joint
0.24
num_il_tl
0.23
total_acc
0.18
annual_inc
-0.16
mths_since_rcnt_il
-0.16
total_il_high_credit_limit
0.14
open_acc
0.13
num_sats
0.13
open_act_il
0.12
total_bal_ex_mort
0.11
total_bal_il
0.11
bc_util
0.11
num_rev_tl_bal_gt_0
0.10
num_actv_rev_tl
0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_mort_acc
0.47
purpose
0.40
title
0.40
verification_status_joint
0.26
application_type
0.24
last_credit_pull_d
0.23
open_il_24m
0.23
addr_state
0.21
emp_length
0.17
int_rate
0.16
sub_grade
0.16
open_il_12m
0.14
verification_status
0.13
grade
0.10
MOST FREQUENT VALUES
3.07
3
0.3%
11.89
3
0.3%
17.41
3
0.3%
9.86
3
0.3%
9.36
3
0.3%
20.27
3
0.3%
18.43
3
0.3%
16.08
3
0.3%
18.23
2
0.2%
29.84
2
0.2%
16.41
2
0.2%
6.04
2
0.2%
22.36
2
0.2%
11.28
2
0.2%
14.69
2
0.2%
SMALLEST VALUES
0.25
1
0.1%
0.37
1
0.1%
0.43
1
0.1%
0.5
1
0.1%
0.7
1
0.1%
0.86
1
0.1%
1.39
1
0.1%
1.41
1
0.1%
1.83
1
0.1%
1.9
1
0.1%
2.48
1
0.1%
2.64
1
0.1%
2.73
1
0.1%
2.78
1
0.1%
3.07
3
0.3%
LARGEST VALUES
509.05
1
0.1%
212.68
1
0.1%
85.0
1
0.1%
65.01
1
0.1%
62.82
1
0.1%
61.04
1
0.1%
52.34
1
0.1%
49.32
1
0.1%
47.63
1
0.1%
47.53
1
0.1%
42.31
1
0.1%
41.66
1
0.1%
40.71
1
0.1%
39.54
1
0.1%
39.14
1
0.1%
delinq_2yrs
MISSING:
---
TOP CATEGORIES
0.0
806
81%
1.0
116
12%
2.0
51
5%
3.0
10
1%
6.0
6
1%
4.0
6
1%
5.0
2
0%
7.0
1
0%
11.0
1
0%
8.0
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
delinq_2yrs
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_90g_dpd_24m
0.58
acc_now_delinq
0.35
delinq_amnt
0.35
num_tl_30dpd
0.31
num_tl_120dpd_2m
0.30
chargeoff_within_12_mths
0.15

THESE FEATURES
GIVE INFORMATION
ON delinq_2yrs:
num_tl_90g_dpd_24m
0.22
addr_state
0.13
int_rate
0.10
sub_grade
0.10
purpose
0.05
title
0.05
emp_length
0.04
open_rv_12m
0.03
delinq_amnt
0.03
open_acc_6m
0.03
grade
0.02
open_il_24m
0.02
acc_now_delinq
0.02
pub_rec
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
delinq_2yrs
CORRELATION RATIO WITH...
pct_tl_nvr_dlq
0.49
num_accts_ever_120_pd
0.38
fico_range_low
0.22
fico_range_high
0.22
last_fico_range_high
0.21
last_fico_range_low
0.21
mo_sin_old_il_acct
0.19
total_il_high_credit_limit
0.18
total_acc
0.16
total_bal_il
0.15
inq_last_12m
0.14
total_bc_limit
0.13
num_rev_accts
0.13
total_bal_ex_mort
0.13
earliest_cr_line
MISSING:
---
12
1%
-
-
Nov-2004
11
1%
-
-
Sep-2003
11
1%
-
-
Oct-2003
10
1%
-
-
Aug-2002
10
1%
-
-
Mar-2007
10
1%
-
-
Jan-2002
9
1%
-
-
Oct-2005
9
1%
-
-
Jun-2003
9
1%
-
-
Dec-2005
9
1%
-
-
Feb-2004
9
1%
-
-
Nov-2000
8
1%
-
-
Jun-2004
8
1%
-
-
Sep-2005
8
1%
-
-
Jul-2007
8
1%
-
-
Aug-2005
8
1%
-
-
Mar-1999
8
1%
-
-
Nov-2005
8
1%
-
-
Dec-2004
8
1%
-
-
Sep-2004
7
1%
-
-
Oct-2006
7
1%
-
-
Apr-2007
7
1%
-
-
Jan-2007
7
1%
-
-
Jul-2003
7
1%
-
-
May-2004
7
1%
-
-
Aug-2003
7
1%
-
-
Aug-1999
7
1%
-
-
Feb-2002
7
1%
-
-
Jun-1999
7
1%
-
-
Jul-2004
6
1%
-
-
Jan-2006
6
1%
-
-
Mar-2006
6
1%
-
-
Jan-2005
6
1%
-
-
Jul-1994
6
1%
-
-
Feb-2003
6
1%
-
-
Aug-2001
6
1%
-
-
Nov-2001
6
1%
-
-
Apr-1998
6
1%
-
-
Jul-1997
6
1%
-
-
Apr-2002
6
1%
-
-
May-2007
6
1%
-
-
Aug-2006
6
1%
-
-
Oct-2002
6
1%
-
-
May-2001
6
1%
-
-
Feb-2007
6
1%
-
-
Feb-2006
6
1%
-
-
Jul-2000
6
1%
-
-
Mar-2004
6
1%
-
-
Sep-1997
6
1%
-
-
Sep-1999
5
0%
-
-
Apr-2006
5
0%
-
-
Apr-2011
5
0%
-
-
Aug-2007
5
0%
-
-
Nov-2002
5
0%
-
-
Apr-1999
5
0%
-
-
Jun-2002
5
0%
-
-
Dec-2010
5
0%
-
-
Jun-2006
5
0%
-
-
Aug-1995
5
0%
-
-
Sep-2002
5
0%
-
-
Aug-2010
582
58%
-
-
(Other)
fico_range_low
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_high
1.00
last_fico_range_high
0.65
last_fico_range_low
0.65
bc_open_to_buy
0.52
sec_app_fico_range_low
0.51
sec_app_fico_range_high
0.51
bc_util
-0.50
percent_bc_gt_75
-0.44
all_util
-0.43
total_bc_limit
0.39
sec_app_revol_util
-0.36
pct_tl_nvr_dlq
0.33
total_rev_hi_lim
0.29
sec_app_open_act_il
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.64
sub_grade
0.64
grade
0.58
verification_status
0.27
addr_state
0.24
pub_rec
0.22
delinq_2yrs
0.22
pub_rec_bankruptcies
0.20
purpose
0.16
title
0.16
home_ownership
0.16
emp_length
0.13
sec_app_mort_acc
0.13
num_tl_90g_dpd_24m
0.13
MOST FREQUENT VALUES
660.0
93
9.3%
665.0
79
7.9%
680.0
76
7.6%
670.0
76
7.6%
675.0
72
7.2%
700.0
66
6.6%
695.0
61
6.1%
690.0
57
5.7%
685.0
56
5.6%
705.0
48
4.8%
710.0
45
4.5%
720.0
34
3.4%
715.0
30
3.0%
730.0
27
2.7%
725.0
25
2.5%
SMALLEST VALUES
660.0
93
9.3%
665.0
79
7.9%
670.0
76
7.6%
675.0
72
7.2%
680.0
76
7.6%
685.0
56
5.6%
690.0
57
5.7%
695.0
61
6.1%
700.0
66
6.6%
705.0
48
4.8%
710.0
45
4.5%
715.0
30
3.0%
720.0
34
3.4%
725.0
25
2.5%
730.0
27
2.7%
LARGEST VALUES
825.0
1
0.1%
815.0
2
0.2%
810.0
1
0.1%
805.0
5
0.5%
800.0
6
0.6%
795.0
3
0.3%
790.0
4
0.4%
785.0
3
0.3%
780.0
11
1.1%
775.0
11
1.1%
770.0
6
0.6%
765.0
6
0.6%
760.0
10
1.0%
755.0
13
1.3%
750.0
12
1.2%
fico_range_high
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_low
1.00
last_fico_range_high
0.65
last_fico_range_low
0.65
bc_open_to_buy
0.52
sec_app_fico_range_low
0.51
sec_app_fico_range_high
0.51
bc_util
-0.50
percent_bc_gt_75
-0.44
all_util
-0.43
total_bc_limit
0.39
sec_app_revol_util
-0.36
pct_tl_nvr_dlq
0.33
total_rev_hi_lim
0.29
sec_app_open_act_il
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.64
sub_grade
0.64
grade
0.58
verification_status
0.27
addr_state
0.24
pub_rec
0.22
delinq_2yrs
0.22
pub_rec_bankruptcies
0.20
purpose
0.16
title
0.16
home_ownership
0.16
emp_length
0.13
sec_app_mort_acc
0.13
num_tl_90g_dpd_24m
0.13
MOST FREQUENT VALUES
664.0
93
9.3%
669.0
79
7.9%
674.0
76
7.6%
684.0
76
7.6%
679.0
72
7.2%
704.0
66
6.6%
699.0
61
6.1%
694.0
57
5.7%
689.0
56
5.6%
709.0
48
4.8%
714.0
45
4.5%
724.0
34
3.4%
719.0
30
3.0%
734.0
27
2.7%
729.0
25
2.5%
SMALLEST VALUES
664.0
93
9.3%
669.0
79
7.9%
674.0
76
7.6%
679.0
72
7.2%
684.0
76
7.6%
689.0
56
5.6%
694.0
57
5.7%
699.0
61
6.1%
704.0
66
6.6%
709.0
48
4.8%
714.0
45
4.5%
719.0
30
3.0%
724.0
34
3.4%
729.0
25
2.5%
734.0
27
2.7%
LARGEST VALUES
829.0
1
0.1%
819.0
2
0.2%
814.0
1
0.1%
809.0
5
0.5%
804.0
6
0.6%
799.0
3
0.3%
794.0
4
0.4%
789.0
3
0.3%
784.0
11
1.1%
779.0
11
1.1%
774.0
6
0.6%
769.0
6
0.6%
764.0
10
1.0%
759.0
13
1.3%
754.0
12
1.2%
inq_last_6mths
MISSING:
---
TOP CATEGORIES
0.0
670
67%
1.0
224
22%
2.0
74
7%
3.0
23
2%
4.0
6
1%
5.0
3
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
inq_last_6mths
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
delinq_amnt
0.13
initial_list_status
0.11
sec_app_collections_12_mths_ex_med
0.10
open_acc_6m
0.09
sec_app_inq_last_6mths
0.07
sec_app_mort_acc
0.05

THESE FEATURES
GIVE INFORMATION
ON inq_last_6mths:
open_acc_6m
0.12
addr_state
0.09
int_rate
0.09
sub_grade
0.09
open_rv_12m
0.07
emp_length
0.03
purpose
0.03
title
0.03
grade
0.02
open_il_24m
0.02
open_il_12m
0.02
sec_app_mort_acc
0.02
sec_app_inq_last_6mths
0.01
pub_rec
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
CORRELATION RATIO WITH...
inq_last_12m
0.48
mths_since_recent_inq
0.45
num_tl_op_past_12m
0.29
mo_sin_rcnt_rev_tl_op
0.27
num_bc_sats
0.27
acc_open_past_24mths
0.25
mo_sin_rcnt_tl
0.24
open_rv_24m
0.22
num_bc_tl
0.21
num_rev_accts
0.21
num_op_rev_tl
0.19
mths_since_recent_bc
0.19
num_actv_bc_tl
0.19
num_actv_rev_tl
0.19
mths_since_last_delinq
MISSING:
492
(49%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_revol_delinq
0.85
mths_since_recent_bc_dlq
0.76
mths_since_last_major_derog
0.74
pct_tl_nvr_dlq
0.22
mths_since_last_record
-0.20
acc_open_past_24mths
0.16
sec_app_mths_since_last_major_derog
0.16
revol_bal_joint
-0.13
il_util
0.12
open_rv_24m
0.11
mo_sin_old_rev_tl_op
-0.11
mo_sin_old_il_acct
-0.08
num_accts_ever_120_pd
0.07
num_tl_op_past_12m
0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.23
sub_grade
0.23
addr_state
0.23
purpose
0.13
title
0.13
grade
0.12
pub_rec
0.12
pub_rec_bankruptcies
0.11
delinq_2yrs
0.11
total_rec_late_fee
0.11
sec_app_mort_acc
0.10
open_acc_6m
0.09
emp_length
0.09
open_il_24m
0.08
MOST FREQUENT VALUES
10.0
16
3.1%
16.0
16
3.1%
22.0
13
2.6%
5.0
12
2.4%
26.0
12
2.4%
24.0
11
2.2%
54.0
11
2.2%
43.0
11
2.2%
17.0
11
2.2%
9.0
10
2.0%
47.0
10
2.0%
11.0
10
2.0%
30.0
10
2.0%
19.0
10
2.0%
13.0
9
1.8%
SMALLEST VALUES
0.0
3
0.6%
1.0
4
0.8%
2.0
1
0.2%
3.0
5
1.0%
4.0
5
1.0%
5.0
12
2.4%
6.0
6
1.2%
7.0
9
1.8%
8.0
5
1.0%
9.0
10
2.0%
10.0
16
3.1%
11.0
10
2.0%
12.0
5
1.0%
13.0
9
1.8%
14.0
6
1.2%
LARGEST VALUES
85.0
1
0.2%
84.0
1
0.2%
81.0
3
0.6%
80.0
4
0.8%
79.0
2
0.4%
78.0
1
0.2%
77.0
6
1.2%
76.0
5
1.0%
75.0
2
0.4%
73.0
2
0.4%
72.0
4
0.8%
71.0
2
0.4%
70.0
9
1.8%
69.0
1
0.2%
68.0
4
0.8%
mths_since_last_record
MISSING:
810
(81%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal_joint
-0.75
sec_app_mths_since_last_major_derog
-0.71
annual_inc_joint
-0.58
sec_app_num_rev_accts
-0.54
sec_app_open_acc
-0.48
mths_since_recent_bc_dlq
-0.37
mths_since_last_major_derog
-0.26
mths_since_recent_revol_delinq
-0.25
sec_app_revol_util
-0.22
fico_range_low
0.21
fico_range_high
0.21
mths_since_last_delinq
-0.20
pct_tl_nvr_dlq
0.19
sec_app_open_act_il
-0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
0.94
pub_rec_bankruptcies
0.86
tax_liens
0.29
addr_state
0.28
int_rate
0.20
sub_grade
0.20
emp_length
0.15
open_acc_6m
0.13
open_rv_12m
0.13
open_il_12m
0.12
purpose
0.11
title
0.11
delinq_amnt
0.11
open_il_24m
0.10
MOST FREQUENT VALUES
89.0
6
3.2%
57.0
6
3.2%
63.0
6
3.2%
98.0
5
2.6%
91.0
5
2.6%
85.0
5
2.6%
84.0
5
2.6%
83.0
5
2.6%
70.0
4
2.1%
67.0
4
2.1%
99.0
4
2.1%
97.0
4
2.1%
23.0
3
1.6%
110.0
3
1.6%
78.0
3
1.6%
SMALLEST VALUES
3.0
1
0.5%
5.0
1
0.5%
6.0
1
0.5%
11.0
1
0.5%
16.0
1
0.5%
17.0
1
0.5%
21.0
1
0.5%
23.0
3
1.6%
25.0
3
1.6%
26.0
1
0.5%
27.0
1
0.5%
28.0
2
1.1%
29.0
1
0.5%
30.0
3
1.6%
31.0
1
0.5%
LARGEST VALUES
118.0
1
0.5%
116.0
1
0.5%
115.0
2
1.1%
114.0
1
0.5%
113.0
3
1.6%
112.0
2
1.1%
111.0
1
0.5%
110.0
3
1.6%
109.0
2
1.1%
108.0
1
0.5%
107.0
3
1.6%
105.0
1
0.5%
104.0
2
1.1%
103.0
3
1.6%
102.0
1
0.5%
open_acc
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_sats
1.00
num_op_rev_tl
0.78
total_acc
0.75
num_rev_accts
0.64
num_rev_tl_bal_gt_0
0.61
num_actv_rev_tl
0.61
num_bc_sats
0.61
open_act_il
0.55
num_bc_tl
0.54
num_actv_bc_tl
0.53
num_il_tl
0.49
acc_open_past_24mths
0.48
total_bal_ex_mort
0.43
open_rv_24m
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.34
open_il_24m
0.29
open_acc_6m
0.24
int_rate
0.22
sub_grade
0.22
addr_state
0.20
purpose
0.18
title
0.18
open_il_12m
0.16
inq_last_6mths
0.16
home_ownership
0.11
emp_length
0.11
term
0.10
delinq_2yrs
0.10
MOST FREQUENT VALUES
8.0
86
8.6%
9.0
81
8.1%
12.0
77
7.7%
10.0
77
7.7%
11.0
72
7.2%
7.0
68
6.8%
6.0
62
6.2%
13.0
58
5.8%
15.0
50
5.0%
5.0
47
4.7%
14.0
45
4.5%
4.0
44
4.4%
16.0
43
4.3%
17.0
38
3.8%
19.0
23
2.3%
SMALLEST VALUES
1.0
1
0.1%
2.0
3
0.3%
3.0
19
1.9%
4.0
44
4.4%
5.0
47
4.7%
6.0
62
6.2%
7.0
68
6.8%
8.0
86
8.6%
9.0
81
8.1%
10.0
77
7.7%
11.0
72
7.2%
12.0
77
7.7%
13.0
58
5.8%
14.0
45
4.5%
15.0
50
5.0%
LARGEST VALUES
57.0
1
0.1%
39.0
1
0.1%
32.0
1
0.1%
30.0
2
0.2%
29.0
3
0.3%
28.0
2
0.2%
27.0
3
0.3%
26.0
4
0.4%
25.0
5
0.5%
24.0
10
1.0%
23.0
9
0.9%
22.0
12
1.2%
21.0
17
1.7%
20.0
16
1.6%
19.0
23
2.3%
pub_rec
MISSING:
---
TOP CATEGORIES
0.0
810
81%
1.0
149
15%
2.0
28
3%
3.0
7
1%
5.0
2
0%
4.0
2
0%
7.0
1
0%
6.0
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
pub_rec_bankruptcies
0.72
tax_liens
0.53
sec_app_collections_12_mths_ex_med
0.09
total_rec_late_fee
0.07
delinq_amnt
0.06
sec_app_chargeoff_within_12_mths
0.05

THESE FEATURES
GIVE INFORMATION
ON pub_rec:
pub_rec_bankruptcies
0.52
tax_liens
0.17
addr_state
0.14
int_rate
0.10
sub_grade
0.10
emp_length
0.05
open_rv_12m
0.04
purpose
0.04
title
0.04
open_il_24m
0.03
grade
0.03
open_acc_6m
0.03
inq_last_6mths
0.02
delinq_2yrs
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
CORRELATION RATIO WITH...
mths_since_last_record
0.94
num_accts_ever_120_pd
0.27
fico_range_low
0.22
fico_range_high
0.22
inq_fi
0.20
last_fico_range_high
0.17
last_fico_range_low
0.17
max_bal_bc
0.16
total_bc_limit
0.15
open_act_il
0.15
acc_open_past_24mths
0.15
pct_tl_nvr_dlq
0.14
inq_last_12m
0.13
num_tl_op_past_12m
0.13
revol_bal
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rev_hi_lim
0.87
tot_hi_cred_lim
0.57
revol_bal_joint
0.56
tot_cur_bal
0.56
max_bal_bc
0.55
total_bal_ex_mort
0.50
total_bc_limit
0.48
annual_inc
0.41
avg_cur_bal
0.39
annual_inc_joint
0.37
sec_app_revol_util
0.34
loan_amnt
0.34
funded_amnt
0.34
funded_amnt_inv
0.34

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.18
int_rate
0.16
sub_grade
0.16
addr_state
0.15
term
0.15
purpose
0.14
title
0.14
emp_length
0.13
inq_last_6mths
0.13
pub_rec
0.11
pub_rec_bankruptcies
0.10
num_tl_90g_dpd_24m
0.10
open_il_12m
0.08
open_acc_6m
0.08
MOST FREQUENT VALUES
0.0
4
0.4%
2705.0
2
0.2%
10412.0
2
0.2%
13294.0
2
0.2%
15217.0
2
0.2%
5378.0
2
0.2%
9689.0
2
0.2%
3697.0
2
0.2%
11231.0
2
0.2%
2535.0
2
0.2%
6374.0
2
0.2%
13614.0
2
0.2%
8424.0
2
0.2%
31443.0
1
0.1%
39723.0
1
0.1%
SMALLEST VALUES
0.0
4
0.4%
7.0
1
0.1%
38.0
1
0.1%
58.0
1
0.1%
65.0
1
0.1%
81.0
1
0.1%
128.0
1
0.1%
147.0
1
0.1%
168.0
1
0.1%
175.0
1
0.1%
233.0
1
0.1%
289.0
1
0.1%
295.0
1
0.1%
364.0
1
0.1%
429.0
1
0.1%
LARGEST VALUES
474228.0
1
0.1%
329271.0
1
0.1%
276401.0
1
0.1%
241027.0
1
0.1%
237876.0
1
0.1%
226474.0
1
0.1%
207244.0
1
0.1%
180224.0
1
0.1%
159499.0
1
0.1%
153362.0
1
0.1%
149574.0
1
0.1%
141288.0
1
0.1%
121423.0
1
0.1%
112048.0
1
0.1%
108061.0
1
0.1%
revol_util
MISSING:
---
5
0%
-
-
66%
5
0%
-
-
0%
5
0%
-
-
65.3%
5
0%
-
-
38.7%
5
0%
-
-
92%
5
0%
-
-
21.6%
5
0%
-
-
78.1%
5
0%
-
-
20%
5
0%
-
-
20.5%
4
0%
-
-
34%
4
0%
-
-
35.1%
4
0%
-
-
84.7%
4
0%
-
-
13.3%
4
0%
-
-
42.9%
4
0%
-
-
44.7%
4
0%
-
-
61.5%
4
0%
-
-
29.4%
4
0%
-
-
66.6%
4
0%
-
-
71.2%
4
0%
-
-
42%
4
0%
-
-
74%
4
0%
-
-
79.7%
4
0%
-
-
35.6%
4
0%
-
-
48.6%
4
0%
-
-
60%
4
0%
-
-
40.9%
4
0%
-
-
78%
4
0%
-
-
41%
4
0%
-
-
28.9%
3
0%
-
-
85%
3
0%
-
-
32.9%
3
0%
-
-
31.1%
3
0%
-
-
18.3%
3
0%
-
-
29.6%
3
0%
-
-
19.4%
3
0%
-
-
34.9%
3
0%
-
-
75.3%
3
0%
-
-
53.8%
3
0%
-
-
33.3%
3
0%
-
-
86.2%
3
0%
-
-
70%
3
0%
-
-
35%
3
0%
-
-
56%
3
0%
-
-
53.4%
3
0%
-
-
73.2%
3
0%
-
-
91%
3
0%
-
-
32.6%
3
0%
-
-
66.2%
3
0%
-
-
62.2%
3
0%
-
-
49.4%
3
0%
-
-
30.8%
3
0%
-
-
63.1%
3
0%
-
-
33.5%
3
0%
-
-
75%
3
0%
-
-
22.6%
3
0%
-
-
62.8%
3
0%
-
-
24.3%
3
0%
-
-
13%
3
0%
-
-
70.4%
3
0%
-
-
90.5%
782
78%
-
-
(Other)
total_acc
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.75
num_sats
0.75
num_rev_accts
0.74
num_il_tl
0.72
num_bc_tl
0.61
num_op_rev_tl
0.57
total_bal_ex_mort
0.50
total_il_high_credit_limit
0.48
total_bal_il
0.47
num_bc_sats
0.43
open_act_il
0.42
num_rev_tl_bal_gt_0
0.40
num_actv_rev_tl
0.40
acc_open_past_24mths
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_24m
0.33
open_rv_12m
0.26
int_rate
0.23
sub_grade
0.23
open_acc_6m
0.23
addr_state
0.23
home_ownership
0.21
open_il_12m
0.20
purpose
0.19
title
0.19
inq_last_6mths
0.18
delinq_2yrs
0.16
grade
0.15
term
0.12
MOST FREQUENT VALUES
25.0
45
4.5%
23.0
43
4.3%
20.0
42
4.2%
21.0
42
4.2%
12.0
41
4.1%
17.0
39
3.9%
15.0
39
3.9%
16.0
36
3.6%
18.0
35
3.5%
14.0
35
3.5%
24.0
35
3.5%
27.0
33
3.3%
22.0
31
3.1%
29.0
30
3.0%
11.0
29
2.9%
SMALLEST VALUES
2.0
1
0.1%
3.0
2
0.2%
4.0
4
0.4%
5.0
8
0.8%
6.0
13
1.3%
7.0
14
1.4%
8.0
17
1.7%
9.0
26
2.6%
10.0
28
2.8%
11.0
29
2.9%
12.0
41
4.1%
13.0
28
2.8%
14.0
35
3.5%
15.0
39
3.9%
16.0
36
3.6%
LARGEST VALUES
102.0
1
0.1%
88.0
1
0.1%
73.0
1
0.1%
71.0
1
0.1%
67.0
1
0.1%
63.0
1
0.1%
60.0
1
0.1%
59.0
3
0.3%
58.0
1
0.1%
56.0
2
0.2%
55.0
4
0.4%
54.0
3
0.3%
53.0
2
0.2%
52.0
1
0.1%
51.0
3
0.3%
initial_list_status
MISSING:
---
TOP CATEGORIES
w
980
98%
f
20
2%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
initial_list_status
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
total_rec_late_fee
0.05
grade
0.04
int_rate
0.02
sub_grade
0.02
last_pymnt_d
0.01
inq_last_6mths
0.01

THESE FEATURES
GIVE INFORMATION
ON initial_list_status:
int_rate
0.62
sub_grade
0.62
grade
0.57
addr_state
0.17
inq_last_6mths
0.11
open_acc_6m
0.10
purpose
0.09
title
0.09
open_rv_12m
0.08
open_il_12m
0.08
open_il_24m
0.08
verification_status
0.06
term
0.06
last_pymnt_d
0.05

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status
CORRELATION RATIO WITH...
inq_last_12m
0.15
num_tl_op_past_12m
0.15
total_rec_int
0.13
inq_fi
0.12
acc_open_past_24mths
0.09
fico_range_low
0.08
fico_range_high
0.08
mort_acc
0.08
last_fico_range_high
0.07
last_fico_range_low
0.07
il_util
0.07
mo_sin_old_rev_tl_op
0.06
mths_since_recent_bc_dlq
0.06
installment
0.06
out_prncp
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp_inv
1.00
loan_amnt
0.92
funded_amnt
0.92
funded_amnt_inv
0.92
installment
0.86
total_rec_int
0.83
revol_bal_joint
0.46
annual_inc_joint
0.44
annual_inc
0.41
max_bal_bc
0.38
sec_app_mths_since_last_major_derog
0.36
total_bc_limit
0.33
total_rev_hi_lim
0.29
tot_hi_cred_lim
0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.43
next_pymnt_d
0.33
loan_status
0.33
purpose
0.27
title
0.27
int_rate
0.25
sub_grade
0.25
last_pymnt_d
0.23
last_credit_pull_d
0.23
emp_length
0.21
sec_app_mort_acc
0.20
addr_state
0.20
verification_status_joint
0.19
grade
0.17
MOST FREQUENT VALUES
0.0
56
5.6%
18930.64
8
0.8%
11201.13
5
0.5%
8825.79
5
0.5%
11288.91
5
0.5%
28308.59
4
0.4%
5278.86
4
0.4%
8773.94
4
0.4%
8782.01
4
0.4%
5289.39
4
0.4%
10528.73
4
0.4%
5243.39
4
0.4%
15807.67
4
0.4%
5327.74
4
0.4%
8815.65
4
0.4%
SMALLEST VALUES
0.0
56
5.6%
527.87
1
0.1%
873.43
2
0.2%
878.18
1
0.1%
878.98
1
0.1%
881.57
1
0.1%
882.54
1
0.1%
884.9
1
0.1%
886.45
1
0.1%
887.95
2
0.2%
900.0
1
0.1%
1054.8
1
0.1%
1059.07
1
0.1%
1079.65
1
0.1%
1317.26
1
0.1%
LARGEST VALUES
37687.81
1
0.1%
37629.74
1
0.1%
37600.0
3
0.3%
37337.22
3
0.3%
37207.82
1
0.1%
36829.99
1
0.1%
35989.52
1
0.1%
35160.39
1
0.1%
35095.78
3
0.3%
34939.38
1
0.1%
34906.04
1
0.1%
34586.02
1
0.1%
34378.76
1
0.1%
33970.33
2
0.2%
33855.23
1
0.1%
out_prncp_inv
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp
1.00
loan_amnt
0.92
funded_amnt
0.92
funded_amnt_inv
0.92
installment
0.86
total_rec_int
0.83
revol_bal_joint
0.46
annual_inc_joint
0.44
annual_inc
0.41
max_bal_bc
0.38
sec_app_mths_since_last_major_derog
0.36
total_bc_limit
0.33
total_rev_hi_lim
0.29
tot_hi_cred_lim
0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.43
next_pymnt_d
0.33
loan_status
0.33
purpose
0.27
title
0.27
int_rate
0.25
sub_grade
0.25
last_pymnt_d
0.23
last_credit_pull_d
0.23
emp_length
0.21
sec_app_mort_acc
0.20
addr_state
0.20
verification_status_joint
0.19
grade
0.17
MOST FREQUENT VALUES
0.0
56
5.6%
18930.64
8
0.8%
11201.13
5
0.5%
8825.79
5
0.5%
11288.91
5
0.5%
28308.59
4
0.4%
5278.86
4
0.4%
8773.94
4
0.4%
8782.01
4
0.4%
5289.39
4
0.4%
10528.73
4
0.4%
5243.39
4
0.4%
15807.67
4
0.4%
5327.74
4
0.4%
8815.65
4
0.4%
SMALLEST VALUES
0.0
56
5.6%
527.87
1
0.1%
873.43
2
0.2%
878.18
1
0.1%
878.98
1
0.1%
881.57
1
0.1%
882.54
1
0.1%
884.9
1
0.1%
886.45
1
0.1%
887.95
2
0.2%
900.0
1
0.1%
1054.8
1
0.1%
1059.07
1
0.1%
1079.65
1
0.1%
1317.26
1
0.1%
LARGEST VALUES
37687.81
1
0.1%
37629.74
1
0.1%
37600.0
3
0.3%
37337.22
3
0.3%
37207.82
1
0.1%
36829.99
1
0.1%
35989.52
1
0.1%
35160.39
1
0.1%
35095.78
3
0.3%
34939.38
1
0.1%
34906.04
1
0.1%
34586.02
1
0.1%
34378.76
1
0.1%
33970.33
2
0.2%
33855.23
1
0.1%
total_pymnt
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt_inv
1.00
total_rec_prncp
0.99
last_pymnt_amnt
0.89
installment
0.49
loan_amnt
0.46
funded_amnt
0.46
funded_amnt_inv
0.46
annual_inc_joint
0.45
sec_app_mths_since_last_major_derog
0.36
revol_bal_joint
0.32
total_rec_int
0.27
total_rev_hi_lim
0.26
revol_bal
0.26
tot_hi_cred_lim
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.69
next_pymnt_d
0.69
last_pymnt_d
0.54
last_credit_pull_d
0.52
int_rate
0.34
sub_grade
0.34
addr_state
0.22
emp_length
0.16
grade
0.15
purpose
0.15
title
0.15
verification_status
0.13
open_acc_6m
0.13
delinq_2yrs
0.09
MOST FREQUENT VALUES
2492.48
7
0.7%
1643.85
5
0.5%
971.81
4
0.4%
1375.13
4
0.4%
965.27
4
0.4%
925.03
3
0.3%
1041.7
3
0.3%
2996.72
3
0.3%
4142.11
3
0.3%
1538.69
3
0.3%
321.76
3
0.3%
3582.6
3
0.3%
1904.57
3
0.3%
1658.07
3
0.3%
2617.12
3
0.3%
SMALLEST VALUES
153.57
1
0.1%
153.76
1
0.1%
159.82
1
0.1%
160.9
1
0.1%
164.38
1
0.1%
165.85
1
0.1%
169.14
1
0.1%
171.78
1
0.1%
173.63
1
0.1%
174.07
1
0.1%
193.06
1
0.1%
199.0
1
0.1%
207.53
1
0.1%
231.07
1
0.1%
239.73
1
0.1%
LARGEST VALUES
41762.804017996
1
0.1%
40013.6399999998
1
0.1%
35417.8556397154
1
0.1%
31787.5377543263
1
0.1%
27310.8677261449
1
0.1%
25919.4073398748
1
0.1%
24456.098741296802
1
0.1%
24216.9391774203
1
0.1%
21683.7481337965
1
0.1%
20526.82
1
0.1%
20450.226677801
1
0.1%
20345.589623
1
0.1%
18994.36
1
0.1%
18508.408270701002
1
0.1%
17775.6941670298
1
0.1%
total_pymnt_inv
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
1.00
total_rec_prncp
0.99
last_pymnt_amnt
0.89
installment
0.49
loan_amnt
0.46
funded_amnt
0.46
funded_amnt_inv
0.46
annual_inc_joint
0.45
sec_app_mths_since_last_major_derog
0.36
revol_bal_joint
0.32
total_rec_int
0.27
total_rev_hi_lim
0.26
revol_bal
0.26
tot_hi_cred_lim
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.69
next_pymnt_d
0.69
last_pymnt_d
0.54
last_credit_pull_d
0.52
int_rate
0.34
sub_grade
0.34
addr_state
0.22
emp_length
0.16
grade
0.15
purpose
0.15
title
0.15
verification_status
0.13
open_acc_6m
0.13
delinq_2yrs
0.09
MOST FREQUENT VALUES
2492.48
7
0.7%
1643.85
5
0.5%
1375.13
4
0.4%
965.27
4
0.4%
971.81
4
0.4%
870.3
3
0.3%
749.21
3
0.3%
1904.57
3
0.3%
3582.6
3
0.3%
2807.78
3
0.3%
1917.55
3
0.3%
925.03
3
0.3%
1538.69
3
0.3%
2876.28
3
0.3%
4142.11
3
0.3%
SMALLEST VALUES
153.57
1
0.1%
153.76
1
0.1%
159.82
1
0.1%
160.9
1
0.1%
164.38
1
0.1%
165.85
1
0.1%
169.14
1
0.1%
171.78
1
0.1%
173.63
1
0.1%
174.07
1
0.1%
193.06
1
0.1%
199.0
1
0.1%
207.53
1
0.1%
231.07
1
0.1%
239.73
1
0.1%
LARGEST VALUES
41762.8
1
0.1%
40013.64
1
0.1%
35417.86
1
0.1%
31787.54
1
0.1%
27310.87
1
0.1%
25919.41
1
0.1%
24456.1
1
0.1%
24216.94
1
0.1%
21683.75
1
0.1%
20526.82
1
0.1%
20450.23
1
0.1%
20345.59
1
0.1%
18994.36
1
0.1%
18508.41
1
0.1%
17775.69
1
0.1%
total_rec_prncp
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt_inv
0.99
total_pymnt
0.99
last_pymnt_amnt
0.91
annual_inc_joint
0.44
installment
0.36
sec_app_mths_since_last_major_derog
0.35
loan_amnt
0.33
funded_amnt
0.33
funded_amnt_inv
0.33
total_rev_hi_lim
0.24
revol_bal
0.22
tot_hi_cred_lim
0.22
tot_cur_bal
0.21
revol_bal_joint
0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.73
next_pymnt_d
0.73
last_pymnt_d
0.57
last_credit_pull_d
0.56
int_rate
0.33
sub_grade
0.33
addr_state
0.22
grade
0.13
emp_length
0.13
open_acc_6m
0.13
purpose
0.12
title
0.12
verification_status
0.10
total_rec_late_fee
0.10
MOST FREQUENT VALUES
1069.36
8
0.8%
1174.21
5
0.5%
711.09
5
0.5%
798.87
5
0.5%
1217.99
4
0.4%
1691.41
4
0.4%
1040.52
4
0.4%
1184.35
4
0.4%
947.48
4
0.4%
560.21
4
0.4%
672.26
4
0.4%
756.61
4
0.4%
1471.27
4
0.4%
721.14
4
0.4%
710.61
4
0.4%
SMALLEST VALUES
100.0
1
0.1%
112.05
2
0.2%
113.55
1
0.1%
115.1
1
0.1%
117.46
1
0.1%
118.43
1
0.1%
120.35
1
0.1%
121.02
1
0.1%
121.82
1
0.1%
126.57
2
0.2%
140.93
1
0.1%
145.2
1
0.1%
170.36
1
0.1%
173.8
1
0.1%
182.74
1
0.1%
LARGEST VALUES
40000.0
2
0.2%
35000.0
1
0.1%
30000.0
1
0.1%
25200.0
1
0.1%
25000.0
1
0.1%
24000.0
1
0.1%
23000.0
1
0.1%
21000.0
1
0.1%
20000.0
3
0.3%
18312.6
1
0.1%
18000.0
1
0.1%
17700.0
1
0.1%
17000.0
1
0.1%
16800.0
1
0.1%
16000.0
1
0.1%
total_rec_int
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp
0.83
out_prncp_inv
0.83
loan_amnt
0.83
funded_amnt
0.83
funded_amnt_inv
0.83
installment
0.81
revol_bal_joint
0.38
annual_inc_joint
0.35
annual_inc
0.30
sec_app_mths_since_last_major_derog
0.28
max_bal_bc
0.28
total_pymnt
0.27
total_pymnt_inv
0.27
revol_bal
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.59
sub_grade
0.59
grade
0.52
term
0.47
purpose
0.26
title
0.26
verification_status
0.26
sec_app_mort_acc
0.22
verification_status_joint
0.19
sec_app_inq_last_6mths
0.19
emp_length
0.19
addr_state
0.18
last_pymnt_d
0.17
application_type
0.17
MOST FREQUENT VALUES
1423.12
7
0.7%
664.04
5
0.5%
250.67
4
0.4%
433.3
4
0.4%
459.5
4
0.4%
239.32
3
0.3%
379.97
3
0.3%
1420.47
3
0.3%
967.73
3
0.3%
2135.75
3
0.3%
167.11
3
0.3%
405.68
3
0.3%
361.08
3
0.3%
79.78
3
0.3%
443.8
3
0.3%
SMALLEST VALUES
5.51
1
0.1%
5.67
1
0.1%
6.46
1
0.1%
7.23
1
0.1%
13.64
1
0.1%
20.67
1
0.1%
22.43
1
0.1%
26.7
1
0.1%
27.0
1
0.1%
27.19
1
0.1%
33.85
1
0.1%
37.65
1
0.1%
37.84
1
0.1%
38.0
1
0.1%
39.88
1
0.1%
LARGEST VALUES
4281.39
1
0.1%
4037.94
1
0.1%
3903.13
1
0.1%
3439.85
1
0.1%
3429.15
1
0.1%
3109.66
1
0.1%
3045.74
1
0.1%
2958.83
1
0.1%
2896.27
1
0.1%
2858.43
1
0.1%
2709.74
1
0.1%
2687.9
1
0.1%
2658.43
1
0.1%
2625.75
2
0.2%
2603.37
1
0.1%
total_rec_late_fee
MISSING:
---
TOP CATEGORIES
0.0
990
99%
15.0
3
0%
22.8
1
0%
19.2
1
0%
19.47
1
0%
39.24
1
0%
36.28
1
0%
29.77
1
0%
44.5
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
total_rec_late_fee
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
collections_12_mths_ex_med
0.09
initial_list_status
0.04
loan_status
0.04
last_pymnt_d
0.03
next_pymnt_d
0.02
last_credit_pull_d
0.01

THESE FEATURES
GIVE INFORMATION
ON total_rec_late_fee:
int_rate
0.41
sub_grade
0.41
addr_state
0.32
emp_length
0.26
grade
0.22
loan_status
0.18
open_il_24m
0.15
open_rv_12m
0.15
purpose
0.15
title
0.15
open_il_12m
0.13
verification_status
0.12
last_pymnt_d
0.12
collections_12_mths_ex_med
0.11

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
total_rec_late_fee
CORRELATION RATIO WITH...
mths_since_recent_revol_delinq
0.12
out_prncp
0.12
out_prncp_inv
0.12
mths_since_recent_inq
0.12
total_rec_int
0.11
mths_since_last_major_derog
0.11
mths_since_last_delinq
0.11
mths_since_recent_bc_dlq
0.10
num_rev_accts
0.10
loan_amnt
0.10
funded_amnt
0.10
funded_amnt_inv
0.10
acc_open_past_24mths
0.10
total_rec_prncp
0.10
recoveries
MISSING:
---
TOP CATEGORIES
0.0
1,000
100%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
recoveries
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.00
sec_app_chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
collections_12_mths_ex_med
0.00
int_rate
0.00
sub_grade
0.00
delinq_amnt
0.00

THESE FEATURES
GIVE INFORMATION
ON recoveries:
term
1.00
int_rate
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
title
1.00
addr_state
1.00
delinq_2yrs
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
recoveries
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
collection_recovery_fee
MISSING:
---
TOP CATEGORIES
0.0
1,000
100%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
collection_recovery_fee
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.00
sec_app_chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
collections_12_mths_ex_med
0.00
int_rate
0.00
sub_grade
0.00
delinq_amnt
0.00

THESE FEATURES
GIVE INFORMATION
ON collection_recovery_fee:
term
1.00
int_rate
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
title
1.00
addr_state
1.00
delinq_2yrs
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collection_recovery_fee
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
last_pymnt_d
MISSING:
---
TOP CATEGORIES
Dec-2017
935
94%
Nov-2017
18
2%
Sep-2017
14
1%
Oct-2017
14
1%
Jul-2017
11
1%
Aug-2017
8
1%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
last_pymnt_d
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
loan_status
0.65
next_pymnt_d
0.52
last_credit_pull_d
0.26
total_rec_late_fee
0.12
initial_list_status
0.05
int_rate
0.03

THESE FEATURES
GIVE INFORMATION
ON last_pymnt_d:
loan_status
0.65
next_pymnt_d
0.36
last_credit_pull_d
0.33
int_rate
0.24
sub_grade
0.24
addr_state
0.21
emp_length
0.09
grade
0.08
purpose
0.05
title
0.05
open_acc_6m
0.05
open_rv_12m
0.05
open_il_24m
0.05
inq_last_6mths
0.04

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_pymnt_d
CORRELATION RATIO WITH...
last_pymnt_amnt
0.60
total_rec_prncp
0.57
total_pymnt
0.54
total_pymnt_inv
0.54
out_prncp
0.23
out_prncp_inv
0.23
total_rec_int
0.17
last_fico_range_high
0.13
last_fico_range_low
0.13
num_tl_op_past_12m
0.11
num_bc_tl
0.10
inq_last_12m
0.09
mths_since_last_record
0.09
num_rev_accts
0.09
last_pymnt_amnt
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.91
total_pymnt
0.89
total_pymnt_inv
0.89
annual_inc_joint
0.44
sec_app_mths_since_last_major_derog
0.36
revol_bal_joint
0.33
installment
0.20
total_rev_hi_lim
0.19
revol_bal
0.19
loan_amnt
0.19
funded_amnt
0.19
funded_amnt_inv
0.19
tot_hi_cred_lim
0.17
out_prncp
-0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
next_pymnt_d
0.74
loan_status
0.74
last_pymnt_d
0.60
last_credit_pull_d
0.53
int_rate
0.35
sub_grade
0.35
addr_state
0.22
grade
0.15
open_acc_6m
0.14
emp_length
0.12
delinq_2yrs
0.10
num_tl_90g_dpd_24m
0.09
open_rv_12m
0.08
purpose
0.08
MOST FREQUENT VALUES
508.53
8
0.8%
279.72
7
0.7%
332.1
7
0.7%
729.87
5
0.5%
251.68
5
0.5%
335.12
5
0.5%
196.18
5
0.5%
626.46
5
0.5%
192.03
5
0.5%
384.06
5
0.5%
428.7
5
0.5%
392.36
4
0.4%
175.84
4
0.4%
199.26
4
0.4%
186.23
4
0.4%
SMALLEST VALUES
6.33
1
0.1%
30.91
2
0.2%
32.24
1
0.1%
32.47
1
0.1%
32.61
1
0.1%
33.21
1
0.1%
33.52
1
0.1%
34.22
1
0.1%
34.69
1
0.1%
35.17
2
0.2%
38.96
1
0.1%
39.17
1
0.1%
40.22
1
0.1%
47.01
1
0.1%
48.36
1
0.1%
LARGEST VALUES
40066.08
1
0.1%
38423.93
1
0.1%
34389.7
1
0.1%
29562.89
1
0.1%
25098.83
1
0.1%
24319.64
1
0.1%
21412.56
1
0.1%
20375.79
1
0.1%
19694.95
1
0.1%
18110.54
1
0.1%
17851.38
1
0.1%
17057.88
1
0.1%
16840.08
1
0.1%
16038.45
1
0.1%
15585.51
1
0.1%
next_pymnt_d
MISSING:
56
(6%)
TOP CATEGORIES
Jan-2018
941
99%
Dec-2017
3
0%
ALL
944
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
next_pymnt_d
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
loan_status
0.63
last_pymnt_d
0.36
last_credit_pull_d
0.24
delinq_amnt
0.06
total_rec_late_fee
0.06
application_type
0.02

THESE FEATURES
GIVE INFORMATION
ON next_pymnt_d:
loan_status
0.91
last_pymnt_d
0.52
last_credit_pull_d
0.43
addr_state
0.14
int_rate
0.13
sub_grade
0.13
grade
0.04
emp_length
0.03
purpose
0.03
title
0.03
open_acc_6m
0.03
application_type
0.02
verification_status_joint
0.02
delinq_2yrs
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
next_pymnt_d
CORRELATION RATIO WITH...
last_pymnt_amnt
0.74
total_rec_prncp
0.73
total_pymnt
0.69
total_pymnt_inv
0.69
out_prncp
0.33
out_prncp_inv
0.33
total_rec_int
0.14
sec_app_fico_range_high
0.08
sec_app_fico_range_low
0.08
dti_joint
0.07
sec_app_revol_util
0.07
annual_inc_joint
0.07
sec_app_num_rev_accts
0.06
sec_app_open_acc
0.06
last_credit_pull_d
MISSING:
---
TOP CATEGORIES
Dec-2017
914
91%
Jun-2017
41
4%
Sep-2017
13
1%
Nov-2017
12
1%
Oct-2017
10
1%
Aug-2017
5
0%
Jul-2017
4
0%
May-2017
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
last_credit_pull_d
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
next_pymnt_d
0.43
application_type
0.35
last_pymnt_d
0.33
loan_status
0.31
sec_app_mort_acc
0.28
verification_status_joint
0.27

THESE FEATURES
GIVE INFORMATION
ON last_credit_pull_d:
last_pymnt_d
0.26
loan_status
0.25
verification_status_joint
0.25
application_type
0.24
next_pymnt_d
0.24
emp_length
0.23
sec_app_mort_acc
0.21
addr_state
0.20
int_rate
0.18
sub_grade
0.18
sec_app_inq_last_6mths
0.09
open_il_24m
0.06
purpose
0.05
title
0.05

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_credit_pull_d
CORRELATION RATIO WITH...
sec_app_open_acc
0.67
sec_app_num_rev_accts
0.66
sec_app_fico_range_low
0.66
sec_app_fico_range_high
0.66
dti_joint
0.65
sec_app_revol_util
0.57
total_rec_prncp
0.56
annual_inc_joint
0.54
sec_app_open_act_il
0.53
last_pymnt_amnt
0.53
total_pymnt_inv
0.52
total_pymnt
0.52
revol_bal_joint
0.41
sec_app_mths_since_last_major_derog
0.28
last_fico_range_high
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_low
1.00
fico_range_low
0.65
fico_range_high
0.65
sec_app_revol_util
-0.40
bc_open_to_buy
0.37
sec_app_fico_range_low
0.36
sec_app_fico_range_high
0.36
total_bc_limit
0.30
pct_tl_nvr_dlq
0.30
bc_util
-0.27
percent_bc_gt_75
-0.27
all_util
-0.26
total_rev_hi_lim
0.24
mths_since_last_record
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.50
sub_grade
0.50
grade
0.45
loan_status
0.25
verification_status
0.22
delinq_2yrs
0.21
addr_state
0.20
pub_rec_bankruptcies
0.17
purpose
0.17
title
0.17
pub_rec
0.17
open_rv_12m
0.14
last_pymnt_d
0.13
emp_length
0.13
MOST FREQUENT VALUES
689.0
58
5.8%
679.0
53
5.3%
694.0
51
5.1%
709.0
49
4.9%
699.0
49
4.9%
684.0
49
4.9%
669.0
44
4.4%
719.0
42
4.2%
734.0
40
4.0%
704.0
39
3.9%
714.0
38
3.8%
724.0
37
3.7%
674.0
36
3.6%
664.0
34
3.4%
754.0
34
3.4%
SMALLEST VALUES
504.0
1
0.1%
529.0
1
0.1%
534.0
1
0.1%
544.0
2
0.2%
549.0
1
0.1%
559.0
1
0.1%
584.0
2
0.2%
594.0
3
0.3%
599.0
2
0.2%
604.0
3
0.3%
609.0
3
0.3%
619.0
2
0.2%
624.0
7
0.7%
629.0
4
0.4%
634.0
15
1.5%
LARGEST VALUES
829.0
3
0.3%
824.0
3
0.3%
819.0
4
0.4%
814.0
1
0.1%
809.0
8
0.8%
804.0
5
0.5%
799.0
7
0.7%
794.0
9
0.9%
789.0
15
1.5%
784.0
7
0.7%
779.0
13
1.3%
774.0
15
1.5%
769.0
16
1.6%
764.0
14
1.4%
759.0
23
2.3%
last_fico_range_low
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_high
1.00
fico_range_low
0.65
fico_range_high
0.65
sec_app_revol_util
-0.40
bc_open_to_buy
0.37
sec_app_fico_range_low
0.36
sec_app_fico_range_high
0.36
total_bc_limit
0.30
pct_tl_nvr_dlq
0.30
bc_util
-0.27
percent_bc_gt_75
-0.27
all_util
-0.26
total_rev_hi_lim
0.24
mths_since_last_record
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.50
sub_grade
0.50
grade
0.45
loan_status
0.25
verification_status
0.22
delinq_2yrs
0.21
addr_state
0.20
pub_rec_bankruptcies
0.17
purpose
0.17
title
0.17
pub_rec
0.17
open_rv_12m
0.14
last_pymnt_d
0.13
emp_length
0.13
MOST FREQUENT VALUES
685.0
58
5.8%
675.0
53
5.3%
690.0
51
5.1%
695.0
49
4.9%
705.0
49
4.9%
680.0
49
4.9%
665.0
44
4.4%
715.0
42
4.2%
730.0
40
4.0%
700.0
39
3.9%
710.0
38
3.8%
720.0
37
3.7%
670.0
36
3.6%
660.0
34
3.4%
750.0
34
3.4%
SMALLEST VALUES
500.0
1
0.1%
525.0
1
0.1%
530.0
1
0.1%
540.0
2
0.2%
545.0
1
0.1%
555.0
1
0.1%
580.0
2
0.2%
590.0
3
0.3%
595.0
2
0.2%
600.0
3
0.3%
605.0
3
0.3%
615.0
2
0.2%
620.0
7
0.7%
625.0
4
0.4%
630.0
15
1.5%
LARGEST VALUES
825.0
3
0.3%
820.0
3
0.3%
815.0
4
0.4%
810.0
1
0.1%
805.0
8
0.8%
800.0
5
0.5%
795.0
7
0.7%
790.0
9
0.9%
785.0
15
1.5%
780.0
7
0.7%
775.0
13
1.3%
770.0
15
1.5%
765.0
16
1.6%
760.0
14
1.4%
755.0
23
2.3%
collections_12_mths_ex_med
MISSING:
---
TOP CATEGORIES
0.0
982
98%
1.0
17
2%
3.0
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
collections_12_mths_ex_med
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.19
total_rec_late_fee
0.11
delinq_amnt
0.08
num_tl_90g_dpd_24m
0.04
acc_now_delinq
0.04
open_acc_6m
0.01

THESE FEATURES
GIVE INFORMATION
ON collections_12_mths_ex_med:
addr_state
0.21
int_rate
0.16
sub_grade
0.16
num_tl_90g_dpd_24m
0.13
open_acc_6m
0.12
total_rec_late_fee
0.09
grade
0.07
open_rv_12m
0.07
delinq_2yrs
0.06
open_il_24m
0.05
emp_length
0.05
delinq_amnt
0.04
purpose
0.04
title
0.04

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collections_12_mths_ex_med
CORRELATION RATIO WITH...
tot_coll_amt
0.10
open_rv_24m
0.08
all_util
0.08
mths_since_rcnt_il
0.08
total_rec_int
0.08
fico_range_low
0.07
fico_range_high
0.07
max_bal_bc
0.07
last_fico_range_high
0.07
last_fico_range_low
0.07
num_rev_accts
0.06
acc_open_past_24mths
0.06
total_bc_limit
0.06
num_bc_tl
0.05
mths_since_last_major_derog
MISSING:
723
(72%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_delinq
0.74
sec_app_mths_since_last_major_derog
0.60
mths_since_recent_revol_delinq
0.47
mths_since_recent_bc_dlq
0.42
mths_since_last_record
-0.26
dti_joint
-0.23
acc_open_past_24mths
0.21
annual_inc_joint
0.16
open_rv_24m
0.14
pct_tl_nvr_dlq
0.13
total_cu_tl
-0.12
il_util
0.12
sec_app_fico_range_low
-0.12
sec_app_fico_range_high
-0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.27
sub_grade
0.27
addr_state
0.19
grade
0.18
purpose
0.11
title
0.11
total_rec_late_fee
0.11
emp_length
0.10
open_rv_12m
0.10
sec_app_mort_acc
0.10
open_acc_6m
0.09
verification_status_joint
0.09
last_pymnt_d
0.08
pub_rec
0.08
MOST FREQUENT VALUES
26.0
8
2.9%
54.0
8
2.9%
77.0
8
2.9%
16.0
8
2.9%
33.0
7
2.5%
22.0
7
2.5%
72.0
6
2.2%
64.0
6
2.2%
40.0
6
2.2%
39.0
6
2.2%
47.0
6
2.2%
60.0
6
2.2%
56.0
6
2.2%
59.0
5
1.8%
52.0
5
1.8%
SMALLEST VALUES
0.0
1
0.4%
1.0
2
0.7%
3.0
1
0.4%
5.0
1
0.4%
7.0
3
1.1%
8.0
2
0.7%
9.0
3
1.1%
10.0
3
1.1%
11.0
1
0.4%
12.0
1
0.4%
13.0
3
1.1%
14.0
3
1.1%
15.0
3
1.1%
16.0
8
2.9%
17.0
5
1.8%
LARGEST VALUES
92.0
1
0.4%
85.0
1
0.4%
84.0
1
0.4%
82.0
1
0.4%
81.0
1
0.4%
80.0
1
0.4%
79.0
1
0.4%
77.0
8
2.9%
76.0
1
0.4%
75.0
4
1.4%
74.0
3
1.1%
73.0
3
1.1%
72.0
6
2.2%
71.0
2
0.7%
70.0
5
1.8%
policy_code
MISSING:
---
TOP CATEGORIES
1.0
1,000
100%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
policy_code
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.00
sec_app_chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
collections_12_mths_ex_med
0.00
int_rate
0.00
sub_grade
0.00
delinq_amnt
0.00

THESE FEATURES
GIVE INFORMATION
ON policy_code:
term
1.00
int_rate
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
title
1.00
addr_state
1.00
delinq_2yrs
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
policy_code
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
application_type
MISSING:
---
TOP CATEGORIES
Individual
914
91%
Joint App
86
9%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
application_type
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
verification_status_joint
0.76
sec_app_mort_acc
0.52
sec_app_inq_last_6mths
0.52
sec_app_chargeoff_within_12_mths
0.41
sec_app_collections_12_mths_ex_med
0.35
last_credit_pull_d
0.24

THESE FEATURES
GIVE INFORMATION
ON application_type:
verification_status_joint
1.00
sec_app_mort_acc
0.55
last_credit_pull_d
0.35
sec_app_inq_last_6mths
0.34
emp_length
0.17
addr_state
0.10
int_rate
0.07
sub_grade
0.07
sec_app_chargeoff_within_12_mths
0.05
verification_status
0.04
sec_app_collections_12_mths_ex_med
0.03
term
0.03
purpose
0.03
title
0.03

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
CORRELATION RATIO WITH...
sec_app_fico_range_high
1.00
sec_app_fico_range_low
1.00
dti_joint
0.94
sec_app_revol_util
0.90
annual_inc_joint
0.86
sec_app_num_rev_accts
0.85
sec_app_open_acc
0.84
revol_bal_joint
0.69
sec_app_open_act_il
0.68
sec_app_mths_since_last_major_derog
0.56
dti
0.24
out_prncp
0.17
out_prncp_inv
0.17
total_rec_int
0.17
annual_inc_joint
MISSING:
914
(91%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
0.86
mths_since_last_record
-0.58
tot_hi_cred_lim
0.51
tot_cur_bal
0.47
total_il_high_credit_limit
0.46
revol_bal_joint
0.45
loan_amnt
0.45
funded_amnt
0.45
funded_amnt_inv
0.45
total_pymnt
0.45
total_pymnt_inv
0.45
last_pymnt_amnt
0.44
out_prncp
0.44
out_prncp_inv
0.44

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.86
application_type
0.86
sec_app_mort_acc
0.78
last_credit_pull_d
0.54
sec_app_inq_last_6mths
0.54
emp_length
0.31
addr_state
0.23
int_rate
0.20
sub_grade
0.20
sec_app_chargeoff_within_12_mths
0.18
sec_app_collections_12_mths_ex_med
0.15
delinq_amnt
0.15
term
0.13
verification_status
0.11
MOST FREQUENT VALUES
115000.0
3
3.5%
190000.0
3
3.5%
123000.0
2
2.3%
70000.0
2
2.3%
85000.0
2
2.3%
87340.0
1
1.2%
63249.0
1
1.2%
291000.0
1
1.2%
94500.0
1
1.2%
71600.0
1
1.2%
121000.0
1
1.2%
49000.0
1
1.2%
105000.0
1
1.2%
160000.0
1
1.2%
111534.0
1
1.2%
SMALLEST VALUES
35000.0
1
1.2%
46000.0
1
1.2%
46200.0
1
1.2%
48000.0
1
1.2%
49000.0
1
1.2%
55000.0
1
1.2%
61098.36
1
1.2%
61780.0
1
1.2%
63000.0
1
1.2%
63249.0
1
1.2%
63500.0
1
1.2%
64000.0
1
1.2%
66500.0
1
1.2%
67000.0
1
1.2%
69327.0
1
1.2%
LARGEST VALUES
445000.0
1
1.2%
370000.0
1
1.2%
295000.0
1
1.2%
291000.0
1
1.2%
270000.0
1
1.2%
256000.0
1
1.2%
229000.0
1
1.2%
215000.0
1
1.2%
192000.0
1
1.2%
190000.0
3
3.5%
188000.0
1
1.2%
179000.0
1
1.2%
160000.0
1
1.2%
155000.0
1
1.2%
154000.0
1
1.2%
dti_joint
MISSING:
914
(91%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_open_acc
0.31
annual_inc_joint
-0.28
dti
0.24
revol_bal
0.24
mths_since_last_major_derog
-0.23
avg_cur_bal
-0.22
sec_app_num_rev_accts
0.22
total_il_high_credit_limit
0.21
sec_app_revol_util
0.21
sec_app_open_act_il
0.21
sec_app_mths_since_last_major_derog
-0.20
total_bal_ex_mort
0.20
annual_inc
-0.20
mths_since_recent_inq
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.94
application_type
0.94
sec_app_mort_acc
0.76
last_credit_pull_d
0.65
sec_app_inq_last_6mths
0.60
emp_length
0.36
sec_app_chargeoff_within_12_mths
0.27
addr_state
0.25
sec_app_collections_12_mths_ex_med
0.23
int_rate
0.19
sub_grade
0.19
verification_status
0.16
delinq_amnt
0.16
term
0.15
MOST FREQUENT VALUES
11.48
2
2.3%
22.11
1
1.2%
32.07
1
1.2%
24.76
1
1.2%
10.23
1
1.2%
21.47
1
1.2%
9.26
1
1.2%
19.98
1
1.2%
13.22
1
1.2%
26.56
1
1.2%
5.91
1
1.2%
9.9
1
1.2%
9.95
1
1.2%
11.55
1
1.2%
12.16
1
1.2%
SMALLEST VALUES
3.18
1
1.2%
5.91
1
1.2%
7.12
1
1.2%
7.69
1
1.2%
9.26
1
1.2%
9.4
1
1.2%
9.44
1
1.2%
9.9
1
1.2%
9.95
1
1.2%
10.21
1
1.2%
10.23
1
1.2%
10.31
1
1.2%
10.59
1
1.2%
10.79
1
1.2%
10.8
1
1.2%
LARGEST VALUES
34.08
1
1.2%
32.07
1
1.2%
29.07
1
1.2%
29.04
1
1.2%
28.37
1
1.2%
26.56
1
1.2%
26.5
1
1.2%
26.26
1
1.2%
25.82
1
1.2%
25.81
1
1.2%
24.76
1
1.2%
24.72
1
1.2%
24.45
1
1.2%
24.25
1
1.2%
23.86
1
1.2%
verification_status_joint
MISSING:
914
(91%)
TOP CATEGORIES
Source Verified
32
37%
Verified
31
36%
Not Verified
23
27%
ALL
86
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status_joint
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
application_type
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
sec_app_mort_acc
0.55
sec_app_inq_last_6mths
0.53
sec_app_collections_12_mths_ex_med
0.51
sec_app_chargeoff_within_12_mths
0.43
last_credit_pull_d
0.25

THESE FEATURES
GIVE INFORMATION
ON verification_status_joint:
application_type
0.76
sec_app_mort_acc
0.44
last_credit_pull_d
0.27
sec_app_inq_last_6mths
0.26
verification_status
0.18
addr_state
0.18
emp_length
0.16
int_rate
0.13
sub_grade
0.13
grade
0.05
purpose
0.04
title
0.04
sec_app_chargeoff_within_12_mths
0.04
sec_app_collections_12_mths_ex_med
0.04

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
CORRELATION RATIO WITH...
sec_app_fico_range_high
1.00
sec_app_fico_range_low
1.00
dti_joint
0.94
sec_app_revol_util
0.90
annual_inc_joint
0.86
sec_app_num_rev_accts
0.85
sec_app_open_acc
0.85
revol_bal_joint
0.70
sec_app_open_act_il
0.68
sec_app_mths_since_last_major_derog
0.56
dti
0.26
out_prncp
0.19
out_prncp_inv
0.19
total_rec_int
0.19
acc_now_delinq
MISSING:
---
TOP CATEGORIES
0.0
994
99%
1.0
5
0%
3.0
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
acc_now_delinq
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_30dpd
0.84
num_tl_120dpd_2m
0.77
delinq_amnt
0.71
num_tl_90g_dpd_24m
0.03
delinq_2yrs
0.02
collections_12_mths_ex_med
0.02

THESE FEATURES
GIVE INFORMATION
ON acc_now_delinq:
delinq_amnt
1.00
num_tl_30dpd
0.43
delinq_2yrs
0.35
int_rate
0.33
sub_grade
0.33
num_tl_120dpd_2m
0.28
num_tl_90g_dpd_24m
0.24
addr_state
0.24
purpose
0.19
title
0.19
emp_length
0.13
open_acc_6m
0.13
verification_status_joint
0.10
open_rv_12m
0.10

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
CORRELATION RATIO WITH...
sec_app_open_acc
0.13
sec_app_num_rev_accts
0.11
bc_open_to_buy
0.10
sec_app_mths_since_last_major_derog
0.09
sec_app_fico_range_low
0.08
sec_app_fico_range_high
0.08
dti_joint
0.08
total_cu_tl
0.07
bc_util
0.07
num_sats
0.07
acc_open_past_24mths
0.07
annual_inc_joint
0.07
total_acc
0.06
open_acc
0.06
tot_coll_amt
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal_joint
-0.15
fico_range_low
-0.14
fico_range_high
-0.14
num_accts_ever_120_pd
0.14
pct_tl_nvr_dlq
-0.13
mths_since_recent_bc_dlq
0.12
mths_since_last_record
-0.12
sec_app_open_act_il
-0.12
last_fico_range_high
-0.11
last_fico_range_low
-0.11
max_bal_bc
-0.09
annual_inc_joint
-0.09
loan_amnt
-0.08
funded_amnt
-0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.20
sub_grade
0.20
addr_state
0.14
open_rv_12m
0.11
collections_12_mths_ex_med
0.10
purpose
0.09
title
0.09
pub_rec
0.09
emp_length
0.09
open_acc_6m
0.08
grade
0.07
open_il_12m
0.07
inq_last_6mths
0.05
tax_liens
0.04
MOST FREQUENT VALUES
0.0
831
83.1%
75.0
3
0.3%
86.0
3
0.3%
59.0
2
0.2%
254.0
2
0.2%
72.0
2
0.2%
85.0
2
0.2%
100.0
2
0.2%
389.0
2
0.2%
196.0
2
0.2%
83.0
2
0.2%
376.0
1
0.1%
60.0
1
0.1%
63.0
1
0.1%
284.0
1
0.1%
SMALLEST VALUES
0.0
831
83.1%
26.0
1
0.1%
50.0
1
0.1%
51.0
1
0.1%
52.0
1
0.1%
54.0
1
0.1%
58.0
1
0.1%
59.0
2
0.2%
60.0
1
0.1%
61.0
1
0.1%
62.0
1
0.1%
63.0
1
0.1%
64.0
1
0.1%
67.0
1
0.1%
70.0
1
0.1%
LARGEST VALUES
30458.0
1
0.1%
11526.0
1
0.1%
7308.0
1
0.1%
6777.0
1
0.1%
6750.0
1
0.1%
5876.0
1
0.1%
5397.0
1
0.1%
4935.0
1
0.1%
4730.0
1
0.1%
4700.0
1
0.1%
4605.0
1
0.1%
3924.0
1
0.1%
3760.0
1
0.1%
3424.0
1
0.1%
3377.0
1
0.1%
tot_cur_bal
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.98
avg_cur_bal
0.84
mort_acc
0.62
revol_bal
0.56
total_bal_ex_mort
0.56
annual_inc
0.55
total_rev_hi_lim
0.53
annual_inc_joint
0.47
total_il_high_credit_limit
0.40
max_bal_bc
0.39
total_bc_limit
0.37
total_bal_il
0.36
total_acc
0.35
loan_amnt
0.34

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.53
int_rate
0.22
sub_grade
0.22
purpose
0.20
title
0.20
open_il_24m
0.20
addr_state
0.19
open_acc_6m
0.18
term
0.14
sec_app_mort_acc
0.14
open_il_12m
0.14
emp_length
0.13
grade
0.12
verification_status
0.11
MOST FREQUENT VALUES
21334.0
2
0.2%
29841.0
2
0.2%
37895.0
2
0.2%
29277.0
2
0.2%
115726.0
1
0.1%
20770.0
1
0.1%
348514.0
1
0.1%
127645.0
1
0.1%
141490.0
1
0.1%
112289.0
1
0.1%
29304.0
1
0.1%
259251.0
1
0.1%
19227.0
1
0.1%
68954.0
1
0.1%
83024.0
1
0.1%
SMALLEST VALUES
58.0
1
0.1%
147.0
1
0.1%
289.0
1
0.1%
429.0
1
0.1%
779.0
1
0.1%
862.0
1
0.1%
1043.0
1
0.1%
1730.0
1
0.1%
2227.0
1
0.1%
2241.0
1
0.1%
2535.0
1
0.1%
2564.0
1
0.1%
2708.0
1
0.1%
3240.0
1
0.1%
3403.0
1
0.1%
LARGEST VALUES
1463948.0
1
0.1%
1354320.0
1
0.1%
965418.0
1
0.1%
944812.0
1
0.1%
838478.0
1
0.1%
828762.0
1
0.1%
827167.0
1
0.1%
801584.0
1
0.1%
800341.0
1
0.1%
790435.0
1
0.1%
732035.0
1
0.1%
716695.0
1
0.1%
707545.0
1
0.1%
693832.0
1
0.1%
691360.0
1
0.1%
open_acc_6m
MISSING:
---
TOP CATEGORIES
0.0
487
49%
1.0
293
29%
2.0
148
15%
3.0
46
5%
4.0
15
2%
5.0
8
1%
6.0
1
0%
10.0
1
0%
7.0
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
open_acc_6m
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.17
open_rv_12m
0.17
delinq_amnt
0.16
acc_now_delinq
0.13
inq_last_6mths
0.12
collections_12_mths_ex_med
0.12

THESE FEATURES
GIVE INFORMATION
ON open_acc_6m:
open_rv_12m
0.20
inq_last_6mths
0.09
addr_state
0.09
int_rate
0.08
sub_grade
0.08
open_il_12m
0.04
open_il_24m
0.04
purpose
0.03
title
0.03
emp_length
0.03
home_ownership
0.02
grade
0.02
delinq_2yrs
0.02
last_pymnt_d
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_acc_6m
CORRELATION RATIO WITH...
num_tl_op_past_12m
0.70
mo_sin_rcnt_tl
0.58
acc_open_past_24mths
0.52
open_rv_24m
0.47
mo_sin_rcnt_rev_tl_op
0.44
inq_last_12m
0.34
mths_since_recent_bc
0.30
num_op_rev_tl
0.28
num_rev_accts
0.26
num_bc_sats
0.24
open_acc
0.24
num_sats
0.24
total_acc
0.23
bc_util
0.23
open_act_il
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.73
open_acc
0.55
num_sats
0.55
total_bal_il
0.55
total_il_high_credit_limit
0.51
total_bal_ex_mort
0.45
total_acc
0.42
all_util
0.37
sec_app_open_act_il
0.35
il_util
0.35
mths_since_rcnt_il
-0.22
dti_joint
0.17
sec_app_fico_range_low
-0.17
sec_app_fico_range_high
-0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_24m
0.37
open_il_12m
0.24
emp_length
0.21
addr_state
0.19
pub_rec
0.15
int_rate
0.14
sub_grade
0.14
purpose
0.14
title
0.14
home_ownership
0.13
last_credit_pull_d
0.11
delinq_2yrs
0.11
num_tl_90g_dpd_24m
0.10
pub_rec_bankruptcies
0.09
MOST FREQUENT VALUES
2.0
242
24.2%
1.0
226
22.6%
3.0
168
16.8%
0.0
117
11.7%
4.0
80
8.0%
5.0
42
4.2%
6.0
31
3.1%
7.0
20
2.0%
9.0
13
1.3%
8.0
12
1.2%
11.0
9
0.9%
12.0
8
0.8%
10.0
7
0.7%
13.0
4
0.4%
14.0
4
0.4%
SMALLEST VALUES
0.0
117
11.7%
1.0
226
22.6%
2.0
242
24.2%
3.0
168
16.8%
4.0
80
8.0%
5.0
42
4.2%
6.0
31
3.1%
7.0
20
2.0%
8.0
12
1.2%
9.0
13
1.3%
10.0
7
0.7%
11.0
9
0.9%
12.0
8
0.8%
13.0
4
0.4%
14.0
4
0.4%
LARGEST VALUES
45.0
1
0.1%
24.0
1
0.1%
23.0
1
0.1%
21.0
1
0.1%
20.0
3
0.3%
19.0
1
0.1%
17.0
2
0.2%
16.0
3
0.3%
15.0
4
0.4%
14.0
4
0.4%
13.0
4
0.4%
12.0
8
0.8%
11.0
9
0.9%
10.0
7
0.7%
9.0
13
1.3%
open_il_12m
MISSING:
---
TOP CATEGORIES
0.0
554
55%
1.0
305
30%
2.0
115
12%
3.0
22
2%
4.0
3
0%
5.0
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
open_il_12m
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
open_il_24m
0.24
total_rec_late_fee
0.13
delinq_amnt
0.10
num_tl_30dpd
0.09
initial_list_status
0.08
sec_app_chargeoff_within_12_mths
0.07

THESE FEATURES
GIVE INFORMATION
ON open_il_12m:
open_il_24m
0.36
addr_state
0.07
int_rate
0.06
sub_grade
0.06
open_acc_6m
0.05
emp_length
0.03
purpose
0.02
title
0.02
grade
0.02
open_rv_12m
0.02
inq_last_6mths
0.01
delinq_2yrs
0.01
pub_rec
0.01
total_rec_late_fee
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
CORRELATION RATIO WITH...
num_tl_op_past_12m
0.54
mths_since_rcnt_il
0.48
il_util
0.42
acc_open_past_24mths
0.36
inq_last_12m
0.34
mo_sin_rcnt_tl
0.31
total_bal_il
0.28
total_il_high_credit_limit
0.27
inq_fi
0.26
num_il_tl
0.26
open_act_il
0.24
total_bal_ex_mort
0.23
total_cu_tl
0.22
total_acc
0.20
open_il_24m
MISSING:
---
TOP CATEGORIES
1.0
328
33%
0.0
279
28%
2.0
201
20%
3.0
101
10%
4.0
53
5%
5.0
22
2%
6.0
14
1%
7.0
2
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
open_il_24m
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
open_il_12m
0.36
delinq_amnt
0.16
total_rec_late_fee
0.15
sec_app_collections_12_mths_ex_med
0.15
sec_app_chargeoff_within_12_mths
0.12
chargeoff_within_12_mths
0.11

THESE FEATURES
GIVE INFORMATION
ON open_il_24m:
open_il_12m
0.24
addr_state
0.08
int_rate
0.06
sub_grade
0.06
emp_length
0.03
open_acc_6m
0.03
purpose
0.03
title
0.03
open_rv_12m
0.02
last_credit_pull_d
0.01
grade
0.01
inq_last_6mths
0.01
pub_rec
0.01
delinq_2yrs
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_24m
CORRELATION RATIO WITH...
mths_since_rcnt_il
0.64
acc_open_past_24mths
0.53
il_util
0.53
total_il_high_credit_limit
0.43
total_bal_il
0.42
num_il_tl
0.41
num_tl_op_past_12m
0.39
open_act_il
0.37
total_bal_ex_mort
0.36
inq_fi
0.34
total_acc
0.33
mo_sin_rcnt_tl
0.32
open_acc
0.29
num_sats
0.29
mths_since_rcnt_il
MISSING:
26
(3%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_tl
0.32
acc_open_past_24mths
-0.28
il_util
-0.28
total_il_high_credit_limit
-0.27
total_bal_il
-0.25
num_tl_op_past_12m
-0.24
sec_app_open_act_il
-0.23
open_act_il
-0.22
num_il_tl
-0.21
inq_fi
-0.21
total_bal_ex_mort
-0.21
total_acc
-0.19
mths_since_recent_bc_dlq
-0.18
dti_joint
-0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_24m
0.64
open_il_12m
0.48
addr_state
0.21
open_acc_6m
0.16
int_rate
0.13
sub_grade
0.13
emp_length
0.13
purpose
0.11
title
0.11
tax_liens
0.09
last_pymnt_d
0.09
last_credit_pull_d
0.08
open_rv_12m
0.08
collections_12_mths_ex_med
0.08
MOST FREQUENT VALUES
10.0
51
5.2%
12.0
47
4.8%
9.0
45
4.6%
6.0
42
4.3%
7.0
41
4.2%
13.0
40
4.1%
2.0
39
4.0%
11.0
37
3.8%
15.0
35
3.6%
3.0
33
3.4%
8.0
32
3.3%
5.0
28
2.9%
4.0
28
2.9%
16.0
25
2.6%
17.0
24
2.5%
SMALLEST VALUES
1.0
23
2.4%
2.0
39
4.0%
3.0
33
3.4%
4.0
28
2.9%
5.0
28
2.9%
6.0
42
4.3%
7.0
41
4.2%
8.0
32
3.3%
9.0
45
4.6%
10.0
51
5.2%
11.0
37
3.8%
12.0
47
4.8%
13.0
40
4.1%
14.0
24
2.5%
15.0
35
3.6%
LARGEST VALUES
349.0
1
0.1%
166.0
1
0.1%
163.0
1
0.1%
161.0
1
0.1%
157.0
1
0.1%
144.0
1
0.1%
143.0
1
0.1%
142.0
1
0.1%
136.0
1
0.1%
135.0
1
0.1%
134.0
1
0.1%
133.0
1
0.1%
132.0
1
0.1%
130.0
1
0.1%
127.0
3
0.3%
total_bal_il
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.96
total_bal_ex_mort
0.88
num_il_tl
0.63
open_act_il
0.55
total_acc
0.47
num_sats
0.38
open_acc
0.38
tot_cur_bal
0.36
tot_hi_cred_lim
0.34
annual_inc_joint
0.33
annual_inc
0.31
il_util
0.30
all_util
0.27
avg_cur_bal
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_24m
0.42
open_il_12m
0.28
addr_state
0.21
emp_length
0.17
int_rate
0.15
sub_grade
0.15
delinq_2yrs
0.15
purpose
0.11
title
0.11
num_tl_90g_dpd_24m
0.11
inq_last_6mths
0.10
open_acc_6m
0.10
home_ownership
0.09
last_credit_pull_d
0.08
MOST FREQUENT VALUES
0.0
112
11.2%
8279.0
2
0.2%
37999.0
2
0.2%
234161.0
1
0.1%
50734.0
1
0.1%
39678.0
1
0.1%
28422.0
1
0.1%
16334.0
1
0.1%
20756.0
1
0.1%
86106.0
1
0.1%
59958.0
1
0.1%
66393.0
1
0.1%
60875.0
1
0.1%
17193.0
1
0.1%
19472.0
1
0.1%
SMALLEST VALUES
0.0
112
11.2%
12.0
1
0.1%
112.0
1
0.1%
638.0
1
0.1%
735.0
1
0.1%
758.0
1
0.1%
890.0
1
0.1%
1091.0
1
0.1%
1167.0
1
0.1%
1247.0
1
0.1%
1282.0
1
0.1%
1304.0
1
0.1%
1344.0
1
0.1%
1530.0
1
0.1%
1834.0
1
0.1%
LARGEST VALUES
376558.0
1
0.1%
336486.0
1
0.1%
331674.0
1
0.1%
280418.0
1
0.1%
267087.0
1
0.1%
240379.0
1
0.1%
234161.0
1
0.1%
233993.0
1
0.1%
228384.0
1
0.1%
225809.0
1
0.1%
205157.0
1
0.1%
201726.0
1
0.1%
198480.0
1
0.1%
194252.0
1
0.1%
189797.0
1
0.1%
il_util
MISSING:
136
(14%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
all_util
0.56
open_act_il
0.35
total_bal_il
0.30
num_il_tl
0.30
mths_since_rcnt_il
-0.28
acc_open_past_24mths
0.23
total_bal_ex_mort
0.19
inq_fi
0.19
num_tl_op_past_12m
0.18
mo_sin_rcnt_tl
-0.18
dti_joint
-0.17
sec_app_mths_since_last_major_derog
0.17
num_sats
0.16
open_acc
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_24m
0.53
open_il_12m
0.42
addr_state
0.23
open_acc_6m
0.17
emp_length
0.15
int_rate
0.15
sub_grade
0.15
open_rv_12m
0.11
pub_rec
0.10
delinq_2yrs
0.10
pub_rec_bankruptcies
0.10
grade
0.09
num_tl_90g_dpd_24m
0.09
total_rec_late_fee
0.09
MOST FREQUENT VALUES
80.0
20
2.3%
64.0
18
2.1%
69.0
18
2.1%
82.0
18
2.1%
72.0
18
2.1%
76.0
18
2.1%
71.0
17
2.0%
74.0
17
2.0%
68.0
16
1.9%
75.0
16
1.9%
85.0
16
1.9%
87.0
16
1.9%
73.0
16
1.9%
59.0
15
1.7%
86.0
15
1.7%
SMALLEST VALUES
0.0
6
0.7%
4.0
1
0.1%
6.0
2
0.2%
7.0
1
0.1%
9.0
3
0.3%
10.0
2
0.2%
11.0
1
0.1%
12.0
2
0.2%
13.0
1
0.1%
14.0
1
0.1%
15.0
3
0.3%
16.0
2
0.2%
18.0
2
0.2%
19.0
3
0.3%
21.0
2
0.2%
LARGEST VALUES
157.0
1
0.1%
146.0
1
0.1%
130.0
1
0.1%
128.0
1
0.1%
123.0
2
0.2%
122.0
1
0.1%
119.0
1
0.1%
118.0
2
0.2%
116.0
2
0.2%
114.0
4
0.5%
113.0
2
0.2%
112.0
2
0.2%
111.0
1
0.1%
110.0
3
0.3%
109.0
2
0.2%
open_rv_12m
MISSING:
---
TOP CATEGORIES
0.0
364
36%
1.0
286
29%
2.0
188
19%
3.0
98
10%
4.0
36
4%
6.0
12
1%
5.0
11
1%
7.0
3
0%
11.0
1
0%
10.0
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
open_rv_12m
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
open_acc_6m
0.20
delinq_amnt
0.19
sec_app_collections_12_mths_ex_med
0.19
total_rec_late_fee
0.15
sec_app_chargeoff_within_12_mths
0.14
num_tl_30dpd
0.13

THESE FEATURES
GIVE INFORMATION
ON open_rv_12m:
open_acc_6m
0.17
addr_state
0.09
int_rate
0.07
sub_grade
0.07
inq_last_6mths
0.04
emp_length
0.03
purpose
0.02
title
0.02
open_il_24m
0.02
pub_rec
0.02
grade
0.02
delinq_2yrs
0.02
open_il_12m
0.01
sec_app_mort_acc
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
CORRELATION RATIO WITH...
num_tl_op_past_12m
0.86
open_rv_24m
0.78
mo_sin_rcnt_rev_tl_op
0.69
acc_open_past_24mths
0.68
mo_sin_rcnt_tl
0.52
mths_since_recent_bc
0.49
num_op_rev_tl
0.44
num_rev_accts
0.38
open_acc
0.34
num_sats
0.34
inq_last_12m
0.33
num_bc_sats
0.32
num_actv_rev_tl
0.31
num_rev_tl_bal_gt_0
0.31
open_rv_24m
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.86
num_tl_op_past_12m
0.66
num_op_rev_tl
0.54
mo_sin_rcnt_rev_tl_op
-0.50
num_rev_accts
0.43
mths_since_recent_bc
-0.43
open_acc
0.41
num_sats
0.41
num_actv_rev_tl
0.41
num_rev_tl_bal_gt_0
0.40
num_bc_sats
0.37
mo_sin_rcnt_tl
-0.36
num_bc_tl
0.33
num_actv_bc_tl
0.28

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.78
open_acc_6m
0.47
inq_last_6mths
0.22
addr_state
0.18
int_rate
0.17
sub_grade
0.17
purpose
0.15
title
0.15
pub_rec
0.12
emp_length
0.11
pub_rec_bankruptcies
0.10
total_rec_late_fee
0.09
open_il_24m
0.09
grade
0.09
MOST FREQUENT VALUES
1.0
217
21.7%
0.0
177
17.7%
2.0
172
17.2%
3.0
163
16.3%
4.0
96
9.6%
5.0
65
6.5%
6.0
31
3.1%
7.0
27
2.7%
8.0
20
2.0%
9.0
16
1.6%
11.0
5
0.5%
10.0
4
0.4%
12.0
3
0.3%
15.0
1
0.1%
21.0
1
0.1%
SMALLEST VALUES
0.0
177
17.7%
1.0
217
21.7%
2.0
172
17.2%
3.0
163
16.3%
4.0
96
9.6%
5.0
65
6.5%
6.0
31
3.1%
7.0
27
2.7%
8.0
20
2.0%
9.0
16
1.6%
10.0
4
0.4%
11.0
5
0.5%
12.0
3
0.3%
13.0
1
0.1%
14.0
1
0.1%
LARGEST VALUES
21.0
1
0.1%
15.0
1
0.1%
14.0
1
0.1%
13.0
1
0.1%
12.0
3
0.3%
11.0
5
0.5%
10.0
4
0.4%
9.0
16
1.6%
8.0
20
2.0%
7.0
27
2.7%
6.0
31
3.1%
5.0
65
6.5%
4.0
96
9.6%
3.0
163
16.3%
2.0
172
17.2%
max_bal_bc
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bc_limit
0.61
revol_bal_joint
0.57
revol_bal
0.55
total_rev_hi_lim
0.52
loan_amnt
0.44
funded_amnt
0.44
funded_amnt_inv
0.44
annual_inc
0.43
tot_hi_cred_lim
0.42
tot_cur_bal
0.39
installment
0.39
annual_inc_joint
0.39
out_prncp
0.38
out_prncp_inv
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.25
int_rate
0.21
sub_grade
0.21
purpose
0.20
title
0.20
emp_length
0.17
term
0.17
pub_rec
0.16
home_ownership
0.15
pub_rec_bankruptcies
0.14
open_rv_12m
0.13
open_acc_6m
0.12
inq_last_6mths
0.11
num_tl_90g_dpd_24m
0.10
MOST FREQUENT VALUES
0.0
21
2.1%
5855.0
2
0.2%
5048.0
2
0.2%
2033.0
2
0.2%
5941.0
2
0.2%
1906.0
2
0.2%
5332.0
2
0.2%
4654.0
2
0.2%
3037.0
2
0.2%
2497.0
2
0.2%
2349.0
2
0.2%
4009.0
2
0.2%
4937.0
2
0.2%
47.0
2
0.2%
558.0
2
0.2%
SMALLEST VALUES
0.0
21
2.1%
7.0
1
0.1%
21.0
1
0.1%
27.0
1
0.1%
30.0
1
0.1%
39.0
1
0.1%
47.0
2
0.2%
58.0
1
0.1%
69.0
1
0.1%
81.0
1
0.1%
84.0
1
0.1%
90.0
1
0.1%
111.0
1
0.1%
114.0
1
0.1%
128.0
1
0.1%
LARGEST VALUES
38497.0
1
0.1%
36564.0
1
0.1%
34617.0
1
0.1%
31916.0
1
0.1%
28057.0
1
0.1%
28053.0
1
0.1%
27800.0
1
0.1%
27477.0
1
0.1%
26520.0
1
0.1%
26353.0
1
0.1%
26190.0
1
0.1%
26135.0
1
0.1%
25792.0
1
0.1%
25771.0
1
0.1%
25531.0
1
0.1%
all_util
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.62
il_util
0.56
percent_bc_gt_75
0.50
bc_open_to_buy
-0.48
fico_range_low
-0.43
fico_range_high
-0.43
sec_app_revol_util
0.38
open_act_il
0.37
num_op_rev_tl
-0.33
num_rev_accts
-0.31
total_bc_limit
-0.29
num_bc_tl
-0.28
num_il_tl
0.28
total_bal_il
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.37
sub_grade
0.37
grade
0.31
open_rv_12m
0.20
verification_status
0.20
addr_state
0.18
open_il_24m
0.18
purpose
0.17
title
0.17
open_il_12m
0.15
emp_length
0.15
open_acc_6m
0.14
delinq_2yrs
0.10
sec_app_mort_acc
0.10
MOST FREQUENT VALUES
71.0
28
2.8%
61.0
26
2.6%
56.0
23
2.3%
60.0
23
2.3%
73.0
23
2.3%
63.0
20
2.0%
66.0
20
2.0%
62.0
20
2.0%
68.0
20
2.0%
64.0
19
1.9%
65.0
19
1.9%
75.0
19
1.9%
42.0
18
1.8%
53.0
18
1.8%
52.0
18
1.8%
SMALLEST VALUES
0.0
4
0.4%
2.0
1
0.1%
3.0
1
0.1%
4.0
2
0.2%
7.0
4
0.4%
8.0
2
0.2%
10.0
1
0.1%
12.0
2
0.2%
13.0
2
0.2%
14.0
3
0.3%
15.0
4
0.4%
16.0
4
0.4%
17.0
4
0.4%
18.0
4
0.4%
19.0
6
0.6%
LARGEST VALUES
142.0
1
0.1%
112.0
1
0.1%
110.0
2
0.2%
109.0
1
0.1%
106.0
3
0.3%
105.0
4
0.4%
104.0
2
0.2%
102.0
4
0.4%
101.0
1
0.1%
100.0
2
0.2%
99.0
2
0.2%
98.0
5
0.5%
97.0
3
0.3%
96.0
7
0.7%
95.0
5
0.5%
total_rev_hi_lim
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal
0.87
total_bc_limit
0.77
bc_open_to_buy
0.61
tot_hi_cred_lim
0.60
tot_cur_bal
0.53
num_bc_sats
0.52
max_bal_bc
0.52
num_bc_tl
0.47
total_bal_ex_mort
0.46
annual_inc
0.46
num_op_rev_tl
0.45
num_rev_accts
0.43
num_actv_bc_tl
0.41
open_acc
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.27
sub_grade
0.27
home_ownership
0.22
grade
0.20
purpose
0.18
title
0.18
addr_state
0.18
inq_last_6mths
0.16
open_rv_12m
0.15
emp_length
0.14
term
0.13
pub_rec
0.13
pub_rec_bankruptcies
0.12
open_acc_6m
0.11
MOST FREQUENT VALUES
25300.0
7
0.7%
10500.0
6
0.6%
22000.0
6
0.6%
25800.0
6
0.6%
19000.0
6
0.6%
18800.0
6
0.6%
14000.0
6
0.6%
30300.0
5
0.5%
11300.0
5
0.5%
12400.0
5
0.5%
10600.0
5
0.5%
17100.0
5
0.5%
18100.0
5
0.5%
8000.0
5
0.5%
14100.0
5
0.5%
SMALLEST VALUES
1000.0
3
0.3%
1100.0
1
0.1%
1700.0
1
0.1%
2000.0
1
0.1%
2100.0
2
0.2%
2200.0
1
0.1%
2500.0
2
0.2%
2600.0
2
0.2%
2700.0
1
0.1%
2800.0
1
0.1%
3000.0
1
0.1%
3100.0
1
0.1%
3200.0
2
0.2%
3300.0
2
0.2%
3400.0
2
0.2%
LARGEST VALUES
542500.0
1
0.1%
362700.0
1
0.1%
334660.0
1
0.1%
297400.0
1
0.1%
280500.0
1
0.1%
270300.0
1
0.1%
269800.0
1
0.1%
246900.0
1
0.1%
246100.0
1
0.1%
237500.0
1
0.1%
210300.0
1
0.1%
207500.0
1
0.1%
204900.0
1
0.1%
199200.0
1
0.1%
172500.0
1
0.1%
inq_fi
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
0.49
acc_open_past_24mths
0.24
num_tl_op_past_12m
0.22
total_bal_il
0.21
mths_since_rcnt_il
-0.21
mths_since_recent_inq
-0.21
total_il_high_credit_limit
0.20
il_util
0.19
num_il_tl
0.18
total_bal_ex_mort
0.15
total_acc
0.15
mo_sin_rcnt_tl
-0.14
open_act_il
0.13
max_bal_bc
-0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_24m
0.34
open_il_12m
0.26
addr_state
0.20
int_rate
0.20
sub_grade
0.20
pub_rec
0.20
tax_liens
0.18
open_acc_6m
0.18
open_rv_12m
0.17
inq_last_6mths
0.16
emp_length
0.15
purpose
0.15
title
0.15
initial_list_status
0.12
MOST FREQUENT VALUES
0.0
518
51.8%
1.0
258
25.8%
2.0
102
10.2%
3.0
67
6.7%
4.0
30
3.0%
5.0
13
1.3%
6.0
6
0.6%
8.0
2
0.2%
7.0
2
0.2%
9.0
1
0.1%
11.0
1
0.1%
SMALLEST VALUES
0.0
518
51.8%
1.0
258
25.8%
2.0
102
10.2%
3.0
67
6.7%
4.0
30
3.0%
5.0
13
1.3%
6.0
6
0.6%
7.0
2
0.2%
8.0
2
0.2%
9.0
1
0.1%
11.0
1
0.1%
LARGEST VALUES
11.0
1
0.1%
9.0
1
0.1%
8.0
2
0.2%
7.0
2
0.2%
6.0
6
0.6%
5.0
13
1.3%
4.0
30
3.0%
3.0
67
6.7%
2.0
102
10.2%
1.0
258
25.8%
0.0
518
51.8%
total_cu_tl
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_num_rev_accts
0.34
sec_app_open_acc
0.32
num_il_tl
0.25
total_acc
0.24
total_il_high_credit_limit
0.22
mort_acc
0.21
sec_app_fico_range_low
-0.19
sec_app_fico_range_high
-0.19
total_bal_il
0.19
tot_cur_bal
0.18
tot_hi_cred_lim
0.18
total_bal_ex_mort
0.18
sec_app_open_act_il
0.17
sec_app_mths_since_last_major_derog
-0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.31
open_il_24m
0.28
open_il_12m
0.22
int_rate
0.16
sub_grade
0.16
purpose
0.15
title
0.15
home_ownership
0.15
emp_length
0.14
sec_app_mort_acc
0.11
open_acc_6m
0.11
last_credit_pull_d
0.11
sec_app_inq_last_6mths
0.10
delinq_2yrs
0.10
MOST FREQUENT VALUES
0.0
559
55.9%
1.0
176
17.6%
2.0
88
8.8%
3.0
52
5.2%
4.0
43
4.3%
5.0
22
2.2%
6.0
21
2.1%
7.0
12
1.2%
8.0
12
1.2%
9.0
4
0.4%
10.0
3
0.3%
11.0
3
0.3%
13.0
2
0.2%
16.0
1
0.1%
15.0
1
0.1%
SMALLEST VALUES
0.0
559
55.9%
1.0
176
17.6%
2.0
88
8.8%
3.0
52
5.2%
4.0
43
4.3%
5.0
22
2.2%
6.0
21
2.1%
7.0
12
1.2%
8.0
12
1.2%
9.0
4
0.4%
10.0
3
0.3%
11.0
3
0.3%
13.0
2
0.2%
14.0
1
0.1%
15.0
1
0.1%
LARGEST VALUES
16.0
1
0.1%
15.0
1
0.1%
14.0
1
0.1%
13.0
2
0.2%
11.0
3
0.3%
10.0
3
0.3%
9.0
4
0.4%
8.0
12
1.2%
7.0
12
1.2%
6.0
21
2.1%
5.0
22
2.2%
4.0
43
4.3%
3.0
52
5.2%
2.0
88
8.8%
1.0
176
17.6%
inq_last_12m
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_inq
-0.54
inq_fi
0.49
num_tl_op_past_12m
0.43
acc_open_past_24mths
0.33
mo_sin_rcnt_tl
-0.27
open_rv_24m
0.24
sec_app_revol_util
-0.21
mo_sin_rcnt_rev_tl_op
-0.19
total_acc
0.19
open_acc
0.16
num_sats
0.15
mths_since_rcnt_il
-0.15
il_util
0.15
last_fico_range_high
-0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.48
open_acc_6m
0.34
open_il_12m
0.34
open_rv_12m
0.33
int_rate
0.25
sub_grade
0.25
open_il_24m
0.25
addr_state
0.25
grade
0.18
initial_list_status
0.15
delinq_2yrs
0.14
pub_rec
0.13
pub_rec_bankruptcies
0.13
sec_app_mort_acc
0.13
MOST FREQUENT VALUES
0.0
279
27.9%
1.0
241
24.1%
2.0
200
20.0%
3.0
95
9.5%
4.0
65
6.5%
5.0
43
4.3%
6.0
22
2.2%
7.0
17
1.7%
8.0
17
1.7%
9.0
9
0.9%
11.0
5
0.5%
10.0
3
0.3%
12.0
1
0.1%
19.0
1
0.1%
15.0
1
0.1%
SMALLEST VALUES
0.0
279
27.9%
1.0
241
24.1%
2.0
200
20.0%
3.0
95
9.5%
4.0
65
6.5%
5.0
43
4.3%
6.0
22
2.2%
7.0
17
1.7%
8.0
17
1.7%
9.0
9
0.9%
10.0
3
0.3%
11.0
5
0.5%
12.0
1
0.1%
14.0
1
0.1%
15.0
1
0.1%
LARGEST VALUES
19.0
1
0.1%
15.0
1
0.1%
14.0
1
0.1%
12.0
1
0.1%
11.0
5
0.5%
10.0
3
0.3%
9.0
9
0.9%
8.0
17
1.7%
7.0
17
1.7%
6.0
22
2.2%
5.0
43
4.3%
4.0
65
6.5%
3.0
95
9.5%
2.0
200
20.0%
1.0
241
24.1%
acc_open_past_24mths
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_24m
0.86
num_tl_op_past_12m
0.75
open_acc
0.48
num_sats
0.48
num_op_rev_tl
0.48
mo_sin_rcnt_rev_tl_op
-0.47
mo_sin_rcnt_tl
-0.45
num_rev_accts
0.40
total_acc
0.39
mths_since_recent_bc
-0.38
num_actv_rev_tl
0.34
num_bc_sats
0.33
num_rev_tl_bal_gt_0
0.33
inq_last_12m
0.33

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.68
open_il_24m
0.53
open_acc_6m
0.52
open_il_12m
0.36
inq_last_6mths
0.25
int_rate
0.20
sub_grade
0.20
addr_state
0.20
purpose
0.15
title
0.15
home_ownership
0.15
pub_rec
0.15
emp_length
0.12
grade
0.11
MOST FREQUENT VALUES
4.0
149
14.9%
3.0
145
14.5%
2.0
139
13.9%
1.0
117
11.7%
5.0
112
11.2%
7.0
80
8.0%
6.0
66
6.6%
0.0
50
5.0%
8.0
44
4.4%
9.0
32
3.2%
10.0
27
2.7%
11.0
18
1.8%
13.0
6
0.6%
12.0
6
0.6%
16.0
4
0.4%
SMALLEST VALUES
0.0
50
5.0%
1.0
117
11.7%
2.0
139
13.9%
3.0
145
14.5%
4.0
149
14.9%
5.0
112
11.2%
6.0
66
6.6%
7.0
80
8.0%
8.0
44
4.4%
9.0
32
3.2%
10.0
27
2.7%
11.0
18
1.8%
12.0
6
0.6%
13.0
6
0.6%
14.0
2
0.2%
LARGEST VALUES
22.0
1
0.1%
16.0
4
0.4%
15.0
2
0.2%
14.0
2
0.2%
13.0
6
0.6%
12.0
6
0.6%
11.0
18
1.8%
10.0
27
2.7%
9.0
32
3.2%
8.0
44
4.4%
7.0
80
8.0%
6.0
66
6.6%
5.0
112
11.2%
4.0
149
14.9%
3.0
145
14.5%
avg_cur_bal
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.84
tot_hi_cred_lim
0.80
mort_acc
0.55
annual_inc
0.42
revol_bal
0.39
total_bal_ex_mort
0.39
max_bal_bc
0.33
total_rev_hi_lim
0.30
annual_inc_joint
0.28
sec_app_mths_since_last_major_derog
0.27
total_il_high_credit_limit
0.27
loan_amnt
0.26
funded_amnt
0.26
funded_amnt_inv
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.48
sec_app_mort_acc
0.23
addr_state
0.21
purpose
0.19
title
0.19
int_rate
0.17
sub_grade
0.17
last_credit_pull_d
0.14
emp_length
0.14
open_rv_12m
0.13
delinq_amnt
0.13
sec_app_inq_last_6mths
0.12
verification_status
0.12
open_il_24m
0.11
MOST FREQUENT VALUES
978.0
2
0.2%
1900.0
2
0.2%
3066.0
2
0.2%
1289.0
2
0.2%
1973.0
2
0.2%
2036.0
2
0.2%
3384.0
2
0.2%
2126.0
2
0.2%
486.0
2
0.2%
4128.0
2
0.2%
2411.0
2
0.2%
2067.0
2
0.2%
2547.0
2
0.2%
1197.0
2
0.2%
3425.0
2
0.2%
SMALLEST VALUES
16.0
1
0.1%
19.0
1
0.1%
29.0
1
0.1%
61.0
1
0.1%
156.0
1
0.1%
247.0
1
0.1%
320.0
1
0.1%
348.0
1
0.1%
362.0
1
0.1%
378.0
1
0.1%
427.0
1
0.1%
433.0
1
0.1%
451.0
1
0.1%
462.0
1
0.1%
486.0
2
0.2%
LARGEST VALUES
170082.0
1
0.1%
146395.0
1
0.1%
133597.0
1
0.1%
112860.0
1
0.1%
110544.0
1
0.1%
93660.0
1
0.1%
87869.0
1
0.1%
82559.0
1
0.1%
81138.0
1
0.1%
79706.0
1
0.1%
78511.0
1
0.1%
74620.0
1
0.1%
74154.0
1
0.1%
71456.0
1
0.1%
69019.0
1
0.1%
bc_open_to_buy
MISSING:
12
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bc_limit
0.82
total_rev_hi_lim
0.61
bc_util
-0.54
fico_range_low
0.52
fico_range_high
0.52
num_bc_tl
0.50
all_util
-0.48
num_bc_sats
0.48
percent_bc_gt_75
-0.44
num_op_rev_tl
0.41
num_rev_accts
0.39
last_fico_range_high
0.37
last_fico_range_low
0.37
sec_app_revol_util
-0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.43
sub_grade
0.43
grade
0.38
open_rv_12m
0.21
addr_state
0.19
verification_status
0.19
purpose
0.19
title
0.19
delinq_amnt
0.18
home_ownership
0.16
open_acc_6m
0.14
sec_app_mort_acc
0.13
pub_rec_bankruptcies
0.11
delinq_2yrs
0.10
MOST FREQUENT VALUES
0.0
6
0.6%
32.0
3
0.3%
1845.0
3
0.3%
3702.0
2
0.2%
300.0
2
0.2%
150.0
2
0.2%
36500.0
2
0.2%
7050.0
2
0.2%
558.0
2
0.2%
386.0
2
0.2%
147.0
2
0.2%
460.0
2
0.2%
3831.0
2
0.2%
3595.0
2
0.2%
5583.0
2
0.2%
SMALLEST VALUES
0.0
6
0.6%
1.0
1
0.1%
3.0
1
0.1%
5.0
1
0.1%
7.0
1
0.1%
16.0
1
0.1%
32.0
3
0.3%
33.0
1
0.1%
40.0
1
0.1%
44.0
1
0.1%
46.0
1
0.1%
59.0
1
0.1%
88.0
2
0.2%
90.0
1
0.1%
93.0
1
0.1%
LARGEST VALUES
178948.0
1
0.1%
160090.0
1
0.1%
131041.0
1
0.1%
110197.0
1
0.1%
96583.0
1
0.1%
87209.0
1
0.1%
84956.0
1
0.1%
81840.0
1
0.1%
80660.0
1
0.1%
74835.0
1
0.1%
71664.0
1
0.1%
70261.0
1
0.1%
70005.0
1
0.1%
69892.0
1
0.1%
69462.0
1
0.1%
bc_util
MISSING:
13
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
percent_bc_gt_75
0.86
all_util
0.62
bc_open_to_buy
-0.54
sec_app_revol_util
0.50
fico_range_low
-0.50
fico_range_high
-0.50
max_bal_bc
0.27
last_fico_range_high
-0.27
last_fico_range_low
-0.27
acc_open_past_24mths
-0.27
revol_bal_joint
0.27
num_bc_tl
-0.26
num_tl_op_past_12m
-0.26
mths_since_recent_bc
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.38
sub_grade
0.38
grade
0.35
open_rv_12m
0.23
open_acc_6m
0.23
addr_state
0.23
purpose
0.21
title
0.21
verification_status
0.20
inq_last_6mths
0.14
open_il_12m
0.11
sec_app_mort_acc
0.11
open_il_24m
0.11
delinq_amnt
0.09
MOST FREQUENT VALUES
0.0
10
1.0%
27.9
6
0.6%
96.0
6
0.6%
49.3
6
0.6%
91.0
6
0.6%
96.6
5
0.5%
87.0
5
0.5%
98.0
5
0.5%
94.2
5
0.5%
97.9
5
0.5%
93.0
5
0.5%
24.3
5
0.5%
94.0
5
0.5%
78.9
4
0.4%
71.2
4
0.4%
SMALLEST VALUES
0.0
10
1.0%
0.1
1
0.1%
0.2
1
0.1%
0.3
3
0.3%
0.5
4
0.4%
0.8
1
0.1%
1.0
1
0.1%
1.1
1
0.1%
1.6
1
0.1%
1.8
1
0.1%
2.1
1
0.1%
2.3
1
0.1%
2.4
1
0.1%
2.5
2
0.2%
2.6
1
0.1%
LARGEST VALUES
102.3
1
0.1%
101.7
1
0.1%
101.6
1
0.1%
101.3
1
0.1%
100.4
1
0.1%
100.1
1
0.1%
100.0
3
0.3%
99.9
2
0.2%
99.8
1
0.1%
99.7
1
0.1%
99.5
1
0.1%
99.4
2
0.2%
99.1
2
0.2%
98.9
2
0.2%
98.8
2
0.2%
chargeoff_within_12_mths
MISSING:
---
TOP CATEGORIES
0.0
992
99%
1.0
8
1%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
chargeoff_within_12_mths
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_90g_dpd_24m
0.04
delinq_2yrs
0.01
addr_state
0.00
open_il_24m
0.00
int_rate
0.00
sub_grade
0.00

THESE FEATURES
GIVE INFORMATION
ON chargeoff_within_12_mths:
num_tl_90g_dpd_24m
0.26
addr_state
0.24
int_rate
0.20
sub_grade
0.20
delinq_2yrs
0.15
open_il_24m
0.11
emp_length
0.11
purpose
0.09
title
0.09
open_il_12m
0.06
grade
0.05
pub_rec
0.04
inq_last_6mths
0.03
pub_rec_bankruptcies
0.03

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
CORRELATION RATIO WITH...
num_accts_ever_120_pd
0.12
num_bc_tl
0.11
num_rev_accts
0.09
total_acc
0.09
inq_fi
0.07
mths_since_recent_inq
0.06
mo_sin_old_il_acct
0.06
pct_tl_nvr_dlq
0.06
fico_range_low
0.05
fico_range_high
0.05
num_op_rev_tl
0.05
num_bc_sats
0.05
mths_since_last_major_derog
0.05
num_sats
0.04
delinq_amnt
MISSING:
---
TOP CATEGORIES
0.0
993
99%
1036.0
1
0%
1463.0
1
0%
35291.0
1
0%
2913.0
1
0%
865.0
1
0%
220.0
1
0%
91.0
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
delinq_amnt
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
acc_now_delinq
1.00
num_tl_120dpd_2m
1.00
num_tl_30dpd
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_90g_dpd_24m
0.06
collections_12_mths_ex_med
0.04
sec_app_inq_last_6mths
0.03

THESE FEATURES
GIVE INFORMATION
ON delinq_amnt:
acc_now_delinq
0.71
int_rate
0.43
sub_grade
0.43
num_tl_30dpd
0.37
addr_state
0.36
delinq_2yrs
0.35
num_tl_90g_dpd_24m
0.29
purpose
0.27
title
0.27
num_tl_120dpd_2m
0.26
emp_length
0.24
grade
0.21
open_rv_12m
0.19
open_acc_6m
0.16

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
delinq_amnt
CORRELATION RATIO WITH...
sec_app_open_acc
0.24
sec_app_mths_since_last_major_derog
0.22
sec_app_num_rev_accts
0.20
bc_open_to_buy
0.18
dti_joint
0.16
sec_app_fico_range_low
0.15
sec_app_fico_range_high
0.15
annual_inc_joint
0.15
total_bc_limit
0.13
avg_cur_bal
0.13
pct_tl_nvr_dlq
0.11
mths_since_last_record
0.11
sec_app_open_act_il
0.11
mths_since_recent_bc
0.11
mo_sin_old_il_acct
MISSING:
26
(3%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.34
num_il_tl
0.33
annual_inc_joint
0.28
mo_sin_old_rev_tl_op
0.24
sec_app_mths_since_last_major_derog
-0.23
total_il_high_credit_limit
0.21
total_bal_ex_mort
0.20
mort_acc
0.19
total_bal_il
0.18
tot_hi_cred_lim
0.18
sec_app_num_rev_accts
0.17
annual_inc
0.17
mths_since_last_record
-0.17
tot_cur_bal
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.19
delinq_2yrs
0.19
purpose
0.18
title
0.18
int_rate
0.18
sub_grade
0.18
home_ownership
0.16
emp_length
0.15
num_tl_90g_dpd_24m
0.15
open_acc_6m
0.11
sec_app_mort_acc
0.11
open_il_24m
0.10
open_rv_12m
0.10
total_rec_late_fee
0.09
MOST FREQUENT VALUES
130.0
18
1.8%
122.0
18
1.8%
121.0
18
1.8%
128.0
17
1.7%
127.0
14
1.4%
144.0
14
1.4%
156.0
14
1.4%
132.0
14
1.4%
153.0
13
1.3%
145.0
13
1.3%
140.0
12
1.2%
141.0
12
1.2%
135.0
12
1.2%
131.0
12
1.2%
155.0
11
1.1%
SMALLEST VALUES
5.0
1
0.1%
8.0
1
0.1%
10.0
1
0.1%
11.0
1
0.1%
12.0
1
0.1%
13.0
5
0.5%
14.0
1
0.1%
15.0
1
0.1%
16.0
2
0.2%
17.0
1
0.1%
18.0
2
0.2%
19.0
1
0.1%
20.0
1
0.1%
21.0
4
0.4%
22.0
5
0.5%
LARGEST VALUES
380.0
1
0.1%
376.0
1
0.1%
360.0
1
0.1%
349.0
1
0.1%
333.0
1
0.1%
319.0
1
0.1%
286.0
1
0.1%
285.0
1
0.1%
281.0
1
0.1%
277.0
1
0.1%
271.0
2
0.2%
268.0
1
0.1%
264.0
1
0.1%
263.0
1
0.1%
262.0
1
0.1%
mo_sin_old_rev_tl_op
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.36
revol_bal_joint
0.35
annual_inc_joint
0.33
mort_acc
0.31
num_bc_tl
0.30
total_rev_hi_lim
0.29
sec_app_mths_since_last_major_derog
0.28
total_acc
0.28
total_bc_limit
0.27
tot_hi_cred_lim
0.26
sec_app_num_rev_accts
0.25
max_bal_bc
0.25
revol_bal
0.25
mo_sin_old_il_acct
0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
0.29
home_ownership
0.23
int_rate
0.22
sub_grade
0.22
addr_state
0.20
grade
0.15
purpose
0.13
title
0.13
sec_app_mort_acc
0.12
open_acc_6m
0.11
delinq_2yrs
0.11
last_credit_pull_d
0.10
inq_last_6mths
0.09
pub_rec
0.09
MOST FREQUENT VALUES
151.0
16
1.6%
123.0
10
1.0%
138.0
9
0.9%
51.0
9
0.9%
132.0
9
0.9%
136.0
9
0.9%
139.0
9
0.9%
199.0
8
0.8%
219.0
7
0.7%
165.0
7
0.7%
115.0
7
0.7%
142.0
7
0.7%
239.0
7
0.7%
203.0
7
0.7%
135.0
7
0.7%
SMALLEST VALUES
13.0
1
0.1%
14.0
1
0.1%
18.0
1
0.1%
21.0
1
0.1%
22.0
1
0.1%
23.0
1
0.1%
24.0
4
0.4%
25.0
2
0.2%
26.0
1
0.1%
28.0
1
0.1%
29.0
1
0.1%
30.0
1
0.1%
32.0
2
0.2%
33.0
3
0.3%
34.0
2
0.2%
LARGEST VALUES
620.0
1
0.1%
612.0
1
0.1%
546.0
1
0.1%
521.0
1
0.1%
503.0
2
0.2%
476.0
1
0.1%
475.0
1
0.1%
473.0
1
0.1%
469.0
1
0.1%
463.0
1
0.1%
462.0
1
0.1%
460.0
1
0.1%
458.0
1
0.1%
450.0
1
0.1%
440.0
1
0.1%
mo_sin_rcnt_rev_tl_op
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_bc
0.68
mo_sin_rcnt_tl
0.62
open_rv_24m
-0.50
acc_open_past_24mths
-0.47
num_tl_op_past_12m
-0.46
num_op_rev_tl
-0.31
open_acc
-0.27
num_sats
-0.27
num_rev_accts
-0.26
num_actv_rev_tl
-0.24
num_rev_tl_bal_gt_0
-0.24
num_bc_sats
-0.23
bc_util
0.21
num_bc_tl
-0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.69
open_acc_6m
0.44
inq_last_6mths
0.27
addr_state
0.24
int_rate
0.20
sub_grade
0.20
purpose
0.20
title
0.20
open_il_24m
0.11
grade
0.10
emp_length
0.10
last_credit_pull_d
0.09
pub_rec
0.09
open_il_12m
0.09
MOST FREQUENT VALUES
3.0
84
8.4%
2.0
73
7.3%
1.0
64
6.4%
7.0
52
5.2%
5.0
51
5.1%
4.0
49
4.9%
6.0
47
4.7%
10.0
42
4.2%
8.0
39
3.9%
11.0
39
3.9%
12.0
35
3.5%
9.0
35
3.5%
13.0
28
2.8%
0.0
26
2.6%
14.0
21
2.1%
SMALLEST VALUES
0.0
26
2.6%
1.0
64
6.4%
2.0
73
7.3%
3.0
84
8.4%
4.0
49
4.9%
5.0
51
5.1%
6.0
47
4.7%
7.0
52
5.2%
8.0
39
3.9%
9.0
35
3.5%
10.0
42
4.2%
11.0
39
3.9%
12.0
35
3.5%
13.0
28
2.8%
14.0
21
2.1%
LARGEST VALUES
123.0
1
0.1%
119.0
1
0.1%
118.0
1
0.1%
117.0
1
0.1%
116.0
1
0.1%
113.0
1
0.1%
111.0
1
0.1%
108.0
2
0.2%
107.0
1
0.1%
106.0
1
0.1%
101.0
1
0.1%
82.0
1
0.1%
78.0
2
0.2%
76.0
1
0.1%
75.0
1
0.1%
mo_sin_rcnt_tl
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.62
num_tl_op_past_12m
-0.50
acc_open_past_24mths
-0.45
mths_since_recent_bc
0.39
open_rv_24m
-0.36
mths_since_rcnt_il
0.32
inq_last_12m
-0.27
mths_since_recent_inq
0.26
sec_app_revol_util
0.24
bc_util
0.23
open_acc
-0.22
num_sats
-0.22
total_acc
-0.20
percent_bc_gt_75
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_acc_6m
0.58
open_rv_12m
0.52
open_il_24m
0.32
open_il_12m
0.31
inq_last_6mths
0.24
addr_state
0.21
home_ownership
0.20
int_rate
0.16
sub_grade
0.16
purpose
0.14
title
0.14
pub_rec
0.11
pub_rec_bankruptcies
0.10
delinq_2yrs
0.09
MOST FREQUENT VALUES
2.0
108
10.8%
3.0
92
9.2%
1.0
82
8.2%
6.0
72
7.2%
5.0
67
6.7%
4.0
66
6.6%
7.0
65
6.5%
10.0
55
5.5%
8.0
48
4.8%
9.0
47
4.7%
11.0
47
4.7%
12.0
40
4.0%
0.0
26
2.6%
13.0
26
2.6%
14.0
19
1.9%
SMALLEST VALUES
0.0
26
2.6%
1.0
82
8.2%
2.0
108
10.8%
3.0
92
9.2%
4.0
66
6.6%
5.0
67
6.7%
6.0
72
7.2%
7.0
65
6.5%
8.0
48
4.8%
9.0
47
4.7%
10.0
55
5.5%
11.0
47
4.7%
12.0
40
4.0%
13.0
26
2.6%
14.0
19
1.9%
LARGEST VALUES
123.0
1
0.1%
111.0
1
0.1%
101.0
1
0.1%
64.0
1
0.1%
61.0
1
0.1%
50.0
1
0.1%
49.0
2
0.2%
48.0
1
0.1%
46.0
2
0.2%
42.0
2
0.2%
41.0
2
0.2%
39.0
1
0.1%
35.0
2
0.2%
34.0
2
0.2%
33.0
1
0.1%
mort_acc
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.64
tot_cur_bal
0.62
avg_cur_bal
0.55
annual_inc_joint
0.36
total_rev_hi_lim
0.35
total_acc
0.34
sec_app_fico_range_low
0.34
sec_app_fico_range_high
0.34
annual_inc
0.34
revol_bal
0.31
mo_sin_old_rev_tl_op
0.31
total_bc_limit
0.26
max_bal_bc
0.23
loan_amnt
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.56
addr_state
0.27
sec_app_mort_acc
0.25
int_rate
0.23
sub_grade
0.23
purpose
0.23
title
0.23
emp_length
0.21
grade
0.16
term
0.13
last_credit_pull_d
0.13
open_il_24m
0.12
open_acc_6m
0.11
delinq_2yrs
0.11
MOST FREQUENT VALUES
0.0
456
45.6%
1.0
175
17.5%
2.0
149
14.9%
3.0
102
10.2%
4.0
62
6.2%
5.0
28
2.8%
6.0
13
1.3%
7.0
8
0.8%
8.0
4
0.4%
10.0
1
0.1%
9.0
1
0.1%
12.0
1
0.1%
SMALLEST VALUES
0.0
456
45.6%
1.0
175
17.5%
2.0
149
14.9%
3.0
102
10.2%
4.0
62
6.2%
5.0
28
2.8%
6.0
13
1.3%
7.0
8
0.8%
8.0
4
0.4%
9.0
1
0.1%
10.0
1
0.1%
12.0
1
0.1%
LARGEST VALUES
12.0
1
0.1%
10.0
1
0.1%
9.0
1
0.1%
8.0
4
0.4%
7.0
8
0.8%
6.0
13
1.3%
5.0
28
2.8%
4.0
62
6.2%
3.0
102
10.2%
2.0
149
14.9%
1.0
175
17.5%
0.0
456
45.6%
mths_since_recent_bc
MISSING:
11
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.68
open_rv_24m
-0.43
mo_sin_rcnt_tl
0.39
acc_open_past_24mths
-0.38
num_tl_op_past_12m
-0.36
num_bc_sats
-0.32
num_op_rev_tl
-0.28
num_bc_tl
-0.27
num_actv_bc_tl
-0.26
bc_util
0.25
open_acc
-0.24
num_sats
-0.24
sec_app_open_acc
0.24
num_rev_accts
-0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.49
open_acc_6m
0.30
purpose
0.23
title
0.23
addr_state
0.22
inq_last_6mths
0.19
int_rate
0.17
sub_grade
0.17
delinq_amnt
0.11
emp_length
0.09
grade
0.08
pub_rec
0.08
open_il_24m
0.08
last_credit_pull_d
0.07
MOST FREQUENT VALUES
3.0
72
7.3%
2.0
43
4.3%
11.0
42
4.2%
6.0
42
4.2%
12.0
40
4.0%
1.0
37
3.7%
7.0
37
3.7%
10.0
36
3.6%
13.0
36
3.6%
4.0
32
3.2%
8.0
31
3.1%
5.0
29
2.9%
20.0
25
2.5%
9.0
24
2.4%
14.0
22
2.2%
SMALLEST VALUES
0.0
11
1.1%
1.0
37
3.7%
2.0
43
4.3%
3.0
72
7.3%
4.0
32
3.2%
5.0
29
2.9%
6.0
42
4.2%
7.0
37
3.7%
8.0
31
3.1%
9.0
24
2.4%
10.0
36
3.6%
11.0
42
4.2%
12.0
40
4.0%
13.0
36
3.6%
14.0
22
2.2%
LARGEST VALUES
218.0
1
0.1%
184.0
1
0.1%
173.0
1
0.1%
172.0
1
0.1%
169.0
1
0.1%
167.0
1
0.1%
154.0
1
0.1%
153.0
1
0.1%
148.0
1
0.1%
140.0
1
0.1%
135.0
1
0.1%
132.0
1
0.1%
127.0
3
0.3%
126.0
1
0.1%
123.0
5
0.5%
mths_since_recent_bc_dlq
MISSING:
779
(78%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_revol_delinq
0.88
mths_since_last_delinq
0.76
mths_since_last_major_derog
0.42
revol_bal_joint
-0.37
mths_since_last_record
-0.37
sec_app_mths_since_last_major_derog
-0.30
mths_since_rcnt_il
-0.18
sec_app_revol_util
-0.17
acc_open_past_24mths
0.15
last_pymnt_amnt
0.15
total_rec_prncp
0.15
pct_tl_nvr_dlq
0.14
annual_inc_joint
-0.14
il_util
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.24
sub_grade
0.24
addr_state
0.22
open_rv_12m
0.14
tax_liens
0.12
delinq_2yrs
0.11
grade
0.11
total_rec_late_fee
0.10
open_il_12m
0.10
emp_length
0.10
pub_rec
0.10
last_credit_pull_d
0.09
open_il_24m
0.09
last_pymnt_d
0.08
MOST FREQUENT VALUES
40.0
8
3.6%
20.0
7
3.2%
38.0
6
2.7%
16.0
6
2.7%
68.0
6
2.7%
17.0
5
2.3%
54.0
5
2.3%
22.0
5
2.3%
36.0
5
2.3%
19.0
4
1.8%
43.0
4
1.8%
28.0
4
1.8%
51.0
4
1.8%
47.0
4
1.8%
70.0
4
1.8%
SMALLEST VALUES
0.0
1
0.5%
1.0
1
0.5%
5.0
3
1.4%
6.0
4
1.8%
7.0
3
1.4%
8.0
2
0.9%
9.0
2
0.9%
10.0
4
1.8%
11.0
3
1.4%
13.0
3
1.4%
14.0
3
1.4%
15.0
3
1.4%
16.0
6
2.7%
17.0
5
2.3%
18.0
4
1.8%
LARGEST VALUES
84.0
1
0.5%
81.0
3
1.4%
80.0
4
1.8%
79.0
2
0.9%
78.0
2
0.9%
77.0
1
0.5%
76.0
1
0.5%
75.0
1
0.5%
74.0
2
0.9%
73.0
2
0.9%
72.0
1
0.5%
71.0
3
1.4%
70.0
4
1.8%
69.0
1
0.5%
68.0
6
2.7%
mths_since_recent_inq
MISSING:
126
(13%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
-0.54
mo_sin_rcnt_tl
0.26
num_tl_op_past_12m
-0.24
sec_app_num_rev_accts
-0.23
inq_fi
-0.21
sec_app_mths_since_last_major_derog
0.20
dti_joint
0.19
sec_app_open_acc
-0.19
revol_bal_joint
-0.16
mo_sin_rcnt_rev_tl_op
0.15
acc_open_past_24mths
-0.15
total_acc
-0.13
annual_inc
-0.13
tot_hi_cred_lim
-0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.45
addr_state
0.24
open_acc_6m
0.22
int_rate
0.20
sub_grade
0.20
open_il_12m
0.13
open_il_24m
0.12
grade
0.12
total_rec_late_fee
0.12
open_rv_12m
0.11
delinq_2yrs
0.11
emp_length
0.10
pub_rec
0.10
last_credit_pull_d
0.08
MOST FREQUENT VALUES
0.0
104
11.9%
2.0
74
8.5%
1.0
73
8.4%
3.0
62
7.1%
5.0
55
6.3%
4.0
51
5.8%
7.0
49
5.6%
9.0
48
5.5%
10.0
47
5.4%
8.0
44
5.0%
6.0
42
4.8%
11.0
38
4.3%
12.0
34
3.9%
13.0
28
3.2%
14.0
19
2.2%
SMALLEST VALUES
0.0
104
11.9%
1.0
73
8.4%
2.0
74
8.5%
3.0
62
7.1%
4.0
51
5.8%
5.0
55
6.3%
6.0
42
4.8%
7.0
49
5.6%
8.0
44
5.0%
9.0
48
5.5%
10.0
47
5.4%
11.0
38
4.3%
12.0
34
3.9%
13.0
28
3.2%
14.0
19
2.2%
LARGEST VALUES
24.0
1
0.1%
23.0
12
1.4%
22.0
8
0.9%
21.0
12
1.4%
20.0
15
1.7%
19.0
4
0.5%
18.0
13
1.5%
17.0
12
1.4%
16.0
16
1.8%
15.0
13
1.5%
14.0
19
2.2%
13.0
28
3.2%
12.0
34
3.9%
11.0
38
4.3%
10.0
47
5.4%
mths_since_recent_revol_delinq
MISSING:
668
(67%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_bc_dlq
0.88
mths_since_last_delinq
0.85
mths_since_last_major_derog
0.47
sec_app_revol_util
-0.30
revol_bal_joint
-0.26
mths_since_last_record
-0.25
sec_app_mths_since_last_major_derog
0.20
pct_tl_nvr_dlq
0.20
annual_inc_joint
-0.15
sec_app_fico_range_low
0.15
sec_app_fico_range_high
0.15
num_accts_ever_120_pd
0.14
acc_open_past_24mths
0.13
mths_since_rcnt_il
-0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.22
int_rate
0.21
sub_grade
0.21
open_rv_12m
0.14
total_rec_late_fee
0.12
tax_liens
0.12
pub_rec
0.09
open_acc_6m
0.09
emp_length
0.09
open_il_12m
0.08
last_credit_pull_d
0.08
grade
0.08
sec_app_mort_acc
0.07
purpose
0.07
MOST FREQUENT VALUES
28.0
11
3.3%
16.0
10
3.0%
20.0
9
2.7%
36.0
9
2.7%
18.0
9
2.7%
54.0
8
2.4%
47.0
8
2.4%
17.0
8
2.4%
29.0
7
2.1%
38.0
7
2.1%
59.0
7
2.1%
19.0
7
2.1%
26.0
7
2.1%
46.0
6
1.8%
31.0
6
1.8%
SMALLEST VALUES
0.0
1
0.3%
1.0
1
0.3%
2.0
1
0.3%
4.0
2
0.6%
5.0
5
1.5%
6.0
5
1.5%
7.0
5
1.5%
8.0
2
0.6%
9.0
5
1.5%
10.0
6
1.8%
11.0
6
1.8%
12.0
1
0.3%
13.0
6
1.8%
14.0
5
1.5%
15.0
5
1.5%
LARGEST VALUES
87.0
1
0.3%
81.0
3
0.9%
80.0
2
0.6%
79.0
2
0.6%
78.0
2
0.6%
77.0
2
0.6%
76.0
2
0.6%
75.0
1
0.3%
74.0
2
0.6%
73.0
2
0.6%
72.0
1
0.3%
71.0
3
0.9%
70.0
5
1.5%
69.0
1
0.3%
68.0
5
1.5%
num_accts_ever_120_pd
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pct_tl_nvr_dlq
-0.59
fico_range_low
-0.20
fico_range_high
-0.20
sec_app_open_act_il
0.20
annual_inc_joint
0.18
last_fico_range_high
-0.18
last_fico_range_low
-0.18
mths_since_last_record
-0.15
sec_app_mths_since_last_major_derog
-0.15
il_util
0.15
tot_coll_amt
0.14
all_util
0.14
mths_since_recent_revol_delinq
0.14
total_bc_limit
-0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_90g_dpd_24m
0.41
delinq_2yrs
0.38
pub_rec
0.27
int_rate
0.19
sub_grade
0.19
addr_state
0.18
grade
0.12
purpose
0.12
title
0.12
emp_length
0.12
chargeoff_within_12_mths
0.12
open_rv_12m
0.10
open_acc_6m
0.10
tax_liens
0.09
MOST FREQUENT VALUES
0.0
767
76.7%
1.0
135
13.5%
2.0
40
4.0%
3.0
22
2.2%
5.0
11
1.1%
4.0
9
0.9%
6.0
4
0.4%
7.0
3
0.3%
8.0
3
0.3%
9.0
2
0.2%
11.0
1
0.1%
13.0
1
0.1%
12.0
1
0.1%
14.0
1
0.1%
SMALLEST VALUES
0.0
767
76.7%
1.0
135
13.5%
2.0
40
4.0%
3.0
22
2.2%
4.0
9
0.9%
5.0
11
1.1%
6.0
4
0.4%
7.0
3
0.3%
8.0
3
0.3%
9.0
2
0.2%
11.0
1
0.1%
12.0
1
0.1%
13.0
1
0.1%
14.0
1
0.1%
LARGEST VALUES
14.0
1
0.1%
13.0
1
0.1%
12.0
1
0.1%
11.0
1
0.1%
9.0
2
0.2%
8.0
3
0.3%
7.0
3
0.3%
6.0
4
0.4%
5.0
11
1.1%
4.0
9
0.9%
3.0
22
2.2%
2.0
40
4.0%
1.0
135
13.5%
0.0
767
76.7%
num_actv_bc_tl
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_bc_sats
0.85
num_actv_rev_tl
0.82
num_rev_tl_bal_gt_0
0.80
num_bc_tl
0.67
num_op_rev_tl
0.67
total_bc_limit
0.55
num_sats
0.53
open_acc
0.53
num_rev_accts
0.50
total_rev_hi_lim
0.41
total_acc
0.33
bc_open_to_buy
0.31
revol_bal
0.30
open_rv_24m
0.28

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.24
purpose
0.21
title
0.21
addr_state
0.21
int_rate
0.21
sub_grade
0.21
inq_last_6mths
0.19
open_acc_6m
0.15
emp_length
0.12
term
0.09
num_tl_90g_dpd_24m
0.09
delinq_2yrs
0.08
delinq_amnt
0.07
sec_app_mort_acc
0.07
MOST FREQUENT VALUES
3.0
212
21.2%
2.0
201
20.1%
4.0
168
16.8%
1.0
120
12.0%
5.0
99
9.9%
6.0
82
8.2%
7.0
38
3.8%
8.0
22
2.2%
0.0
21
2.1%
9.0
14
1.4%
10.0
7
0.7%
11.0
6
0.6%
13.0
4
0.4%
16.0
2
0.2%
12.0
2
0.2%
SMALLEST VALUES
0.0
21
2.1%
1.0
120
12.0%
2.0
201
20.1%
3.0
212
21.2%
4.0
168
16.8%
5.0
99
9.9%
6.0
82
8.2%
7.0
38
3.8%
8.0
22
2.2%
9.0
14
1.4%
10.0
7
0.7%
11.0
6
0.6%
12.0
2
0.2%
13.0
4
0.4%
14.0
1
0.1%
LARGEST VALUES
20.0
1
0.1%
16.0
2
0.2%
14.0
1
0.1%
13.0
4
0.4%
12.0
2
0.2%
11.0
6
0.6%
10.0
7
0.7%
9.0
14
1.4%
8.0
22
2.2%
7.0
38
3.8%
6.0
82
8.2%
5.0
99
9.9%
4.0
168
16.8%
3.0
212
21.2%
2.0
201
20.1%
num_actv_rev_tl
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_tl_bal_gt_0
0.97
num_actv_bc_tl
0.82
num_op_rev_tl
0.80
num_bc_sats
0.70
num_sats
0.61
open_acc
0.61
num_rev_accts
0.60
num_bc_tl
0.55
open_rv_24m
0.41
total_acc
0.40
total_bc_limit
0.37
total_rev_hi_lim
0.37
acc_open_past_24mths
0.34
revol_bal
0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.31
addr_state
0.22
purpose
0.22
title
0.22
int_rate
0.21
sub_grade
0.21
open_acc_6m
0.20
inq_last_6mths
0.19
emp_length
0.18
term
0.13
grade
0.09
num_tl_90g_dpd_24m
0.09
delinq_2yrs
0.09
last_credit_pull_d
0.08
MOST FREQUENT VALUES
4.0
152
15.2%
3.0
135
13.5%
5.0
127
12.7%
6.0
118
11.8%
2.0
117
11.7%
7.0
86
8.6%
9.0
63
6.3%
8.0
58
5.8%
1.0
40
4.0%
10.0
27
2.7%
11.0
24
2.4%
13.0
13
1.3%
12.0
10
1.0%
17.0
8
0.8%
14.0
6
0.6%
SMALLEST VALUES
0.0
4
0.4%
1.0
40
4.0%
2.0
117
11.7%
3.0
135
13.5%
4.0
152
15.2%
5.0
127
12.7%
6.0
118
11.8%
7.0
86
8.6%
8.0
58
5.8%
9.0
63
6.3%
10.0
27
2.7%
11.0
24
2.4%
12.0
10
1.0%
13.0
13
1.3%
14.0
6
0.6%
LARGEST VALUES
22.0
1
0.1%
21.0
1
0.1%
19.0
1
0.1%
18.0
1
0.1%
17.0
8
0.8%
16.0
3
0.3%
15.0
5
0.5%
14.0
6
0.6%
13.0
13
1.3%
12.0
10
1.0%
11.0
24
2.4%
10.0
27
2.7%
9.0
63
6.3%
8.0
58
5.8%
7.0
86
8.6%
num_bc_sats
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_bc_tl
0.85
num_bc_tl
0.80
num_op_rev_tl
0.76
num_actv_rev_tl
0.70
num_rev_tl_bal_gt_0
0.66
total_bc_limit
0.64
num_rev_accts
0.63
open_acc
0.61
num_sats
0.61
total_rev_hi_lim
0.52
bc_open_to_buy
0.48
total_acc
0.43
open_rv_24m
0.37
acc_open_past_24mths
0.33

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.32
inq_last_6mths
0.27
open_acc_6m
0.24
int_rate
0.22
sub_grade
0.22
purpose
0.21
title
0.21
addr_state
0.21
emp_length
0.13
delinq_2yrs
0.12
num_tl_90g_dpd_24m
0.11
verification_status_joint
0.10
term
0.10
application_type
0.10
MOST FREQUENT VALUES
3.0
175
17.5%
4.0
169
16.9%
2.0
144
14.4%
5.0
114
11.4%
6.0
87
8.7%
7.0
73
7.3%
1.0
72
7.2%
8.0
45
4.5%
9.0
30
3.0%
10.0
23
2.3%
11.0
17
1.7%
12.0
14
1.4%
0.0
12
1.2%
14.0
6
0.6%
15.0
6
0.6%
SMALLEST VALUES
0.0
12
1.2%
1.0
72
7.2%
2.0
144
14.4%
3.0
175
17.5%
4.0
169
16.9%
5.0
114
11.4%
6.0
87
8.7%
7.0
73
7.3%
8.0
45
4.5%
9.0
30
3.0%
10.0
23
2.3%
11.0
17
1.7%
12.0
14
1.4%
13.0
5
0.5%
14.0
6
0.6%
LARGEST VALUES
24.0
1
0.1%
22.0
1
0.1%
19.0
2
0.2%
18.0
1
0.1%
16.0
3
0.3%
15.0
6
0.6%
14.0
6
0.6%
13.0
5
0.5%
12.0
14
1.4%
11.0
17
1.7%
10.0
23
2.3%
9.0
30
3.0%
8.0
45
4.5%
7.0
73
7.3%
6.0
87
8.7%
num_bc_tl
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.84
num_bc_sats
0.80
num_op_rev_tl
0.69
num_actv_bc_tl
0.67
total_acc
0.61
total_bc_limit
0.58
num_actv_rev_tl
0.55
open_acc
0.54
num_sats
0.54
num_rev_tl_bal_gt_0
0.53
bc_open_to_buy
0.50
total_rev_hi_lim
0.47
sec_app_num_rev_accts
0.40
open_rv_24m
0.33

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.30
int_rate
0.24
sub_grade
0.24
open_acc_6m
0.23
inq_last_6mths
0.21
addr_state
0.21
purpose
0.20
title
0.20
grade
0.15
emp_length
0.13
home_ownership
0.12
chargeoff_within_12_mths
0.11
pub_rec
0.10
open_il_24m
0.10
MOST FREQUENT VALUES
4.0
115
11.5%
5.0
109
10.9%
3.0
102
10.2%
6.0
98
9.8%
8.0
86
8.6%
7.0
77
7.7%
2.0
73
7.3%
9.0
61
6.1%
10.0
56
5.6%
12.0
41
4.1%
11.0
39
3.9%
1.0
32
3.2%
13.0
28
2.8%
14.0
18
1.8%
15.0
17
1.7%
SMALLEST VALUES
0.0
2
0.2%
1.0
32
3.2%
2.0
73
7.3%
3.0
102
10.2%
4.0
115
11.5%
5.0
109
10.9%
6.0
98
9.8%
7.0
77
7.7%
8.0
86
8.6%
9.0
61
6.1%
10.0
56
5.6%
11.0
39
3.9%
12.0
41
4.1%
13.0
28
2.8%
14.0
18
1.8%
LARGEST VALUES
31.0
1
0.1%
28.0
1
0.1%
25.0
1
0.1%
24.0
1
0.1%
23.0
2
0.2%
22.0
6
0.6%
21.0
3
0.3%
20.0
3
0.3%
19.0
7
0.7%
18.0
6
0.6%
17.0
7
0.7%
16.0
8
0.8%
15.0
17
1.7%
14.0
18
1.8%
13.0
28
2.8%
num_il_tl
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_act_il
0.73
total_acc
0.72
total_bal_il
0.63
total_il_high_credit_limit
0.60
total_bal_ex_mort
0.54
open_acc
0.49
num_sats
0.49
mo_sin_old_il_acct
0.33
il_util
0.30
sec_app_open_act_il
0.28
all_util
0.28
total_cu_tl
0.25
tot_cur_bal
0.23
dti
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_24m
0.41
open_il_12m
0.26
addr_state
0.25
int_rate
0.16
sub_grade
0.16
purpose
0.15
title
0.15
emp_length
0.13
delinq_2yrs
0.12
last_credit_pull_d
0.10
open_acc_6m
0.10
pub_rec
0.09
num_tl_90g_dpd_24m
0.09
home_ownership
0.09
MOST FREQUENT VALUES
4.0
92
9.2%
5.0
86
8.6%
6.0
79
7.9%
3.0
79
7.9%
2.0
72
7.2%
8.0
65
6.5%
1.0
63
6.3%
9.0
58
5.8%
7.0
58
5.8%
10.0
45
4.5%
11.0
39
3.9%
12.0
36
3.6%
15.0
28
2.8%
0.0
26
2.6%
14.0
25
2.5%
SMALLEST VALUES
0.0
26
2.6%
1.0
63
6.3%
2.0
72
7.2%
3.0
79
7.9%
4.0
92
9.2%
5.0
86
8.6%
6.0
79
7.9%
7.0
58
5.8%
8.0
65
6.5%
9.0
58
5.8%
10.0
45
4.5%
11.0
39
3.9%
12.0
36
3.6%
13.0
22
2.2%
14.0
25
2.5%
LARGEST VALUES
87.0
1
0.1%
48.0
2
0.2%
42.0
1
0.1%
40.0
1
0.1%
39.0
1
0.1%
37.0
1
0.1%
36.0
3
0.3%
35.0
2
0.2%
34.0
2
0.2%
33.0
2
0.2%
32.0
1
0.1%
31.0
3
0.3%
30.0
3
0.3%
29.0
2
0.2%
28.0
2
0.2%
num_op_rev_tl
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.81
num_rev_tl_bal_gt_0
0.80
num_actv_rev_tl
0.80
open_acc
0.78
num_sats
0.78
num_bc_sats
0.76
num_bc_tl
0.69
num_actv_bc_tl
0.67
total_acc
0.57
open_rv_24m
0.54
acc_open_past_24mths
0.48
total_rev_hi_lim
0.45
total_bc_limit
0.45
bc_open_to_buy
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.44
open_acc_6m
0.28
int_rate
0.21
sub_grade
0.21
addr_state
0.21
inq_last_6mths
0.19
purpose
0.18
title
0.18
emp_length
0.16
delinq_2yrs
0.13
num_tl_90g_dpd_24m
0.12
open_il_24m
0.09
home_ownership
0.09
sec_app_mort_acc
0.09
MOST FREQUENT VALUES
7.0
105
10.5%
5.0
105
10.5%
6.0
105
10.5%
4.0
83
8.3%
9.0
83
8.3%
3.0
83
8.3%
8.0
76
7.6%
10.0
61
6.1%
2.0
59
5.9%
11.0
55
5.5%
12.0
33
3.3%
13.0
29
2.9%
14.0
25
2.5%
15.0
18
1.8%
16.0
16
1.6%
SMALLEST VALUES
1.0
9
0.9%
2.0
59
5.9%
3.0
83
8.3%
4.0
83
8.3%
5.0
105
10.5%
6.0
105
10.5%
7.0
105
10.5%
8.0
76
7.6%
9.0
83
8.3%
10.0
61
6.1%
11.0
55
5.5%
12.0
33
3.3%
13.0
29
2.9%
14.0
25
2.5%
15.0
18
1.8%
LARGEST VALUES
30.0
1
0.1%
27.0
1
0.1%
26.0
1
0.1%
25.0
2
0.2%
24.0
2
0.2%
23.0
3
0.3%
22.0
2
0.2%
21.0
4
0.4%
20.0
6
0.6%
19.0
8
0.8%
18.0
14
1.4%
17.0
11
1.1%
16.0
16
1.6%
15.0
18
1.8%
14.0
25
2.5%
num_rev_accts
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_bc_tl
0.84
num_op_rev_tl
0.81
total_acc
0.74
open_acc
0.64
num_sats
0.64
num_bc_sats
0.63
num_actv_rev_tl
0.60
num_rev_tl_bal_gt_0
0.59
num_actv_bc_tl
0.50
open_rv_24m
0.43
total_bc_limit
0.43
total_rev_hi_lim
0.43
acc_open_past_24mths
0.40
bc_open_to_buy
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.38
open_acc_6m
0.26
int_rate
0.23
sub_grade
0.23
addr_state
0.21
inq_last_6mths
0.21
purpose
0.18
title
0.18
emp_length
0.17
home_ownership
0.14
grade
0.13
delinq_2yrs
0.13
open_il_24m
0.11
total_rec_late_fee
0.10
MOST FREQUENT VALUES
11.0
77
7.7%
7.0
71
7.1%
8.0
69
6.9%
10.0
62
6.2%
5.0
58
5.8%
6.0
57
5.7%
9.0
50
5.0%
12.0
50
5.0%
14.0
48
4.8%
15.0
47
4.7%
18.0
44
4.4%
19.0
38
3.8%
4.0
36
3.6%
13.0
35
3.5%
17.0
30
3.0%
SMALLEST VALUES
2.0
13
1.3%
3.0
28
2.8%
4.0
36
3.6%
5.0
58
5.8%
6.0
57
5.7%
7.0
71
7.1%
8.0
69
6.9%
9.0
50
5.0%
10.0
62
6.2%
11.0
77
7.7%
12.0
50
5.0%
13.0
35
3.5%
14.0
48
4.8%
15.0
47
4.7%
16.0
25
2.5%
LARGEST VALUES
53.0
1
0.1%
48.0
1
0.1%
47.0
1
0.1%
44.0
1
0.1%
42.0
1
0.1%
40.0
1
0.1%
39.0
3
0.3%
37.0
1
0.1%
36.0
4
0.4%
35.0
1
0.1%
33.0
4
0.4%
32.0
5
0.5%
31.0
5
0.5%
30.0
10
1.0%
29.0
7
0.7%
num_rev_tl_bal_gt_0
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_rev_tl
0.97
num_op_rev_tl
0.80
num_actv_bc_tl
0.80
num_bc_sats
0.66
num_sats
0.61
open_acc
0.61
num_rev_accts
0.59
num_bc_tl
0.53
total_acc
0.40
open_rv_24m
0.40
total_rev_hi_lim
0.36
total_bc_limit
0.35
acc_open_past_24mths
0.33
revol_bal
0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.31
addr_state
0.21
open_acc_6m
0.20
int_rate
0.20
sub_grade
0.20
purpose
0.20
title
0.20
emp_length
0.18
inq_last_6mths
0.12
term
0.12
open_il_12m
0.10
grade
0.10
delinq_2yrs
0.10
num_tl_90g_dpd_24m
0.09
MOST FREQUENT VALUES
4.0
156
15.6%
3.0
139
13.9%
5.0
133
13.3%
6.0
116
11.6%
2.0
116
11.6%
7.0
84
8.4%
8.0
60
6.0%
9.0
58
5.8%
1.0
40
4.0%
10.0
29
2.9%
11.0
22
2.2%
13.0
15
1.5%
12.0
9
0.9%
15.0
6
0.6%
17.0
5
0.5%
SMALLEST VALUES
0.0
4
0.4%
1.0
40
4.0%
2.0
116
11.6%
3.0
139
13.9%
4.0
156
15.6%
5.0
133
13.3%
6.0
116
11.6%
7.0
84
8.4%
8.0
60
6.0%
9.0
58
5.8%
10.0
29
2.9%
11.0
22
2.2%
12.0
9
0.9%
13.0
15
1.5%
14.0
5
0.5%
LARGEST VALUES
21.0
1
0.1%
19.0
1
0.1%
17.0
5
0.5%
16.0
1
0.1%
15.0
6
0.6%
14.0
5
0.5%
13.0
15
1.5%
12.0
9
0.9%
11.0
22
2.2%
10.0
29
2.9%
9.0
58
5.8%
8.0
60
6.0%
7.0
84
8.4%
6.0
116
11.6%
5.0
133
13.3%
num_sats
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
1.00
num_op_rev_tl
0.78
total_acc
0.75
num_rev_accts
0.64
num_rev_tl_bal_gt_0
0.61
num_actv_rev_tl
0.61
num_bc_sats
0.61
open_act_il
0.55
num_bc_tl
0.54
num_actv_bc_tl
0.53
num_il_tl
0.49
acc_open_past_24mths
0.48
total_bal_ex_mort
0.43
open_rv_24m
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.34
open_il_24m
0.29
open_acc_6m
0.24
int_rate
0.22
sub_grade
0.22
addr_state
0.19
purpose
0.18
title
0.18
open_il_12m
0.16
inq_last_6mths
0.15
home_ownership
0.11
emp_length
0.10
term
0.10
delinq_2yrs
0.10
MOST FREQUENT VALUES
8.0
84
8.4%
9.0
82
8.2%
10.0
77
7.7%
11.0
74
7.4%
12.0
73
7.3%
7.0
70
7.0%
6.0
63
6.3%
13.0
58
5.8%
15.0
51
5.1%
4.0
46
4.6%
14.0
45
4.5%
5.0
45
4.5%
16.0
42
4.2%
17.0
37
3.7%
19.0
23
2.3%
SMALLEST VALUES
1.0
1
0.1%
2.0
3
0.3%
3.0
20
2.0%
4.0
46
4.6%
5.0
45
4.5%
6.0
63
6.3%
7.0
70
7.0%
8.0
84
8.4%
9.0
82
8.2%
10.0
77
7.7%
11.0
74
7.4%
12.0
73
7.3%
13.0
58
5.8%
14.0
45
4.5%
15.0
51
5.1%
LARGEST VALUES
57.0
1
0.1%
39.0
1
0.1%
32.0
1
0.1%
30.0
2
0.2%
29.0
3
0.3%
28.0
2
0.2%
27.0
3
0.3%
26.0
4
0.4%
25.0
5
0.5%
24.0
9
0.9%
23.0
10
1.0%
22.0
12
1.2%
21.0
17
1.7%
20.0
15
1.5%
19.0
23
2.3%
num_tl_120dpd_2m
MISSING:
63
(6%)
TOP CATEGORIES
0.0
935
99%
1.0
2
0%
ALL
937
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_120dpd_2m
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
acc_now_delinq
0.28
delinq_amnt
0.26
collections_12_mths_ex_med
0.03
num_tl_90g_dpd_24m
0.02
delinq_2yrs
0.01
verification_status_joint
0.01

THESE FEATURES
GIVE INFORMATION
ON num_tl_120dpd_2m:
delinq_amnt
1.00
acc_now_delinq
0.77
num_tl_90g_dpd_24m
0.46
addr_state
0.42
emp_length
0.33
delinq_2yrs
0.30
int_rate
0.27
sub_grade
0.27
purpose
0.21
title
0.21
collections_12_mths_ex_med
0.19
open_acc_6m
0.17
verification_status_joint
0.15
home_ownership
0.12

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_120dpd_2m
CORRELATION RATIO WITH...
dti_joint
0.10
sec_app_fico_range_low
0.07
sec_app_fico_range_high
0.07
mths_since_last_record
0.07
sec_app_open_acc
0.06
sec_app_num_rev_accts
0.06
all_util
0.05
percent_bc_gt_75
0.05
il_util
0.05
sec_app_open_act_il
0.05
num_sats
0.04
total_acc
0.04
acc_open_past_24mths
0.04
num_rev_tl_bal_gt_0
0.04
num_tl_30dpd
MISSING:
---
TOP CATEGORIES
0.0
997
99%
1.0
3
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_30dpd
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
acc_now_delinq
0.43
delinq_amnt
0.37
sec_app_inq_last_6mths
0.02
delinq_2yrs
0.01
purpose
0.01
title
0.01

THESE FEATURES
GIVE INFORMATION
ON num_tl_30dpd:
delinq_amnt
1.00
acc_now_delinq
0.84
int_rate
0.47
sub_grade
0.47
purpose
0.36
title
0.36
delinq_2yrs
0.31
grade
0.20
addr_state
0.20
sec_app_inq_last_6mths
0.16
open_rv_12m
0.13
emp_length
0.13
open_il_12m
0.09
open_il_24m
0.09

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_30dpd
CORRELATION RATIO WITH...
sec_app_mths_since_last_major_derog
0.12
sec_app_open_acc
0.12
sec_app_num_rev_accts
0.09
pct_tl_nvr_dlq
0.08
annual_inc_joint
0.07
bc_open_to_buy
0.07
avg_cur_bal
0.07
num_sats
0.05
mo_sin_old_rev_tl_op
0.05
sec_app_fico_range_high
0.05
sec_app_fico_range_low
0.05
il_util
0.04
acc_open_past_24mths
0.04
all_util
0.04
num_tl_90g_dpd_24m
MISSING:
---
TOP CATEGORIES
0.0
945
94%
1.0
38
4%
2.0
9
1%
3.0
3
0%
6.0
2
0%
4.0
1
0%
11.0
1
0%
8.0
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_90g_dpd_24m
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.46
delinq_amnt
0.29
chargeoff_within_12_mths
0.26
acc_now_delinq
0.24
delinq_2yrs
0.22
collections_12_mths_ex_med
0.13

THESE FEATURES
GIVE INFORMATION
ON num_tl_90g_dpd_24m:
delinq_2yrs
0.58
addr_state
0.20
int_rate
0.16
sub_grade
0.16
emp_length
0.07
purpose
0.06
title
0.06
open_rv_12m
0.06
delinq_amnt
0.06
open_il_24m
0.06
grade
0.05
verification_status
0.05
chargeoff_within_12_mths
0.04
collections_12_mths_ex_med
0.04

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_90g_dpd_24m
CORRELATION RATIO WITH...
num_accts_ever_120_pd
0.41
pct_tl_nvr_dlq
0.30
total_il_high_credit_limit
0.15
mo_sin_old_il_acct
0.15
fico_range_low
0.13
fico_range_high
0.13
num_op_rev_tl
0.12
last_fico_range_high
0.12
last_fico_range_low
0.12
total_bal_ex_mort
0.12
total_bal_il
0.11
num_bc_sats
0.11
avg_cur_bal
0.11
open_act_il
0.10
num_tl_op_past_12m
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.75
open_rv_24m
0.66
mo_sin_rcnt_tl
-0.50
mo_sin_rcnt_rev_tl_op
-0.46
inq_last_12m
0.43
mths_since_recent_bc
-0.36
num_op_rev_tl
0.36
open_acc
0.35
num_sats
0.35
num_rev_accts
0.32
total_acc
0.30
bc_util
-0.26
mths_since_recent_inq
-0.24
num_actv_rev_tl
0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_rv_12m
0.86
open_acc_6m
0.70
open_il_12m
0.54
open_il_24m
0.39
inq_last_6mths
0.29
int_rate
0.23
sub_grade
0.23
addr_state
0.21
home_ownership
0.17
purpose
0.16
title
0.16
initial_list_status
0.15
grade
0.15
emp_length
0.14
MOST FREQUENT VALUES
1.0
270
27.0%
2.0
225
22.5%
0.0
185
18.5%
3.0
161
16.1%
4.0
73
7.3%
5.0
41
4.1%
6.0
27
2.7%
7.0
11
1.1%
8.0
4
0.4%
12.0
1
0.1%
14.0
1
0.1%
10.0
1
0.1%
SMALLEST VALUES
0.0
185
18.5%
1.0
270
27.0%
2.0
225
22.5%
3.0
161
16.1%
4.0
73
7.3%
5.0
41
4.1%
6.0
27
2.7%
7.0
11
1.1%
8.0
4
0.4%
10.0
1
0.1%
12.0
1
0.1%
14.0
1
0.1%
LARGEST VALUES
14.0
1
0.1%
12.0
1
0.1%
10.0
1
0.1%
8.0
4
0.4%
7.0
11
1.1%
6.0
27
2.7%
5.0
41
4.1%
4.0
73
7.3%
3.0
161
16.1%
2.0
225
22.5%
1.0
270
27.0%
0.0
185
18.5%
pct_tl_nvr_dlq
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
-0.59
fico_range_low
0.33
fico_range_high
0.33
last_fico_range_high
0.30
last_fico_range_low
0.30
revol_bal_joint
-0.26
mths_since_last_delinq
0.22
total_bc_limit
0.22
annual_inc_joint
-0.22
mths_since_recent_revol_delinq
0.20
mths_since_last_record
0.19
total_rev_hi_lim
0.18
bc_open_to_buy
0.17
mo_sin_old_il_acct
-0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
delinq_2yrs
0.49
num_tl_90g_dpd_24m
0.30
int_rate
0.25
sub_grade
0.25
grade
0.17
addr_state
0.16
pub_rec
0.14
emp_length
0.12
delinq_amnt
0.11
pub_rec_bankruptcies
0.11
sec_app_mort_acc
0.10
open_il_24m
0.09
tax_liens
0.09
purpose
0.09
MOST FREQUENT VALUES
100.0
496
49.6%
90.0
18
1.8%
91.7
14
1.4%
83.3
13
1.3%
95.7
13
1.3%
87.5
12
1.2%
75.0
12
1.2%
92.9
12
1.2%
92.3
11
1.1%
88.9
11
1.1%
96.0
11
1.1%
90.9
11
1.1%
93.3
10
1.0%
95.5
10
1.0%
95.8
10
1.0%
SMALLEST VALUES
40.9
1
0.1%
41.7
1
0.1%
46.7
1
0.1%
50.0
1
0.1%
53.3
1
0.1%
53.8
1
0.1%
54.0
1
0.1%
54.5
2
0.2%
55.6
1
0.1%
57.1
4
0.4%
58.0
1
0.1%
58.3
1
0.1%
59.3
1
0.1%
60.0
1
0.1%
61.1
1
0.1%
LARGEST VALUES
100.0
496
49.6%
98.3
1
0.1%
98.2
1
0.1%
98.0
2
0.2%
97.7
1
0.1%
97.6
2
0.2%
97.4
4
0.4%
97.3
1
0.1%
97.2
4
0.4%
97.1
5
0.5%
97.0
8
0.8%
96.9
1
0.1%
96.8
3
0.3%
96.7
4
0.4%
96.6
7
0.7%
percent_bc_gt_75
MISSING:
12
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.86
all_util
0.50
fico_range_low
-0.44
fico_range_high
-0.44
bc_open_to_buy
-0.44
sec_app_revol_util
0.42
last_fico_range_high
-0.27
last_fico_range_low
-0.27
acc_open_past_24mths
-0.23
num_bc_tl
-0.22
total_bc_limit
-0.22
mths_since_recent_bc
0.21
open_rv_24m
-0.21
num_tl_op_past_12m
-0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.35
sub_grade
0.35
grade
0.32
addr_state
0.23
open_acc_6m
0.21
verification_status
0.20
open_rv_12m
0.19
purpose
0.18
title
0.18
inq_last_6mths
0.13
open_il_24m
0.11
emp_length
0.11
sec_app_mort_acc
0.10
total_rec_late_fee
0.10
MOST FREQUENT VALUES
0.0
281
28.4%
100.0
188
19.0%
50.0
106
10.7%
66.7
63
6.4%
33.3
52
5.3%
25.0
37
3.7%
20.0
35
3.5%
75.0
31
3.1%
14.3
21
2.1%
60.0
21
2.1%
16.7
16
1.6%
40.0
15
1.5%
42.9
10
1.0%
80.0
9
0.9%
12.5
9
0.9%
SMALLEST VALUES
0.0
281
28.4%
4.2
1
0.1%
6.7
1
0.1%
7.7
1
0.1%
8.3
4
0.4%
9.1
3
0.3%
10.0
4
0.4%
11.1
3
0.3%
12.5
9
0.9%
13.3
1
0.1%
14.3
21
2.1%
15.4
1
0.1%
16.7
16
1.6%
18.2
2
0.2%
18.8
1
0.1%
LARGEST VALUES
100.0
188
19.0%
91.7
1
0.1%
90.9
3
0.3%
90.0
1
0.1%
87.5
1
0.1%
85.7
8
0.8%
83.3
8
0.8%
80.0
9
0.9%
77.8
2
0.2%
75.0
31
3.1%
71.4
4
0.4%
70.0
1
0.1%
66.7
63
6.4%
63.6
1
0.1%
62.5
4
0.4%
pub_rec_bankruptcies
MISSING:
---
TOP CATEGORIES
0.0
864
86%
1.0
122
12%
2.0
11
1%
3.0
2
0%
4.0
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec_bankruptcies
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
pub_rec
0.52
sec_app_collections_12_mths_ex_med
0.09
total_rec_late_fee
0.07
num_tl_120dpd_2m
0.06
delinq_amnt
0.05
tax_liens
0.03

THESE FEATURES
GIVE INFORMATION
ON pub_rec_bankruptcies:
pub_rec
0.72
addr_state
0.13
int_rate
0.10
sub_grade
0.10
emp_length
0.05
purpose
0.03
title
0.03
open_acc_6m
0.03
grade
0.03
open_rv_12m
0.03
open_il_24m
0.02
delinq_2yrs
0.02
inq_last_6mths
0.02
open_il_12m
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
CORRELATION RATIO WITH...
mths_since_last_record
0.86
fico_range_low
0.20
fico_range_high
0.20
last_fico_range_high
0.17
last_fico_range_low
0.17
total_bc_limit
0.15
max_bal_bc
0.14
inq_last_12m
0.13
total_rev_hi_lim
0.12
mths_since_last_delinq
0.11
bc_open_to_buy
0.11
loan_amnt
0.11
funded_amnt
0.11
funded_amnt_inv
0.11
tax_liens
MISSING:
---
TOP CATEGORIES
0.0
960
96%
1.0
29
3%
2.0
6
1%
3.0
2
0%
6.0
2
0%
4.0
1
0%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
tax_liens
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
pub_rec
0.17
sec_app_inq_last_6mths
0.03
sec_app_mort_acc
0.02
num_tl_90g_dpd_24m
0.02
verification_status_joint
0.02
last_credit_pull_d
0.01

THESE FEATURES
GIVE INFORMATION
ON tax_liens:
pub_rec
0.53
int_rate
0.18
sub_grade
0.18
addr_state
0.18
emp_length
0.10
purpose
0.07
title
0.07
open_rv_12m
0.06
grade
0.05
open_il_24m
0.05
sec_app_mort_acc
0.03
verification_status_joint
0.03
open_il_12m
0.03
inq_last_6mths
0.03

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
tax_liens
CORRELATION RATIO WITH...
mths_since_last_record
0.29
inq_fi
0.18
num_tl_op_past_12m
0.12
mths_since_recent_revol_delinq
0.12
mths_since_recent_bc_dlq
0.12
sec_app_fico_range_low
0.11
sec_app_fico_range_high
0.11
inq_last_12m
0.10
sec_app_num_rev_accts
0.10
sec_app_open_acc
0.10
mths_since_rcnt_il
0.09
pct_tl_nvr_dlq
0.09
acc_open_past_24mths
0.09
annual_inc_joint
0.09
tot_hi_cred_lim
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.98
avg_cur_bal
0.80
mort_acc
0.64
total_rev_hi_lim
0.60
annual_inc
0.58
revol_bal
0.57
total_bal_ex_mort
0.55
annual_inc_joint
0.51
total_bc_limit
0.47
max_bal_bc
0.42
total_il_high_credit_limit
0.41
total_acc
0.38
loan_amnt
0.36
funded_amnt
0.36

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.54
int_rate
0.25
sub_grade
0.25
purpose
0.22
title
0.22
open_il_24m
0.21
addr_state
0.19
open_acc_6m
0.19
grade
0.17
emp_length
0.15
open_il_12m
0.14
term
0.14
sec_app_mort_acc
0.13
inq_last_6mths
0.12
MOST FREQUENT VALUES
58600.0
2
0.2%
37426.0
2
0.2%
42600.0
2
0.2%
16100.0
2
0.2%
9700.0
2
0.2%
8200.0
2
0.2%
20800.0
2
0.2%
38105.0
2
0.2%
39000.0
2
0.2%
18000.0
2
0.2%
7100.0
2
0.2%
22800.0
2
0.2%
6600.0
2
0.2%
89700.0
2
0.2%
64000.0
2
0.2%
SMALLEST VALUES
1000.0
1
0.1%
3200.0
1
0.1%
5000.0
1
0.1%
5300.0
1
0.1%
5500.0
2
0.2%
6500.0
1
0.1%
6600.0
2
0.2%
7000.0
1
0.1%
7100.0
2
0.2%
7200.0
1
0.1%
7600.0
1
0.1%
8000.0
1
0.1%
8200.0
2
0.2%
9100.0
1
0.1%
9700.0
2
0.2%
LARGEST VALUES
1616394.0
1
0.1%
1401945.0
1
0.1%
1136488.0
1
0.1%
1051137.0
1
0.1%
1008171.0
1
0.1%
976559.0
1
0.1%
951977.0
1
0.1%
947357.0
1
0.1%
930517.0
1
0.1%
929425.0
1
0.1%
838869.0
1
0.1%
823714.0
1
0.1%
814841.0
1
0.1%
804891.0
1
0.1%
803148.0
1
0.1%
total_bal_ex_mort
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.88
total_il_high_credit_limit
0.86
tot_cur_bal
0.56
tot_hi_cred_lim
0.55
num_il_tl
0.54
total_acc
0.50
revol_bal
0.50
total_rev_hi_lim
0.46
annual_inc
0.46
open_act_il
0.45
num_sats
0.43
open_acc
0.43
annual_inc_joint
0.41
avg_cur_bal
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_24m
0.36
open_il_12m
0.23
addr_state
0.18
int_rate
0.18
sub_grade
0.18
home_ownership
0.16
emp_length
0.14
purpose
0.14
title
0.14
delinq_2yrs
0.13
num_tl_90g_dpd_24m
0.12
term
0.11
inq_last_6mths
0.11
open_acc_6m
0.10
MOST FREQUENT VALUES
34154.0
2
0.2%
21334.0
2
0.2%
29277.0
2
0.2%
29841.0
2
0.2%
29420.0
2
0.2%
37895.0
2
0.2%
61185.0
2
0.2%
115726.0
1
0.1%
46325.0
1
0.1%
84742.0
1
0.1%
133294.0
1
0.1%
35438.0
1
0.1%
189103.0
1
0.1%
27077.0
1
0.1%
32045.0
1
0.1%
SMALLEST VALUES
58.0
1
0.1%
147.0
1
0.1%
289.0
1
0.1%
429.0
1
0.1%
779.0
1
0.1%
786.0
1
0.1%
862.0
1
0.1%
1043.0
1
0.1%
1401.0
1
0.1%
1730.0
1
0.1%
1853.0
1
0.1%
2227.0
1
0.1%
2241.0
1
0.1%
2535.0
1
0.1%
2564.0
1
0.1%
LARGEST VALUES
486623.0
1
0.1%
449023.0
1
0.1%
410284.0
1
0.1%
350150.0
1
0.1%
340164.0
1
0.1%
328705.0
1
0.1%
327495.0
1
0.1%
278895.0
1
0.1%
276401.0
1
0.1%
267332.0
1
0.1%
256974.0
1
0.1%
250644.0
1
0.1%
238615.0
1
0.1%
237580.0
1
0.1%
226607.0
1
0.1%
total_bc_limit
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_open_to_buy
0.82
total_rev_hi_lim
0.77
num_bc_sats
0.64
max_bal_bc
0.61
num_bc_tl
0.58
num_actv_bc_tl
0.55
revol_bal
0.48
tot_hi_cred_lim
0.47
annual_inc
0.45
num_op_rev_tl
0.45
num_rev_accts
0.43
fico_range_low
0.39
fico_range_high
0.39
num_sats
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.35
sub_grade
0.35
grade
0.28
addr_state
0.22
purpose
0.19
title
0.19
home_ownership
0.18
open_rv_12m
0.16
pub_rec
0.15
pub_rec_bankruptcies
0.15
inq_last_6mths
0.15
delinq_2yrs
0.13
delinq_amnt
0.13
emp_length
0.12
MOST FREQUENT VALUES
5000.0
15
1.5%
6000.0
13
1.3%
10000.0
12
1.2%
0.0
12
1.2%
13000.0
10
1.0%
14000.0
10
1.0%
3000.0
9
0.9%
14300.0
8
0.8%
15500.0
7
0.7%
15000.0
7
0.7%
18800.0
7
0.7%
7800.0
7
0.7%
11000.0
7
0.7%
4500.0
7
0.7%
7000.0
7
0.7%
SMALLEST VALUES
0.0
12
1.2%
300.0
2
0.2%
500.0
2
0.2%
600.0
1
0.1%
800.0
3
0.3%
900.0
1
0.1%
1000.0
4
0.4%
1200.0
1
0.1%
1300.0
4
0.4%
1400.0
1
0.1%
1500.0
2
0.2%
1600.0
4
0.4%
1700.0
1
0.1%
2000.0
5
0.5%
2200.0
5
0.5%
LARGEST VALUES
222500.0
1
0.1%
187500.0
1
0.1%
186000.0
1
0.1%
165900.0
1
0.1%
161800.0
1
0.1%
132300.0
1
0.1%
124600.0
1
0.1%
123100.0
1
0.1%
118100.0
1
0.1%
117400.0
1
0.1%
113300.0
1
0.1%
110200.0
1
0.1%
109400.0
1
0.1%
108300.0
1
0.1%
105750.0
1
0.1%
total_il_high_credit_limit
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.96
total_bal_ex_mort
0.86
num_il_tl
0.60
open_act_il
0.51
total_acc
0.48
annual_inc_joint
0.46
tot_hi_cred_lim
0.41
annual_inc
0.40
tot_cur_bal
0.40
open_acc
0.38
num_sats
0.38
sec_app_open_act_il
0.28
mths_since_rcnt_il
-0.27
avg_cur_bal
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_24m
0.43
open_il_12m
0.27
addr_state
0.22
delinq_2yrs
0.18
emp_length
0.17
int_rate
0.16
sub_grade
0.16
num_tl_90g_dpd_24m
0.15
home_ownership
0.13
purpose
0.12
title
0.12
inq_last_6mths
0.12
open_acc_6m
0.11
last_credit_pull_d
0.10
MOST FREQUENT VALUES
0.0
112
11.2%
12000.0
9
0.9%
10000.0
6
0.6%
25000.0
6
0.6%
30000.0
6
0.6%
8000.0
4
0.4%
6000.0
4
0.4%
16000.0
4
0.4%
5500.0
3
0.3%
20000.0
3
0.3%
4000.0
3
0.3%
15000.0
3
0.3%
15325.0
2
0.2%
21630.0
2
0.2%
11000.0
2
0.2%
SMALLEST VALUES
0.0
112
11.2%
1200.0
1
0.1%
2321.0
1
0.1%
2750.0
1
0.1%
3031.0
1
0.1%
3300.0
1
0.1%
3910.0
1
0.1%
4000.0
3
0.3%
4500.0
1
0.1%
4579.0
1
0.1%
4813.0
1
0.1%
5000.0
2
0.2%
5075.0
1
0.1%
5145.0
1
0.1%
5150.0
1
0.1%
LARGEST VALUES
471285.0
1
0.1%
297759.0
1
0.1%
295563.0
1
0.1%
292096.0
1
0.1%
281325.0
1
0.1%
271190.0
1
0.1%
261301.0
1
0.1%
246017.0
1
0.1%
241354.0
1
0.1%
240171.0
1
0.1%
234643.0
1
0.1%
232821.0
1
0.1%
225527.0
1
0.1%
221711.0
1
0.1%
220996.0
1
0.1%
revol_bal_joint
MISSING:
914
(91%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_record
-0.75
max_bal_bc
0.57
revol_bal
0.56
out_prncp
0.46
out_prncp_inv
0.46
annual_inc_joint
0.45
loan_amnt
0.44
funded_amnt
0.44
funded_amnt_inv
0.44
annual_inc
0.40
total_rec_int
0.38
mths_since_recent_bc_dlq
-0.37
mo_sin_old_rev_tl_op
0.35
sec_app_num_rev_accts
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.70
application_type
0.69
sec_app_mort_acc
0.69
sec_app_inq_last_6mths
0.43
last_credit_pull_d
0.41
emp_length
0.24
addr_state
0.22
term
0.18
int_rate
0.18
sub_grade
0.18
sec_app_collections_12_mths_ex_med
0.15
open_acc_6m
0.15
sec_app_chargeoff_within_12_mths
0.15
grade
0.12
MOST FREQUENT VALUES
6139.0
1
1.2%
29063.0
1
1.2%
32497.0
1
1.2%
4013.0
1
1.2%
6280.0
1
1.2%
11801.0
1
1.2%
60881.0
1
1.2%
32553.0
1
1.2%
16260.0
1
1.2%
19287.0
1
1.2%
8604.0
1
1.2%
9825.0
1
1.2%
14982.0
1
1.2%
36516.0
1
1.2%
15522.0
1
1.2%
SMALLEST VALUES
2716.0
1
1.2%
3163.0
1
1.2%
4013.0
1
1.2%
4619.0
1
1.2%
4680.0
1
1.2%
5957.0
1
1.2%
6139.0
1
1.2%
6280.0
1
1.2%
7502.0
1
1.2%
7677.0
1
1.2%
7849.0
1
1.2%
8604.0
1
1.2%
8690.0
1
1.2%
9076.0
1
1.2%
9482.0
1
1.2%
LARGEST VALUES
219950.0
1
1.2%
108796.0
1
1.2%
100228.0
1
1.2%
77650.0
1
1.2%
65398.0
1
1.2%
60881.0
1
1.2%
59823.0
1
1.2%
59568.0
1
1.2%
58043.0
1
1.2%
56995.0
1
1.2%
56110.0
1
1.2%
53601.0
1
1.2%
47459.0
1
1.2%
46515.0
1
1.2%
43779.0
1
1.2%
sec_app_fico_range_low
MISSING:
914
(91%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_fico_range_high
1.00
fico_range_low
0.51
fico_range_high
0.51
sec_app_revol_util
-0.43
last_fico_range_high
0.36
last_fico_range_low
0.36
mort_acc
0.34
bc_open_to_buy
0.31
total_bc_limit
0.25
sec_app_mths_since_last_major_derog
0.24
all_util
-0.24
total_bal_il
-0.22
total_bal_ex_mort
-0.21
total_cu_tl
-0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
1.00
application_type
1.00
sec_app_mort_acc
0.80
last_credit_pull_d
0.66
sec_app_inq_last_6mths
0.64
emp_length
0.37
addr_state
0.26
sec_app_chargeoff_within_12_mths
0.24
int_rate
0.20
sub_grade
0.20
sec_app_collections_12_mths_ex_med
0.19
verification_status
0.17
delinq_amnt
0.15
term
0.15
MOST FREQUENT VALUES
695.0
8
9.3%
655.0
8
9.3%
640.0
6
7.0%
660.0
6
7.0%
685.0
5
5.8%
670.0
5
5.8%
650.0
4
4.7%
720.0
4
4.7%
690.0
4
4.7%
635.0
3
3.5%
680.0
3
3.5%
615.0
3
3.5%
675.0
3
3.5%
620.0
3
3.5%
625.0
2
2.3%
SMALLEST VALUES
540.0
1
1.2%
555.0
1
1.2%
580.0
1
1.2%
585.0
2
2.3%
595.0
1
1.2%
610.0
1
1.2%
615.0
3
3.5%
620.0
3
3.5%
625.0
2
2.3%
630.0
1
1.2%
635.0
3
3.5%
640.0
6
7.0%
645.0
1
1.2%
650.0
4
4.7%
655.0
8
9.3%
LARGEST VALUES
825.0
1
1.2%
790.0
1
1.2%
735.0
1
1.2%
725.0
1
1.2%
720.0
4
4.7%
710.0
2
2.3%
705.0
1
1.2%
700.0
1
1.2%
695.0
8
9.3%
690.0
4
4.7%
685.0
5
5.8%
680.0
3
3.5%
675.0
3
3.5%
670.0
5
5.8%
665.0
2
2.3%
sec_app_fico_range_high
MISSING:
914
(91%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_fico_range_low
1.00
fico_range_low
0.51
fico_range_high
0.51
sec_app_revol_util
-0.43
last_fico_range_high
0.36
last_fico_range_low
0.36
mort_acc
0.34
bc_open_to_buy
0.31
total_bc_limit
0.25
sec_app_mths_since_last_major_derog
0.24
all_util
-0.24
total_bal_il
-0.22
total_bal_ex_mort
-0.21
total_cu_tl
-0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
1.00
application_type
1.00
sec_app_mort_acc
0.80
last_credit_pull_d
0.66
sec_app_inq_last_6mths
0.64
emp_length
0.37
addr_state
0.26
sec_app_chargeoff_within_12_mths
0.24
int_rate
0.20
sub_grade
0.20
sec_app_collections_12_mths_ex_med
0.19
verification_status
0.17
delinq_amnt
0.15
term
0.15
MOST FREQUENT VALUES
699.0
8
9.3%
659.0
8
9.3%
644.0
6
7.0%
664.0
6
7.0%
689.0
5
5.8%
674.0
5
5.8%
654.0
4
4.7%
724.0
4
4.7%
694.0
4
4.7%
679.0
3
3.5%
684.0
3
3.5%
624.0
3
3.5%
639.0
3
3.5%
619.0
3
3.5%
629.0
2
2.3%
SMALLEST VALUES
544.0
1
1.2%
559.0
1
1.2%
584.0
1
1.2%
589.0
2
2.3%
599.0
1
1.2%
614.0
1
1.2%
619.0
3
3.5%
624.0
3
3.5%
629.0
2
2.3%
634.0
1
1.2%
639.0
3
3.5%
644.0
6
7.0%
649.0
1
1.2%
654.0
4
4.7%
659.0
8
9.3%
LARGEST VALUES
829.0
1
1.2%
794.0
1
1.2%
739.0
1
1.2%
729.0
1
1.2%
724.0
4
4.7%
714.0
2
2.3%
709.0
1
1.2%
704.0
1
1.2%
699.0
8
9.3%
694.0
4
4.7%
689.0
5
5.8%
684.0
3
3.5%
679.0
3
3.5%
674.0
5
5.8%
669.0
2
2.3%
sec_app_earliest_cr_line
MISSING:
914
(91%)
4
5%
-
-
Jul-2007
3
3%
-
-
Oct-2000
3
3%
-
-
May-2002
2
2%
-
-
Sep-2002
2
2%
-
-
Dec-2005
2
2%
-
-
Nov-2004
2
2%
-
-
Aug-1997
2
2%
-
-
Jul-1995
2
2%
-
-
Jul-2008
1
1%
-
-
May-2012
1
1%
-
-
Nov-1996
1
1%
-
-
May-2000
1
1%
-
-
Mar-1987
1
1%
-
-
Nov-2003
1
1%
-
-
Apr-2006
1
1%
-
-
Jun-2013
1
1%
-
-
Jun-1997
1
1%
-
-
Apr-2014
1
1%
-
-
Dec-2006
1
1%
-
-
Jan-1990
1
1%
-
-
Feb-2001
1
1%
-
-
Apr-2000
1
1%
-
-
Aug-2008
1
1%
-
-
Sep-2001
1
1%
-
-
Dec-2008
1
1%
-
-
Jul-2006
1
1%
-
-
Feb-1989
1
1%
-
-
Aug-2004
1
1%
-
-
Jun-2000
1
1%
-
-
Apr-2004
1
1%
-
-
Sep-2007
1
1%
-
-
Feb-1991
1
1%
-
-
May-1997
1
1%
-
-
Jun-1990
1
1%
-
-
Aug-1998
1
1%
-
-
Mar-1999
1
1%
-
-
Sep-1992
1
1%
-
-
May-2001
1
1%
-
-
Apr-1994
1
1%
-
-
Nov-1988
1
1%
-
-
Aug-1988
1
1%
-
-
Jul-2016
1
1%
-
-
Dec-2003
1
1%
-
-
Apr-1984
1
1%
-
-
Jun-2003
1
1%
-
-
Oct-2008
1
1%
-
-
Mar-2001
1
1%
-
-
Jan-2010
1
1%
-
-
May-1993
1
1%
-
-
Feb-2000
1
1%
-
-
Mar-2004
1
1%
-
-
May-2005
1
1%
-
-
Sep-1996
1
1%
-
-
Jul-2004
1
1%
-
-
Jul-2002
1
1%
-
-
Sep-2003
1
1%
-
-
Feb-2004
1
1%
-
-
May-1995
1
1%
-
-
Jan-2000
1
1%
-
-
Sep-1998
13
15%
-
-
(Other)
sec_app_inq_last_6mths
MISSING:
914
(91%)
TOP CATEGORIES
0.0
49
57%
1.0
23
27%
3.0
7
8%
2.0
7
8%
ALL
86
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sec_app_inq_last_6mths
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
sec_app_collections_12_mths_ex_med
0.34
application_type
0.34
verification_status_joint
0.26
sec_app_mort_acc
0.22
num_tl_30dpd
0.16
sec_app_chargeoff_within_12_mths
0.10

THESE FEATURES
GIVE INFORMATION
ON sec_app_inq_last_6mths:
verification_status_joint
0.53
application_type
0.52
sec_app_mort_acc
0.36
addr_state
0.23
int_rate
0.23
sub_grade
0.23
last_credit_pull_d
0.20
emp_length
0.19
grade
0.08
open_rv_12m
0.07
inq_last_6mths
0.07
purpose
0.06
title
0.06
open_il_24m
0.05

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
CORRELATION RATIO WITH...
sec_app_open_acc
0.66
sec_app_num_rev_accts
0.65
sec_app_fico_range_high
0.64
sec_app_fico_range_low
0.64
dti_joint
0.60
annual_inc_joint
0.54
sec_app_revol_util
0.51
revol_bal_joint
0.43
sec_app_mths_since_last_major_derog
0.43
sec_app_open_act_il
0.43
total_rec_int
0.19
out_prncp
0.13
out_prncp_inv
0.13
avg_cur_bal
0.12
sec_app_mort_acc
MISSING:
914
(91%)
TOP CATEGORIES
0.0
30
35%
1.0
18
21%
2.0
16
19%
4.0
7
8%
3.0
7
8%
5.0
5
6%
6.0
2
2%
8.0
1
1%
ALL
86
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sec_app_mort_acc
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
application_type
0.55
verification_status_joint
0.44
sec_app_inq_last_6mths
0.36
last_credit_pull_d
0.21
sec_app_chargeoff_within_12_mths
0.16
sec_app_collections_12_mths_ex_med
0.08

THESE FEATURES
GIVE INFORMATION
ON sec_app_mort_acc:
verification_status_joint
0.55
application_type
0.52
last_credit_pull_d
0.28
addr_state
0.27
sec_app_inq_last_6mths
0.22
int_rate
0.21
sub_grade
0.21
emp_length
0.18
purpose
0.07
title
0.07
open_rv_12m
0.06
grade
0.06
home_ownership
0.06
open_il_24m
0.05

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_mort_acc
CORRELATION RATIO WITH...
sec_app_fico_range_low
0.80
sec_app_fico_range_high
0.80
annual_inc_joint
0.78
sec_app_num_rev_accts
0.78
dti_joint
0.76
sec_app_open_acc
0.75
sec_app_revol_util
0.73
revol_bal_joint
0.69
sec_app_open_act_il
0.58
sec_app_mths_since_last_major_derog
0.49
dti
0.47
mort_acc
0.25
avg_cur_bal
0.23
total_rec_int
0.22
sec_app_open_acc
MISSING:
914
(91%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_num_rev_accts
0.82
sec_app_open_act_il
0.59
mths_since_last_record
-0.48
total_cu_tl
0.32
revol_bal_joint
0.32
dti_joint
0.31
annual_inc
0.24
open_acc
0.24
revol_bal
0.24
annual_inc_joint
0.24
mths_since_recent_bc
0.24
num_sats
0.23
num_bc_sats
0.23
total_acc
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.85
application_type
0.84
sec_app_mort_acc
0.75
last_credit_pull_d
0.67
sec_app_inq_last_6mths
0.66
emp_length
0.37
addr_state
0.24
delinq_amnt
0.24
sec_app_chargeoff_within_12_mths
0.24
int_rate
0.21
sub_grade
0.21
sec_app_collections_12_mths_ex_med
0.19
term
0.15
acc_now_delinq
0.13
MOST FREQUENT VALUES
9.0
10
11.6%
6.0
8
9.3%
8.0
8
9.3%
10.0
8
9.3%
7.0
6
7.0%
12.0
6
7.0%
5.0
5
5.8%
11.0
4
4.7%
4.0
4
4.7%
3.0
3
3.5%
15.0
3
3.5%
20.0
3
3.5%
13.0
2
2.3%
1.0
2
2.3%
26.0
2
2.3%
SMALLEST VALUES
1.0
2
2.3%
3.0
3
3.5%
4.0
4
4.7%
5.0
5
5.8%
6.0
8
9.3%
7.0
6
7.0%
8.0
8
9.3%
9.0
10
11.6%
10.0
8
9.3%
11.0
4
4.7%
12.0
6
7.0%
13.0
2
2.3%
15.0
3
3.5%
16.0
2
2.3%
17.0
1
1.2%
LARGEST VALUES
39.0
1
1.2%
26.0
2
2.3%
25.0
1
1.2%
24.0
1
1.2%
23.0
2
2.3%
21.0
1
1.2%
20.0
3
3.5%
19.0
2
2.3%
18.0
1
1.2%
17.0
1
1.2%
16.0
2
2.3%
15.0
3
3.5%
13.0
2
2.3%
12.0
6
7.0%
11.0
4
4.7%
sec_app_revol_util
MISSING:
915
(92%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.50
sec_app_fico_range_low
-0.43
sec_app_fico_range_high
-0.43
percent_bc_gt_75
0.42
last_fico_range_high
-0.40
last_fico_range_low
-0.40
all_util
0.38
fico_range_low
-0.36
fico_range_high
-0.36
revol_bal_joint
0.35
bc_open_to_buy
-0.35
revol_bal
0.34
mths_since_recent_revol_delinq
-0.30
max_bal_bc
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.90
application_type
0.90
sec_app_mort_acc
0.73
last_credit_pull_d
0.57
sec_app_inq_last_6mths
0.51
emp_length
0.32
addr_state
0.27
sec_app_chargeoff_within_12_mths
0.25
sec_app_collections_12_mths_ex_med
0.23
int_rate
0.20
sub_grade
0.20
verification_status
0.16
term
0.12
grade
0.12
MOST FREQUENT VALUES
46.3
2
2.4%
31.8
2
2.4%
35.6
2
2.4%
84.1
2
2.4%
60.9
2
2.4%
72.7
2
2.4%
79.9
1
1.2%
56.1
1
1.2%
82.2
1
1.2%
46.9
1
1.2%
20.9
1
1.2%
5.8
1
1.2%
66.2
1
1.2%
30.4
1
1.2%
2.8
1
1.2%
SMALLEST VALUES
0.0
1
1.2%
2.8
1
1.2%
5.8
1
1.2%
15.1
1
1.2%
16.6
1
1.2%
18.3
1
1.2%
20.9
1
1.2%
22.0
1
1.2%
22.3
1
1.2%
22.6
1
1.2%
24.7
1
1.2%
28.4
1
1.2%
30.4
1
1.2%
31.1
1
1.2%
31.8
2
2.4%
LARGEST VALUES
107.7
1
1.2%
100.5
1
1.2%
98.0
1
1.2%
92.7
1
1.2%
92.0
1
1.2%
91.8
1
1.2%
91.7
1
1.2%
91.3
1
1.2%
87.9
1
1.2%
87.4
1
1.2%
87.2
1
1.2%
86.9
1
1.2%
84.1
2
2.4%
83.8
1
1.2%
83.2
1
1.2%
sec_app_open_act_il
MISSING:
914
(91%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_open_acc
0.59
open_act_il
0.35
sec_app_mths_since_last_major_derog
-0.31
sec_app_num_rev_accts
0.31
open_acc
0.28
total_il_high_credit_limit
0.28
num_sats
0.28
num_il_tl
0.28
annual_inc_joint
0.25
fico_range_low
0.25
fico_range_high
0.25
total_acc
0.24
mths_since_rcnt_il
-0.23
total_bal_il
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.68
application_type
0.68
sec_app_mort_acc
0.58
last_credit_pull_d
0.53
sec_app_inq_last_6mths
0.43
emp_length
0.34
sec_app_chargeoff_within_12_mths
0.28
sec_app_collections_12_mths_ex_med
0.23
addr_state
0.23
int_rate
0.23
sub_grade
0.23
open_il_12m
0.13
purpose
0.12
title
0.12
MOST FREQUENT VALUES
3.0
22
25.6%
2.0
17
19.8%
1.0
16
18.6%
0.0
13
15.1%
4.0
7
8.1%
5.0
3
3.5%
6.0
2
2.3%
11.0
1
1.2%
7.0
1
1.2%
13.0
1
1.2%
10.0
1
1.2%
17.0
1
1.2%
9.0
1
1.2%
SMALLEST VALUES
0.0
13
15.1%
1.0
16
18.6%
2.0
17
19.8%
3.0
22
25.6%
4.0
7
8.1%
5.0
3
3.5%
6.0
2
2.3%
7.0
1
1.2%
9.0
1
1.2%
10.0
1
1.2%
11.0
1
1.2%
13.0
1
1.2%
17.0
1
1.2%
LARGEST VALUES
17.0
1
1.2%
13.0
1
1.2%
11.0
1
1.2%
10.0
1
1.2%
9.0
1
1.2%
7.0
1
1.2%
6.0
2
2.3%
5.0
3
3.5%
4.0
7
8.1%
3.0
22
25.6%
2.0
17
19.8%
1.0
16
18.6%
0.0
13
15.1%
sec_app_num_rev_accts
MISSING:
914
(91%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_open_acc
0.82
mths_since_last_record
-0.54
num_bc_tl
0.40
revol_bal_joint
0.35
total_cu_tl
0.34
num_rev_accts
0.31
sec_app_open_act_il
0.31
total_acc
0.29
revol_bal
0.27
num_bc_sats
0.26
total_rev_hi_lim
0.26
annual_inc_joint
0.26
mo_sin_old_rev_tl_op
0.25
total_bc_limit
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.85
application_type
0.85
sec_app_mort_acc
0.78
last_credit_pull_d
0.66
sec_app_inq_last_6mths
0.65
emp_length
0.35
addr_state
0.26
sec_app_chargeoff_within_12_mths
0.24
int_rate
0.20
sub_grade
0.20
delinq_amnt
0.20
sec_app_collections_12_mths_ex_med
0.19
term
0.16
verification_status
0.12
MOST FREQUENT VALUES
5.0
9
10.5%
7.0
7
8.1%
9.0
6
7.0%
11.0
5
5.8%
14.0
5
5.8%
21.0
4
4.7%
8.0
4
4.7%
17.0
4
4.7%
13.0
4
4.7%
4.0
4
4.7%
10.0
4
4.7%
6.0
4
4.7%
23.0
3
3.5%
12.0
3
3.5%
16.0
3
3.5%
SMALLEST VALUES
1.0
2
2.3%
2.0
1
1.2%
3.0
1
1.2%
4.0
4
4.7%
5.0
9
10.5%
6.0
4
4.7%
7.0
7
8.1%
8.0
4
4.7%
9.0
6
7.0%
10.0
4
4.7%
11.0
5
5.8%
12.0
3
3.5%
13.0
4
4.7%
14.0
5
5.8%
16.0
3
3.5%
LARGEST VALUES
35.0
1
1.2%
30.0
1
1.2%
29.0
1
1.2%
28.0
1
1.2%
27.0
1
1.2%
25.0
1
1.2%
24.0
2
2.3%
23.0
3
3.5%
22.0
2
2.3%
21.0
4
4.7%
20.0
1
1.2%
19.0
1
1.2%
18.0
1
1.2%
17.0
4
4.7%
16.0
3
3.5%
sec_app_chargeoff_within_12_mths
MISSING:
914
(91%)
TOP CATEGORIES
0.0
80
93%
1.0
6
7%
ALL
86
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sec_app_chargeoff_within_12_mths
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
sec_app_collections_12_mths_ex_med
0.31
application_type
0.05
verification_status_joint
0.04
sec_app_inq_last_6mths
0.02
sec_app_mort_acc
0.02
last_credit_pull_d
0.01

THESE FEATURES
GIVE INFORMATION
ON sec_app_chargeoff_within_12_mths:
verification_status_joint
0.43
application_type
0.41
addr_state
0.31
int_rate
0.28
sub_grade
0.28
emp_length
0.25
sec_app_collections_12_mths_ex_med
0.24
last_credit_pull_d
0.16
sec_app_mort_acc
0.16
open_rv_12m
0.14
term
0.12
open_il_24m
0.12
sec_app_inq_last_6mths
0.10
grade
0.10

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_chargeoff_within_12_mths
CORRELATION RATIO WITH...
sec_app_open_act_il
0.28
dti_joint
0.27
sec_app_revol_util
0.25
sec_app_num_rev_accts
0.24
sec_app_open_acc
0.24
sec_app_fico_range_high
0.24
sec_app_fico_range_low
0.24
annual_inc_joint
0.18
revol_bal_joint
0.15
sec_app_mths_since_last_major_derog
0.15
open_rv_24m
0.08
bc_util
0.06
all_util
0.05
mo_sin_old_il_acct
0.05
sec_app_collections_12_mths_ex_med
MISSING:
914
(91%)
TOP CATEGORIES
0.0
82
95%
1.0
3
3%
2.0
1
1%
ALL
86
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sec_app_collections_12_mths_ex_med
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
sec_app_chargeoff_within_12_mths
0.24
sec_app_inq_last_6mths
0.05
verification_status_joint
0.04
application_type
0.03
term
0.01
sec_app_mort_acc
0.01

THESE FEATURES
GIVE INFORMATION
ON sec_app_collections_12_mths_ex_med:
verification_status_joint
0.51
int_rate
0.36
sub_grade
0.36
addr_state
0.35
application_type
0.35
sec_app_inq_last_6mths
0.34
sec_app_chargeoff_within_12_mths
0.31
emp_length
0.25
grade
0.20
term
0.20
open_rv_12m
0.19
verification_status
0.18
open_il_24m
0.15
inq_last_6mths
0.10

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_collections_12_mths_ex_med
CORRELATION RATIO WITH...
sec_app_open_act_il
0.23
dti_joint
0.23
sec_app_revol_util
0.23
sec_app_num_rev_accts
0.19
sec_app_fico_range_high
0.19
sec_app_fico_range_low
0.19
sec_app_open_acc
0.19
annual_inc_joint
0.15
revol_bal_joint
0.15
open_rv_24m
0.08
acc_open_past_24mths
0.07
mths_since_last_record
0.06
total_rec_int
0.06
open_act_il
0.05
sec_app_mths_since_last_major_derog
MISSING:
961
(96%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_record
-0.71
mths_since_last_major_derog
0.60
loan_amnt
0.37
funded_amnt
0.37
funded_amnt_inv
0.37
total_pymnt
0.36
total_pymnt_inv
0.36
out_prncp
0.36
out_prncp_inv
0.36
installment
0.36
last_pymnt_amnt
0.36
total_rec_prncp
0.35
sec_app_open_act_il
-0.31
mths_since_recent_bc_dlq
-0.30

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.56
application_type
0.56
sec_app_mort_acc
0.49
sec_app_inq_last_6mths
0.43
int_rate
0.29
sub_grade
0.29
last_credit_pull_d
0.28
delinq_amnt
0.22
addr_state
0.21
emp_length
0.16
grade
0.16
sec_app_chargeoff_within_12_mths
0.15
open_acc_6m
0.13
purpose
0.13
MOST FREQUENT VALUES
1.0
2
5.1%
18.0
2
5.1%
62.0
2
5.1%
51.0
2
5.1%
76.0
2
5.1%
33.0
2
5.1%
55.0
2
5.1%
40.0
2
5.1%
47.0
1
2.6%
24.0
1
2.6%
59.0
1
2.6%
3.0
1
2.6%
10.0
1
2.6%
25.0
1
2.6%
45.0
1
2.6%
SMALLEST VALUES
1.0
2
5.1%
3.0
1
2.6%
4.0
1
2.6%
6.0
1
2.6%
8.0
1
2.6%
10.0
1
2.6%
11.0
1
2.6%
14.0
1
2.6%
18.0
2
5.1%
24.0
1
2.6%
25.0
1
2.6%
26.0
1
2.6%
27.0
1
2.6%
28.0
1
2.6%
33.0
2
5.1%
LARGEST VALUES
76.0
2
5.1%
74.0
1
2.6%
72.0
1
2.6%
69.0
1
2.6%
62.0
2
5.1%
59.0
1
2.6%
56.0
1
2.6%
55.0
2
5.1%
53.0
1
2.6%
51.0
2
5.1%
49.0
1
2.6%
48.0
1
2.6%
47.0
1
2.6%
45.0
1
2.6%
40.0
2
5.1%
hardship_flag
MISSING:
---
TOP CATEGORIES
N
1,000
100%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_flag
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
disbursement_method
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.00
sec_app_chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
collections_12_mths_ex_med
0.00
int_rate
0.00
sub_grade
0.00
delinq_amnt
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_flag:
term
1.00
int_rate
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
title
1.00
addr_state
1.00
delinq_2yrs
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_flag
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
hardship_type
MISSING:
1,000
(100%)
hardship_reason
MISSING:
1,000
(100%)
hardship_status
MISSING:
1,000
(100%)
deferral_term
MISSING:
1,000
(100%)
hardship_amount
MISSING:
1,000
(100%)
hardship_start_date
MISSING:
1,000
(100%)
hardship_end_date
MISSING:
1,000
(100%)
payment_plan_start_date
MISSING:
1,000
(100%)
hardship_length
MISSING:
1,000
(100%)
hardship_dpd
MISSING:
1,000
(100%)
hardship_loan_status
MISSING:
1,000
(100%)
orig_projected_additional_accrued_interest
MISSING:
1,000
(100%)
hardship_payoff_balance_amount
MISSING:
1,000
(100%)
hardship_last_payment_amount
MISSING:
1,000
(100%)
disbursement_method
MISSING:
---
TOP CATEGORIES
Cash
1,000
100%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
disbursement_method
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
debt_settlement_flag
1.00
num_tl_120dpd_2m
0.00
sec_app_chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
collections_12_mths_ex_med
0.00
int_rate
0.00
sub_grade
0.00
delinq_amnt
0.00

THESE FEATURES
GIVE INFORMATION
ON disbursement_method:
term
1.00
int_rate
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
title
1.00
addr_state
1.00
delinq_2yrs
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
disbursement_method
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
debt_settlement_flag
MISSING:
---
TOP CATEGORIES
N
1,000
100%
ALL
1,000
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
debt_settlement_flag
PROVIDES INFORMATION ON...
issue_d
1.00
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
hardship_flag
1.00
disbursement_method
1.00
num_tl_120dpd_2m
0.00
sec_app_chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
collections_12_mths_ex_med
0.00
int_rate
0.00
sub_grade
0.00
delinq_amnt
0.00

THESE FEATURES
GIVE INFORMATION
ON debt_settlement_flag:
term
1.00
int_rate
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
title
1.00
addr_state
1.00
delinq_2yrs
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
debt_settlement_flag
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
debt_settlement_flag_date
MISSING:
1,000
(100%)
settlement_status
MISSING:
1,000
(100%)
settlement_date
MISSING:
1,000
(100%)
settlement_amount
MISSING:
1,000
(100%)
settlement_percentage
MISSING:
1,000
(100%)
settlement_term
MISSING:
1,000
(100%)